Shresthcred

Take full control of your credit health with Shresthcred, your dedicated all-in-one credit evaluation app tailored for Indian users. Whether you plan to apply for a personal loan, home loan, car loan, or credit card, your CIBIL score (300–900) decides your loan approval chances and interest rates. Shresthcred helps you estimate your credit standing, decode your credit habits, and build a high CIBIL rating step by step.
Who We Are
Shresthcred is purely a credit assessment platform. We do NOT provide loans, issue credit, or operate as a bank, NBFC, or any lending institution. All score outputs and financial calculations are estimates generated based on your self-submitted data, for reference only, and shall not be treated as official bureau credit reports or professional financial advice. Always consult a certified financial expert before making any borrowing decisions.
Core App Features
✅ Custom Credit Assessment Questionnaire Answer simple financial questions to generate your estimated CIBIL score powered by Shresthcred. Receive two core outputs instantly:
• Personalized Credit Insights – Clear analysis of how your daily financial habits pull up or drag down your rating.
• Actionable Improvement Tips – Targeted guidance to lift your creditworthiness and cross the critical 750 score benchmark.
✅ Full CIBIL Score Rating Guide (300–900) Understand every credit tier from Poor (300–549) to Excellent (800–900). Learn the lending eligibility rules of Indian banks & NBFCs and practical steps to upgrade each score bracket. We also support users with zero credit history to build credit records from scratch.
✅ Secure & Optional Device Permissions All device access requests are fully optional for basic app usage:
• Camera: Upload supporting documents for deeper credit assessment (optional)
• Installed financial apps list: Analyze your financial behavior to deliver more accurate score evaluation (optional)
• Phone number & Call Logs: Only for OTP identity verification, no storage of your private call records
• Device ID: Anti-fraud protection and service optimization You can deny any permission without losing core credit assessment functions.
✅ Safe Local Data Storage Document photos captured via camera are saved locally on your mobile device and will not be uploaded to our servers without your explicit consent. We adopt strict administrative and technical safeguards to protect all your personal data and never sell your private information to third parties.
Why Choose Shresthcred?
🔒 Complete Data Privacy Our transparent Privacy Policy clarifies all data collection, storage and usage rules. You hold full rights to access, correct or delete your personal data anytime by contacting our official support mailbox.
📌 No Hidden Charges for Core Credit Tools All basic credit assessment, score guide and improvement suggestion functions are free to use for every user.
📖 Straightforward Credit Education Demystify India’s CIBIL scoring system for new borrowers. Avoid common credit mistakes that lead to low scores and loan rejections.
⚠️ Important Disclaimer
All estimated credit scores and financial analysis results are for informational reference only, not financial, legal, tax or investment advice.
Shresthcred bears no liability for any financial loss arising from decisions made relying on app-generated estimates.
This app is designed exclusively for users aged 18 and above; we never collect personal information from minors knowingly.

Legal & Trust
Privacy Policy and Terms of Service available inside the app

No hidden data collection

No surprise permissions

Contact Us
📧 Email: service@autofincalc.com

Download Shresthcred today.