Stablecard by Western Union

Stablecard by Western Union is a Visa® spend card that lets you hold and use US Dollar Payment Token (USDPT™), a stablecoin designed to maintain the same value as the US dollar. You fund Stablecard with USDPT, and spend online, in stores, or access cash globally - wherever Visa is accepted. 

Whether you're managing digital assets or looking for a simple way to use stablecoin without having to convert into fiat currency,, Stablecard helps bridge digital finance and everyday payments—securely and conveniently from your phone.

Reliable & Secure Spending Experience
• Spend globally: Use your card anywhere Visa is accepted.
• Stable value: USDPT™, the stablecoin launched by Western Union on the Solana blockchain and issued by Anchorage Digital Bank, maintains a 1:1 value with the US dollar.
• Manage everything in-app – Track transactions and control your card.
• Cash access – Withdraw at ATMs.

How to Get Started
Download the Stablecard app and log in.
Complete onboarding and verification, no credit check or minimum balance
Add the virtual card to your Apple Wallet
Add funds in USDPT™
Start spending anywhere Visa is accepted.

Flexible Funding Options
• Transfer USDPT™ from compatible crypto wallets or exchanges.

Trusted Global Network
• Powered by Western Union’s global reach.
• Works on the Visa® network for worldwide acceptance.
• Built-in compliance, identity verification, and security protections.

Stablecard bridges digital assets and everyday payments—giving you a simple way to hold, move, and spend value across borders.

Fees & Important Disclosures

Fees may apply, including ATM withdrawal fees. See Terms and Conditions for details. 
Availability, features, and services depend on geographic and regulatory requirements. 

Fees, foreign exchange rates, and taxes may vary based on multiple factors, including brand, channel, and location. Fees and rates are subject to change without notice.   

Stablecard by Western Union is issued by Third National (third-national.com), which is a Visa® principal member that is licensed in Puerto Rico, United States.

USDPT is issued by Anchorage Digital Bank, N.A., a US national trust bank. USDPT is not issued, backed, approved, or guaranteed by the US government. USDPT is not insured by the Federal Deposit Insurance Corporation (FDIC) or any other US government agency.

Money transfer services may be provided by Western Union Financial Services, Inc. (NMLS # 906983) and/or Western Union International Services, LLC (NMLS # 906985). 

See terms and conditions in the app for details.

Western Union has offices worldwide and has its headquarters at 7001 E. Belleview, Denver, CO 80237, which may be contacted at +1-720-332-1000.