Tack: Budget & Expense Tracker

Tack is a budget and expense tracker that turns your money into one calm number: what you can safely spend today.

Most budget apps hand you charts and leave you to work it out for yourself. Tack does the arithmetic. It takes your income, your budgets, your bills and your savings goals, and gives you a single honest figure — the money you can spend right now without falling behind on anything. It is a budget planner, an expense tracker and a money manager in one, and it all fits on a single screen.

YOUR DAILY ALLOWANCE
Tack works out what is safe to spend each day for the rest of the month, based on real income, real budgets and real savings goals. Open the app, see your number, get on with your day.

EXPENSE TRACKING THAT TAKES SECONDS
Add an expense in a couple of taps. Categorise it, tag the payment method, and move on. Search and sort your transactions whenever you need them. No spreadsheet, no monthly reconciliation session, no data entry marathon.

BUDGETS BY CATEGORY
Set a monthly budget for the categories that matter to you — rent, food, transport, family support — and Tack tracks your spending against it in real time. Tap any category to drill into its transactions and see exactly where the money went.

BILLS AND RECURRING PAYMENTS
Keep every bill, subscription and salary in one place so nothing catches you out at the end of the month.

SAVINGS GOALS
Name a savings goal — emergency fund, travel, a house deposit — set the target, and Tack reserves what you need each month before it tells you what is spendable. Your savings come first, automatically.

BUILT FOR MULTIPLE CURRENCIES
Track accounts in PHP, USD, SGD, AUD and 25 more currencies, with live exchange rates and an offline fallback. A multi-currency money manager that still gives you one total you can trust. Made in Manila for people who earn in one currency and spend in another — OFWs, freelancers, expats, and anyone juggling more than one wallet.

PAYMENT METHODS THAT MATCH REAL LIFE
Tag spending by GCash, Maya, Wise, PayPal, bank transfer, card or cash — ten payment methods, so your money manager reflects how you actually pay for things.

PRIVATE BY DESIGN
Your data stays on your device. No account to create, no cloud sync, no third-party tracking, no ads, and nothing sold to anyone. Delete the app and your data goes with it.

FREE, WITH A ONE-TIME UNLOCK
Core budgeting and expense tracking is free forever. Tack Premium is a single payment — no subscription, no trial, no renewals — and unlocks:
• Six-month spending reports and trends
• Recurring transactions handled automatically
• PDF and Excel export
• 28 spending categories instead of 5

WHO TACK IS FOR
People who want a simple budget tracker and personal finance app that is calm rather than clever. First-time budgeters. Anyone leaving a spreadsheet behind. Filipinos managing pesos across GCash and a bank account. Freelancers whose income arrives in lumps. Families keeping the monthly budget honest. Expats and travellers spending across borders.

No guilt, no jargon, no lectures about your spending habits. Just the number, and everything behind it.

Track. Know. Grow.

Recent changes:
• The back button now steps back through setup instead of discarding it.
• Your data is no longer swept into Google's automatic backup, so it can't reappear on another phone on the same account.
• Rebuilt themes, with a System option that follows your phone.
• The paywall no longer advertises a Shared Mode that doesn't exist.
• Always your real local price, never a placeholder.
• Free history is now a rolling 30 days, not the calendar month.
• Sign-up removed — everything stays on your device.