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Have no issues except I can'take a payment toy cc balance through the app. Why?
★★★★★Sue Schneider· Nov 4, 2025
Easy to navigate. Great way to check account and transfer funds A+ rating.
★★★★★Teresa· Dec 13, 2025
I love the app it is so easy to pay your loans and have your accounts at your fingertips.
★★★★★Jessica Taylor· Jun 4, 2023
They are very polite and extremely helpful when I have problems with my account. This is a great bank.
★★☆☆☆A Google user· Jul 14, 2025
I've had to downgrade my original five-star rating to two stars. Reason being, I treat all functions in dealing with universal1 as "this app'. I used to get low balance alerts anytime my checking balance fell below a set threshold. Last month those texts stopped, unannounced. My checking balance fell below the threshold, and a check I wrote required the credit union to withdraw funds from my savings account, which was well funded. An overdraft fee was charged. That's wrong
★☆☆☆☆Pamela· Mar 24, 2026
Every time I go to log in on UI mobile it says my password is wrong, so it sends me a temporary. I'll put it in, and then it says it's wrong. I'm getting really aggravated with trying to log in on this website. I've never had trouble like that with any other website. Constantly changing my password
★★☆☆☆Drew Caisse· Sep 24, 2025
The interface is way better than it was. However, the functionality of this app is poor to say the least. I don't know if it is a banking issue or what. But when I bill pay it takes days to come out of my account. I used to bank with chase. Anytime I withdrew money it would come out right away. This banking institution, not so much. If my transactions came out when I paid bills or used my card I would give it 5 stars.
Google Play Rankings for U1 Mobile
This app is not ranked
Technologies used by U1 Mobile
U1 Mobile is requesting 0 permissions and is using 9 libraries.
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
Android Jetpack core
Google Maps SDK
Volley
Simple XML Serialization
ACRA
Jackson JSON Processor