Swift Loan was a finance app developed by BIR FINANCE PRIVATE LIMITED. It was removed from Google Play Jun 3, 2022 and is no longer available for download.
Download Statistics
Swift Loan had been downloaded 22 thousand times before it became unavailable.
User Ratings
The app had no ratings.
App Information
Swift Loan was free to download. The APK download size was 13.46 MB. The last available version was 2.2.0. The last update was on March 7, 2022.
Technical Requirements
The app had a content rating of Everyone. The app had been available on Google Play January 2022.
Description
Features: Best security practices to keep your information safe and secure during the loan process. Loan amount: From₹ 2,000 to ₹ 10,000 Minimum period for repayment : 91 days Maximum period for repayment : 180 days Interest rate : from 0%-30% per annum depending on the product availed. GST: 18% of Processing Fee Service Fee: Minimum 2%, Maximum 8%
Representative Example : Personal loan for salaried Amount Borrowed (Principal): ₹ 5,000 Tenure :91 days（3months） Interest Rate (APR) = 30% (on Reducing Principal Balance interest calculation) Processing Fee (incl. GST): ₹374 Disbursed amount：₹4625 EMI amount: ₹1742 Interest amount: ₹1742x 3 months - ₹5000 Principal = ₹226 Late Fee ₹0 if paid on time Total repayment amount = Principal repayment amount + Interest Amount + Fee = ₹5000+ ₹226 + ₹374 = ₹5600
Eligibility 1. Indian resident with good credit 2. Age between 22-59 years 3. Have a stable salary
Responsible Lending Swift Loan has partnered with RBI-authorised & regulated NBFCs/Financial Institutions. Our policies and services are fully regulated and legally compliant. Swift Loan is trusted by more than 1Cr users all over India.
How to get started 1. Install Swift Loan App 2. Login app by OTP 3. Submit the required basic information and application 4. Wait for approval(Review your credit) 5. Receive money
Safety & Security We use https to transmit data, and use the latest encryption technology on the server to store your data. We ensure that your data is in safe hands. We will never share data to the third party without your permission.
Notice: For a faster and safety process, we require the following App permissions:
Financial SMS We read only transactional SMSs to ascertain the credit-worthiness and loan amount
Camera & Media Access Helps you upload your selfie as a part of the application process
Read Device Info - To securely link the Swift Loan Application to the user's phone
Contacts As a part of our loan journey, we require references from the Swift Loan Applicant.
To read our Policy for details, visit: https://webapi.swiftpool.in/privacy.html
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Each subscription will automatically renew 3 days before the expiration date for
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