PNB ONE is Punjab National Bank’s official mobile banking app, delivering a comprehensive, single-platform experience for transfers, statements, and investments. It ranks #35 in FINANCE with a solid 4.21 rating and has grown to 50,000,000+ total downloads, with 1.1M downloads in the last 30 days.
Pros & Cons
Official banking app from Punjab National Bank
Comprehensive feature set (transfers, statements, investments)
Instant transfers without beneficiary and broad UPI support
Strong security features including biometric sign-in, 2FA, and encryption
No requested-permissions are listed in the provided data
APK size shown as 0 bytes in the data
Limited emphasis on branch/ATM access and loan services in the description
About PNB ONE
PNB ONE is a finance app developed by PNB.
Download Statistics
PNB ONE has been downloaded 62 million times. In the last 30 days, the app was downloaded 1.1 million times. It is ranked in the top 100 finance apps.
User Ratings
PNB ONE is rated 4.17 out of 5 stars. The rating is based on 1.7 million ratings.
App Information
PNB ONE is FREE to download. The last update was on November 20, 2025.
Technical Requirements
PNB ONE requires Android 10+ or higher. The app has a content rating of Everyone. The app has been available on Google Play December 2018.
Description
PNB ONE is an amalgamation of various banking processes being delivered through single platform. PNB ONE mobile banking app is an all in one application which allows you to transfer funds, view account statement, invest in term deposits, manage debit card & credit card and many other exclusive services at your fingertips. Note:- PNB ONE is official mobile banking application of Punjab National Bank. This application provides access to PNB banking services across all operators. Services Available / Features of PNB ONE Mobile Banking App. Interactive Interface:- • Redesigned dashboard with more features available on the dashboard. • Access all the accounts on the dashboard itself.
Accounts:- • All accounts will be displayed in illustrative manner. ( Savings, Deposits, Loan, Overdraft, Current). • Detailed view of account statement. • Check Balances.
Transfer Funds:- Regular Transfers • “Self” (for own accounts), “Within” (for PNB accounts) & “Other” (for non-pnb accounts) will be there. • NEFT/IMPS/UPI for Interbank fund transfers. Instant Transfers (without adding beneficiary). • IMPS using MMID. • Quick Transfer without adding beneficiary. Indo- Nepal Remittance.
Invest funds:- • Open a term deposit account. • Mutual Funds. • Insurance.
Transactions:- • My transactions will display all the recent transactions. • My Favorite Payee will show list of recent payees. • Schedule a transaction. • Recurring transactions.
Safe and secure:- • Sign in much faster and simpler with your fingerprint. • 2 factor authentication. • Encryption.
Manage Debit Card:- • Apply for a new card. • Update limits of ATM withdrawal, POS/ E-Comm transaction. • Hotlist debit card.
Manage Credit Card:- • Link/De link Credit Card. • Auto Payment Registration. • Auto Payment De-Registration. • Change card limit. • Statement on e-mail. • Damaged card replacement.
Unified Payment Interface (UPI):- • Send/ Collect money through UPI. • Transaction History. • Complaint Management. • User Deregistration.
Scan & Pay (BHARAT QR):- • Make Payment by scanning QR directly. • Link your cards once and make the payment directly from the account.
Pay Bills/Recharge:- • Register your biller pertaining to Mutual find, Insurance, Telecom, Electricity, DTH, credit card etc. • Pay bills directly to your registered biller.
M-Passbook:- • View account statement of account. • Download account statement in PDF for offline purposes.
Favourites:- • Customer can add/delete most frequently used functionalities as favourite.
Value Added Services:- • PAN/ Aadhar Registration. • E-mail ID Updation. • E statement registration. • E-statement de registration. • MMID( used for IMPS). • Last 10 SMS.
Complaint Service Management:- • Raise a complaint/ Service Request. • Track your request. • Request history..
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I got the best service as I hoped. But there is a great mistake inspire of submission KYC, that is, Chanchal Debnath is my husband not father. There is written D/O. WHAT IS THIS ?
★★★★★prateek jain· Aug 25, 2026
My experience with PNB One was good. The app is convenient for managing banking services from my mobile phone. I found it useful for checking account details, viewing transactions, making payments, and using other digital banking features. The interface is simple and saves time by reducing the need to visit a branch.
★★★★★Debtanu Mazumdar· Sep 3, 2026
Great application for online banking thanks to the PnB team, easy to use makes people use online banking by there fingertips.
★☆☆☆☆Jatinderbir Singh· Sep 7, 2026
After updating the app, still not able to log in. Not able to get otp message, make the app lighter in size and easy user interface. Annoying
★☆☆☆☆Ramesh Saini· Aug 30, 2026
1 star — An absolutely pathetic and frustrating banking app I have wasted multiple hours just trying to register and use PNB One. I honestly don’t know which third-party company PNB has outsourced this app development to, but whoever is responsible seems to have demonstrated an extraordinary lack of competent development and product management. What is even more embarrassing is that PNB’s own teams apparently review, test, and approve these releases and features before pushing them to customer
★☆☆☆☆abhijeet srivastava· Sep 3, 2026
Every time says the old version. And sends the update forcefully. This is very pathetic and frustrating. Are you really professional to provide service or make torture to everyone... The update should be optional after doing the urgent work we can update the app.but it prohibits us from even logging in... Never seen an app like this...kindly do something
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Trust & Safety: Security-focused design with biometric sign-in, two-factor authentication, and encryption. The provided data does not list specific permissions, which suggests no permissions are disclosed in this dataset.
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