OCHO Affordable Car Insurance

0.198.6

Ocho Holdings Co

4.46

627 reviews

50,000+
Downloads

Free

Affordable car insurance with flexible payment plans and instant coverage

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4.46 · 627 reviews · 50,000+ downloads

About OCHO Affordable Car Insurance

OCHO Affordable Car Insurance is a finance app developed by Ocho Holdings Co.

Download Statistics

OCHO Affordable Car Insurance has been downloaded 67 thousand times. In the last 30 days, the app was downloaded 4.8 thousand times.

User Ratings

OCHO Affordable Car Insurance is rated 4.46 out of 5 stars. The rating is based on 630 ratings.

App Information

OCHO Affordable Car Insurance is FREE to download. The APK download size is 79.86 MB. The latest version available is 0.198.6. The last update was on July 24, 2026.

Technical Requirements

OCHO Affordable Car Insurance requires Android 7.0+ or higher. The app has a content rating of High Maturity. The app has been available on Google Play September 2023.

Description

The easiest, most affordable way to get car insurance from your phone. We cover your down payment interest-free—so you get insurance today with flexible payments that fit your life.

OCHO uses powerful technology to make cheap car insurance a reality. Our smart app finds you the best quotes in minutes, covers your down payment, and sets you up with a payment plan designed around your payday. Plus, you can manage everything right from your phone: no paperwork, no long phone calls, no stress. Experience the power of smarter insurance. Download the OCHO app today.

WHY CHOOSE OCHO?
- 0 Down Options: Some customers qualify for no-deposit coverage, everyone else gets a much lower down payment.
- Drive Now, Pay Over Time: We give you a custom flexible payment plan.
- More Time to Pay – Need extra days? No problem! Plus no late fees, ever.
- Instant Proof of Insurance – Get covered the same day.
- OCHO PriceCheck: Our unique tool checks your final price for you, to make sure you’re getting our cheapest quote. 58% of our customers save $600!
- Boost Your Credit – On-time payments can help build your credit score.*

WHAT OUR CUSTOMERS HAVE TO SAY:

“Totally legit and you don’t have to put any money down and they give your proof of insurance the same day.” Gloria K., Springfield, IL

“They were really great and got me back on the road for 0 down. I would definitely recommend OCHO to anyone.” Thor Seth

“Love it. Helped with the down payment. Which is always too much to put down for car insurance. As a single mom I did not have to worry between down payment for car insurance and groceries for my children.” Addierene H., Gainesville, GA

HOW DOES OCHO WORK?
Say goodbye to big down payments and car insurance cancellations! We help finance your auto insurance at no extra cost, so you deal with us—not the insurance company. Enjoy lower or no down payments, flexible split payments, and choose your payment dates. Plus, we offer extra time to pay when needed, so you can stay insured. Break the cycle and pay with OCHO today! We make insurance shopping stress-free.

WE CURRENTLY OPERATE IN: Arizona, Texas, Illinois, Georgia, Missouri, New Mexico, Washington State, Wisconsin.

ABOUT US
Launched in 2021, OCHO’s mission is to revolutionize car insurance for hardworking people across the USA. Built by immigrants to help you beat the system, we offer more than just coverage—our policies are a pathway to financial resilience, giving you the breathing room you deserve.

APP FEATURES YOU’LL LOVE:
Find and compare auto insurance in minutes with our easy to use platform.
Get your credit score for free.
Select payments dates that fit in with your payday.
Download your policy documents instantly.
Request a payment extension if you need more days to pay.
Manage your payments and policy from your dashboard.

CURRENT INSURANCE COMPANIES WE WORK WITH: Progressive, Dairyland, Gainsco, National General, First Acceptance, Founders, Falcon, Aspire, Kemper Auto, Embark, Infinity, The General, Excepsure, Assurance America, Bridger, Bristol West, Unique Insurance Company, Clearcover.

Looking for an app like Hugo Insurance? At OCHO, we do things differently. Hugo insurance offers pay-as-you-go insurance, which can leave you with risky gaps in coverage that may lead to you not having coverage and more expensive rates. With OCHO, you get continuous coverage and flexible payment plans—keeping you protected without the worry.

We are NOT a payday loan service, cash loan, personal loan app, or a platform for borrowing money. We don’t use telematics.

Companies we are not affiliated with: The Lemonade, The Zebra, Root Insurance, Freeway Insurance, Direct Auto, Elephant Insurance, OTTO Insurance, All State, Safe Auto, Esurance, Nationwide, Gainsco Insurance, Geico Insurance, Go Auto Insurance, Liberty Mutual, AAA Insurance, USAA Insurance, State Farm, Fred Loya Insurance.

Learn more at www.ocho.co

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More data about OCHO Affordable Car Insurance

Price	Free to download
Total downloads	67 thousand
Recent downloads	4.8 thousand
Rating	4.46 based on 630 ratings
Ranking	Not ranked
Version	0.198.6
APK size	79.9 MB
Number of libraries	87
Designed for Android	7.0+
Maturity	High Maturity
Ads	NO ads

App Performance Report

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Alternative downloads for the OCHO Affordable Car Insurance app

OCHO Affordable Car Insurance compared with similar apps

Common keywords of similar apps

Ocho Payments Flexible Phone Free Today Payday Customers Extra Credit State Loan Plans Instant Fit Minutes Plan Stress Lower Give Days Proof Day Unique Score Put Love Worry Work Company Dates Offer Platform Companies Gainsco Insurance Payment Car Coverage Pay Auto App Time Affordable Make Manage Choose Money Policy

Keywords missing from this app

Home Health Driving Easy Td Find Assistance Access View Mercury Save Claims Vehicle Data Drive Check Id Claim Policies Mobile Details Quotes Belairdirect Quote Information Digital Roadside Support Safe Features Rideshare Cards Acko Full Based Service

Google Play Rating history and histogram

520

Downloads over time

OCHO Affordable Car Insurance has been downloaded 67 thousand times. Over the past 30 days, it averaged 160 downloads per day.

Changelog of OCHO Affordable Car Insurance

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Developer information for Ocho Holdings Co

Ocho Holdings Co

support@ocho.co

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Comments on OCHO Affordable Car Insurance for Android

★★★★★ Mario Alcala · Aug 25, 2025

I was in need of car insurance that I could afford. Ocho was a savior to me. Now I'm fully insured, and I can actually relax in knowing I'm covered! A million thanks to Ocho! What a relief. Other insurances wanted my firstborn, my left arm and leg, and both feet. I hope their greed causes their stock to plunge.

★★★★★ Ginny Jernigan · Feb 17, 2025

They really help you with the down payment on your insurance. If you cannot make your payment on time, they will gladly reschedule your due date. They are very flexible, and I like paying every 2 weeks instead of monthly. I haven't had any issues with ocho. Everything has been easy and customer service is great. I don't understand why some people have given bad reviews. 5 stars!!!

★★★★★ Judyann Phillips · Oct 6, 2025

This was the easiest car Ins I've ever taken out plus the least expensive!! I'm in a state of shock at how much money OCHO saved me! No, down payment and half of what I was paying for my old Ins!! I'm with a reputable company just a lot less expensive!! This is no joke it's for real! Try OCHO you won't be sorry!!

★☆☆☆☆ Jennifer Barnes Killebrew · Jul 3, 2025

This app deserves 0 stars. This company is fraudulent. They will steal money without authorization and try to force you to pay even after cancelling. They will not refund anything, but they'll continue to demand payments even after cancelling your policy. I am reporting this company and their representatives to the better business bureau and to insurance regulators and anyone else that needs to know that this company is nothing but fraudulent thieves. I would not recommend ocho to my worst enemy

★☆☆☆☆ Matthew Caputo · Feb 24, 2026

The preliminary quote was no down payment and $270/month, which they said would be finalized within the hour. Five hours later, the final quote is ready: down payment $500 and $350/month. No explanation, only option is to buy. Cute animations though.

Google Play Rankings for OCHO Affordable Car Insurance

This app is not ranked

Technologies used by OCHO Affordable Car Insurance

OCHO Affordable Car Insurance is requesting 45 permissions and is using 87 libraries.
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