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Last updated on: 2026-09-19
Android Apps > Finance > upay: Finance and Payments
upay: Finance and Payments icon

upay: Finance and Payments

2.14.7
UPAY
3.64
45,921 reviews
5,000,000+
Downloads
Free

An easy, secured, and innovative financial solution for all your lifestyle needs

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3.64 · 45,921 reviews · 5,000,000+ downloads
Download from Google Play Also on the App Store

upay: Finance and Payments is a Bangladesh-focused digital wallet delivering instant onboarding, bank/card top-ups, and seamless online and offline payments, backed by blockchain-based security. With 5,000,000+ total downloads and 100K in the last 30 days and an average rating of 3.68 from 45,669 reviewers, it remains a strong choice for everyday financial tasks.

Pros & Cons

  • All-in-one digital finance solution focused on Bangladesh
  • Blockchain-based security with device-bound access
  • Supports offline and online payments including QR-based store payments
  • Fast onboarding with instant ID-based registration
  • No explicit UPI or broad international banking transfers indicated in the data
  • No loan or insurance features listed in this dataset
  • App focus is Bangladesh-centric, which may limit international use or cross-border features compared to global fintechs

About upay: Finance and Payments

upay: Finance and Payments is a finance app developed by UPAY.

Download Statistics

upay: Finance and Payments has been downloaded 8.5 million times. In the last 30 days, the app was downloaded 100 thousand times.

User Ratings

upay: Finance and Payments is rated 3.64 out of 5 stars. The rating is based on 46 thousand ratings.

App Information

upay: Finance and Payments is FREE to download. The APK download size is 54.00 MB. The latest version available is 2.14.7. The last update was on September 8, 2026.

Technical Requirements

upay: Finance and Payments requires Android 5.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play March 2021.

Description
Introducing “upay” (উপায়) app which provides easy, secured and innovative Digital Financial Solutions, and helps you elevate lifestyle in just a few simple taps.
Show more

More data about upay: Finance and Payments

Price Free to download
Total downloads 8.5 million
Recent downloads 100 thousand
Rating 3.64 based on 46 thousand ratings
Ranking Not ranked
Version 2.14.7
APK size 54.0 MB
Number of libraries 74
Designed for Android 5.0+
Suitable for Everyone
Ads NO ads

App Performance Report

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Also available on the App Store

upay: Finance and Payments icon upay: Finance and Payments
UCB Fintech Company Limited
3.5
Free
189 ratings

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upay: Finance and Payments compared with similar apps

Common keywords of similar apps

Ease Secured Easily Add Charge Stores Give Major Favorite Based Debit Number Including Internet Wallet Book Tickets Innovative Lifestyle Simple Ensures Banks Utility Make Offline Blockchain Technology Electricity Water Upay App Account Payments Money Mobile Card Pay Bill Recharge Credit Cash Online Bank Bangladesh Access Easy Financial Transactions Instant Security

Keywords missing from this app

Banking Secure Limited Transfer Digital Payment Bills Cards Experience Funds Insurance Check Send Accounts Features Transaction Time Transfers User Qr Fund Services Manage Recent Ahadu Anytime Pin Loan Branch

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Google Play Rating history and histogram

Rating history
Subscribe to see the full rating timeline
26K
3.7K
2.8K
1.2K
12K

Downloads over time

Downloads over time
Subscribe to see download velocity and history

upay: Finance and Payments has been downloaded 8.5 million times. Over the past 30 days, it averaged 3.4 thousand downloads per day.

Changelog of upay: Finance and Payments

Show changelog

Developer information for UPAY

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Comments on upay: Finance and Payments for Android

★★★★★ Saleh Mostafa · Sep 2, 2026
Why there's only one Bank in NPSB? Add more Banks in that feature.
★★★★★ Firoz Ahmed · Sep 3, 2026
Here's the message: "Please add the 'Visa Card Payment' option on Upay, specifically so that we can select Visa cards and make payments when going to any merchant payment option. It will make transactions much easier and more convenient for users!"
★☆☆☆☆ Fuad Sadique · Aug 12, 2026
Got blocked. I called the customer care, and they said it's because of the KYC, and they are removing it. The KYC system was outdated so couldn't go through all the process and submit. Still they didn't unblock.
★☆☆☆☆ Md Ullas Miah · Aug 28, 2026
I have tried to log in again and again with my registered mobile number and correct password, but I have failed. Every time it shows me that password and number do not match, please contact customer care. I have called customer care and got no solution. I have reset my password many times, but it has not helped, rather it has been a waste of time. A useless company in today's era.
★☆☆☆☆ Saleh Mostafa · Aug 2, 2026
Why don't you add NPSB transfer? Every MFS providers added NPSB transfer features. But upay didn't.
★☆☆☆☆ Mdmerig Gazi · Aug 20, 2026
This is a very bad app. When I try to log in to my account. It asks for a six-digit PIN, but my PIN is four digits. Now I can't log in to the app

Google Play Rankings for upay: Finance and Payments

This app is not ranked

Technologies used by upay: Finance and Payments

27 permissions · 74 libraries
Subscribe to see full permission and library details
Trust & Safety: The app requests a broad set of permissions (including location, camera, SMS, contacts, storage, and more) to enable payments, billers, and QR functionality. It promotes blockchain-based security and device-bound access, which enhances protection but users should review the permissions and verify the publisher (UPAY) before installing.
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