Your kids, great with money! The youth account, app + card, that parents control
SquareOne is a youth-focused money app paired with a contactless card and strong parental controls, designed to teach kids money basics through real-world use. With real-time balance updates, savings goals, and the ability to earn via jobs, it lets parents supervise while kids learn practical money management in a fintech-friendly environment.
Pros & Cons
Youth-focused fintech with parental controls.
Real-time balance, transactions, and savings goals.
Jobs & pocket money to teach earning and budgeting.
Instant transfers between friends and the ability to freeze the card.
Lacks explicit marketing of traditional debit features or teen-focused banking elements (e.g., teen accounts, allowances, chores)
Not ranked in top app lists, which may affect discoverability in some markets
Marketing emphasis does not foreground learning features or parental supervision tooling beyond basics
About SquareOne - Youth Money
SquareOne - Youth Money is a finance app developed by Emerge Group.
How many times has SquareOne - Youth Money been downloaded?
SquareOne - Youth Money has been downloaded 130 thousand times. In the last 30 days, the app was downloaded 1.2 thousand times.
What is the rating of SquareOne - Youth Money?
SquareOne - Youth Money has no ratings yet.
Is SquareOne - Youth Money free?
SquareOne - Youth Money is free to download. The APK download size is 37.94 MB. The latest version available is 4.0.8. The last update was on July 20, 2026.
What are the requirements for SquareOne - Youth Money?
SquareOne - Youth Money requires Android 8.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play December 2022.
Description
How do we teach our kids about money? When they just see us tap our cards every day, it's impossible for them to connect the dots... Where does money come from? What's it worth in the real world, and how hard is it to get?
Enter SquareOne: Their first contactless card and account, with smart parental controls. Pocket money, jobs, savings... In a way they understand. We're a Kiwi team on a mission to empower our next generation, by helping them be great with money. We had to learn the hard way, so we want something better for our kids - and yours.
WHY SQUAREONE KIDS ARE GREAT WITH MONEY + Your first card (it's also eco-plastic!) = you get to understand how money works + A personal money app. This is NOT your grandad's bank. + Set savings goals + hit your targets = get what you want + need + Track your spend = Experience money + build lifelong habits of great money management + Check your balance and transactions in real time (+ no nasty overdrafts) + Complete jobs (+ set up your own earning opportunities) to earn extra money + Repay your parents with a tap + Easily freeze your SquareOne card if you lose it (+ it's selfie-ready with no details on the card) + Send + receive money with friends, instantly
AND WHY THEIR PARENTS ARE SO STOKED + Automatic pocket money + instant money transfers = help them experience using money for real + Set spending rules and limits for kids = You create the boundaries + R18 merchants are blocked...how has no one done this yet? + Contactless / online / international payments / friend-2-friend transfers...? You decide. + See recent transactions in real time and monitor their savings goals + Top up with a tap + all your kids in one place
We're a proud Kiwi fintech. Join us on this mission to uplift + empower our next generation by helping them be great with money. Our founders are 2 mates with young families. As the kids grow up we’re teaching them lots - including teaching them about money. When we were kids we had piggy-banks, savings books and star charts. We could count our money, and see our physical pile of cash and coins break down as we spent. We could also watch it build up as we did jobs and saved…
And that’s how it was done for generations. But the move to a cashless world has caught everyone off-guard. Options for youth accounts are limited, and the market’s approach is out of date, and out of touch. So we’re fixing it. For our kids, and yours.
Cheers, from the whole SquareOne team.
Recent changes: SquareOne just got a serious glow-up. The app's had a full redesign - faster, fresher, and way easier to use. It's still the same SquareOne you know and love, just looking a whole lot better.
This update makes everything smoother, sharper, and more fun - from saving to spending to learning about money.
As always, hit Help & Support if you've got feedback. We're all ears.
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Great app, helps teach my kids about managing money, they get paid for chores and can manage their spend. Helps teach them how to save for the things they want.
★★★★★Raumati Kire· Jul 14, 2025
Since I started using square one I have never looked back. It's so handy for my son and easy to transfer funds from my bank account to his square one card. My son always has chores and square one was the perfect app for this. In order to earn his spending money it's as simple as 1 2 3. Square one never disappoints. I forgot to mention the customer service is excellent I accidently misplaced my son's Square one card and Jeremiah was able to help me get a new one. Thank you great app for your kids
★★☆☆☆Cat Watson· Jun 24, 2026
Such a great concept and when you can get into the app it's great but more times than not it won't load and the kids can't access their money when they need to.
★★☆☆☆Adri Carshagen· Jun 3, 2026
Found the Square one terms (12/2023) not matching the actual app functions. Example, you cannot withdraw your money from the app, yet the terms tell you to initiate it from the app. It says you will receive your payment within 2 working days from your request. In my case it was double the time. (section 2.8 cash out payment) Terms outset monthly subscription information, but have no information on the yearly subscription. (section 2.4 fees schedule)
★☆☆☆☆kylie bartley· Nov 3, 2025
Should be able to use a new 18+card not all people are able to hold a license and not everyone has a passport either so disappointing for those who want to set this up for a child but can't
★★☆☆☆Chris Hutchings· Dec 8, 2025
I really like the idea behind it, but it's seriously lacking in the features department. I would like to be able to set the days a chore falls on, not just a repeating chore.
Google Play Rankings for SquareOne - Youth Money
This app is not ranked
Technologies used by SquareOne - Youth Money
20 permissions·38 libraries
Subscribe to see full permission and library details
Trust & Safety: Permissions include CAMERA, READ_CONTACTS, READ_EXTERNAL_STORAGE, POST_NOTIFICATIONS, INTERNET, and more. The app integrates services like AppsFlyer, Firebase, Intercom, and Sentry, and includes a dynamic receiver not exported. This reflects standard safety practices for finance-inspired apps, with multiple analytics and support tools.
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
