Paghiram-Installment Loan App

Paghiram offer lower interest Insta peso cash online loan app in the Philippines for Filipinos. Easy Online Lending Application, Instant Disbursement.

Not enough funds! No need to worry now, Paghiram solves all problems for you!

Loan products
Loan Amount: The minimum loan amount is 2000 and the maximum loan amount is 100000
Annual interest rate: the minimum annual interest rate is 10%, the maximum annual interest rate is 28%
Loan Term: The minimum loan term is 91 days and the maximum loan term is 180 days

Loan example:
Loan Amount = 10000 PHP
Loan term = 90 days
Loan Processing Fee ₱0.00
Loan Service Fee ₱0.00
APR = 10%

Calculation formula:
Total interest = loan amount * annual interest rate * loan term (days) / 365 (days)
Total interest = 10000 *0.1 *90 / 365 =246.58
Total repayment amount = loan amount * annual interest rate * loan period (days) / 365 (days) + loan amount
Total repayment amount=10000 *0.1 *90 / 365+10000=10246.58
Monthly Payment= loan amount/（90/30）= 10,601/（90/30）=3415.53

Who can borrow?
- Any Filipinos in the Philippines and 18+
- At least 1 valid ID and a phone number
- Acceptable Valid IDs: Philhealth ID/ UMID/ SSS/ Pass Port/ PRC ID/ GSIS ID/ Voter's ID/ Postal ID/ Driver License etc. ( You can choose one of the above id types.)

How much can I borrow?
The higher your credit score, the more loan you can get.

Our advantages:
1. Convenient operation: download the app, submit information online, and select the loan amount.

2. Fast approval and payment: You can get loan approval within 7 minutes at the fastest, and the loan funds will be deposited into your bank account in real time!

3. No collateral: Paghiram is a completely no collateral online peso lending platform. This means you don't need to provide any collateral. Only ID card loan is required.

4. Privacy and security: Paghiram will protect all users' information. Without prior consent, we will not release your personal data to a third party, which is safe and reliable!

5. Flexible choice: Flexible choice: extendable loan term, reloan after repaid , multiple loan methods, loan after repayment, multiple loan methods.

6. Convenience of repayment: a variety of repayment methods can be selected: Convenience store (7-11, M. Lhuillier), bank transfer, electronic wallet(GCash, PayMaya), etc.

Privacy Agreement : https://api.paghiram.top/Api/Help/register

About Us
Company Name: MYCASH LENDING INVESTORS INC.
Business Name: Paghiram
Certificate of Authority No. 2814
Company Registration No.CS201840987
Tel: 09090773263 or 09090773130
Email: cspaghiram@gmail.com
Address:12 Floor Aseana Three Bldg., Macapagal Ave. Cor Aseana Ave., Aseana City Tambo City of Parañaque Fourth District, Parañaque City,Philippines

Recent changes:
1. Update the privacy policy statement.
2. When entering emergency contacts and selecting from the contact list, the app provides a statement disclosing the use of data.