Satispay: Pay and invest

Free account with a zero-fee card, investing, interest-free instalment payments and everyday banking in one app*. Chosen by over 6.5 million people: open your account in minutes from your phone, no branch visit needed.

Satispay is the free account to manage your money every day: a zero-fee Mastercard debit card, payments in shops and online, purchases split into 3 interest-free instalments, and investing from just €1. All in one app.

A free, 100% digital account
- Online account with IBAN and free SEPA transfers
- Receive your salary or pension with no strings attached and set up direct debits for your bills
- Open your account in the app in minutes, without visiting a branch

The Satispay Mastercard debit card
- Mastercard debit card with no monthly fees
- Virtual card ready to use instantly, physical card delivered in a few days
- Pay wherever you go and earn Cashback Points on your purchases
- Add your card to Google Pay and Apple Pay and pay with your smartphone or smartwatch
- Perfect for travel: exclusive cards with no extra fees on foreign currency payments, free withdrawals worldwide*** and access to over 1,400 airport lounges
- Freeze and unfreeze your card from the app at any time

Pay in shops, online and with friends
- Pay with your smartphone in shops near you and online, and earn Cashback Points
- Send and receive money with all your contacts, free and instantly
- Earn Cashback Points on transactions and spend them in over 450,000 shops

Pay in 3, interest-free
- Split your purchases into 3 monthly instalments, with no interest and no extra costs
- Available in physical shops on the Satispay network and online wherever the service is active

Investing made simple
- Invest in funds, stocks and ETFs: over 1,000 instruments directly in the app
- Start investing with as little as €1, thanks to fractional stocks and ETFs
- Set up recurring investment plans in one tap: daily, weekly or monthly
- €0 purchase fees on all Vanguard ETFs with a recurring plan

Save with the Earning Piggy Bank
- Earn a return on your savings
- Create a piggy bank for every goal: holidays, taxes, emergencies
- Set up automatic deposits and withdraw whenever you want, no strings attached

Meal vouchers and employee benefits
- Use your meal vouchers directly in the app, no cards or booklets needed
- Spend your company's benefits credit wherever you already pay with Satispay

Simplify every payment
- Pay your car and motorbike tax wherever you are**
- Pay MAV slips and public administration notices (pagoPA) in a few taps**
- Buy vouchers and gift cards from your favourite brands**
- Instantly top up your own or a friend's phone credit**

For your kids too
From 14 to 17, your child can have their own Satispay: digital pocket money, spending under control and more independence.

Safe and secure
- Satispay is an electronic money institution authorised and supervised by the CSSF
- App protected by a 5-digit PIN, face recognition or fingerprint
- No sensitive or personal data is shared with third parties
- Get a notification for every transaction and block your card from the app in one tap

What you need to get started
- An ID document
- Your Italian tax code (codice fiscale)

Download Satispay: account, card, payments, savings and investing in one app.
Learn more at satispay.com. Follow us on Instagram, Facebook and X (@satispay).

*Payment services provided by Satispay Europe S.A., an electronic money institution authorised and supervised by the CSSF (no. W00000010). Investment services provided by Satispay Invest S.A., authorised and regulated by the CSSF (no. P555). Investing involves risk.
**Services available in Italy only.
***Up to the limits set by your plan.

Recent changes:
We are always working to improve your Satispay experience. Update the app: we've optimized performance and fixed some bugs.