SpeedFinance Instant Personal Loan App

स्पीडफाइनेंस पर्सनल लोन पाने का सबसे आसान तरीका है। यह हर भारतीय के लिए इंस्टेंट लोन ऐप है। 100% भारतीय कंपनी।
SpeedFinance is the easiest way to get an instant personal loan online. This is an Instant Loan app for every Indian. 100% Indian Company.
Features of SpeedFinance – Instant Personal Loan App:
स्पीडफाइनेंस के फायदे :
• Instant Loans available from ₹ 5,000 – ₹ 5,00,000
• ₹5,000 रुपये से ₹5,00,000 का तत्काल लोन
• Easy EMI options ranging from 3 months to 12 months
• 3 महीने से लेकर 12 महीने तक के आसान ईएमआई
• Quick loan application process via online loan app
• ऑनलाइन लोन ऐप के माध्यम से तेज़ आवेदन प्रक्रिया
• Convenience of loan repayment through various payment channels
• विभिन्न भुगतान चैनलों के माध्यम से ऋण चुकौती की सुविधा
• No guarantors or collaterals needed
• कोई गारंटर या जमानत की जरूरत नहीं
• 100% paperless loan application
• 100% पेपरलेस लोन प्रक्रिया
• Get your loan instantly credited to your bank account
• अपने बैंक खाते में तुरंत अपना ऋण प्राप्त करें
• No prepayment charges, pay interest only on the amount used
• कोई प्रीपेमेंट शुल्क नहीं, केवल उपयोग की गई राशि पर ब्याज का भुगतान करें
*Interest Rate varies based on your risk profile
* ब्याज दर आपके जोखिम प्रोफ़ाइल के आधार पर भिन्न होती है

𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐋𝐨𝐚𝐧 𝐞𝐥𝐢𝐠𝐢𝐛𝐢𝐥𝐢𝐭𝐲
Min age 23yrs
Max age 54yrs
Employment Type – Salaried with Pvt Ltd, Ltd or Government employer
Minimum Net Income (monthly) - ₹15,000 to be credited to salary account
Credit Score – 600+ with no repayment issues in the last 6 months

𝐃𝐨𝐜𝐮𝐦𝐞𝐧𝐭𝐬 𝐑𝐞𝐪𝐮𝐢𝐫𝐞𝐝 𝐟𝐨𝐫 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐋𝐨𝐚𝐧
• PAN card
• Aadhaar card
• Address proof (Any 1 - Driving license/Voter id/Passport/Aadhaar card/Utility bills/bank statements)
• Bank statements ( 3 months statement with salary credit of 15k+)
• Last 3 months salary slips showing 15k+ net take-home salary
• Original passport photo/selfie
Fees & Charges
Interest rates range from 0%-29.95% with equivalent monthly interest rate of 0%-2.49% only.
A small processing fee is charged for loans e.g. for low risk customers 0% - 3% of the principal, for very high-risk customers 2.5% - 7%*.
*The charges and repayment tenures vary based on creditworthiness and repayment ability of the customers. Penalty is charged only when someone delays their scheduled payment.

The APR for different products is separate as per the risk profile of the customers. The APR for different personal loan products: low risk customers is 0%-36%, medium risk customers is 18%-39%, high risk customers is 24%-42% and very high-risk customers is 24%-70%.

Loans range from ₹3,000 to ₹500,000
Tenure: 90+ days to 24 months. Interest rates range from 0%-30% per annum depending on the product availed.

𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐋𝐨𝐚𝐧 𝐟𝐨𝐫 𝐒𝐚𝐥𝐚𝐫𝐢𝐞𝐝 𝐞𝐱𝐚𝐦𝐩𝐥𝐞:
Loan amount: Rs. 50,000
Tenure: 12 months
Interest Rate: 20% per annum
Processing Fee: Rs. 1,250 (2.5%)
New customer onboarding Fee: Rs. 200
GST on Processing and Onboarding Fees: Rs. 261
Total Interest: Rs. 5,581
EMI: Rs. 4,632
APR: 23.2%
Loan amount is Rs. 50,000. Disbursed amount is Rs. 48,289. Total loan repayment amount is Rs. 55,581

𝐃𝐚𝐭𝐚 𝐒𝐞𝐜𝐮𝐫𝐢𝐭𝐲 𝐯𝐢𝐚 𝐒𝐞𝐜𝐮𝐫𝐞 𝐋𝐨𝐚𝐧 𝐀𝐩𝐩𝐥𝐢𝐜𝐚𝐭𝐢𝐨𝐧
Your data is safe with us. All the transactions are secured via a 128-bit SSL encryption. All the data are transferred over secured connections. We do not share your data with any third parties without your consent.
𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐔𝐬
1. Mail: help@earnwealth.in
*𝐓&𝐂 𝐀𝐩𝐩𝐥𝐲.Please visit www.earnwealth.in/terms.php

Recent changes:
Speed Finance, an Android-based Phone Application fully owned by www.earnwealth.in
Introducing Healthcare Product
Introducing Enhanced version of Dashboard
Security Enhancements and Bug fixes