The Loan Calculator app is designed solely for planning purposes
About Ura Saccos Loan Calculator
Ura Saccos Loan Calculator is a finance app developed by Swahili ICT.
Download Statistics
Ura Saccos Loan Calculator has been downloaded 960 times. In the last 30 days, the app was downloaded 21 times.
User Ratings
The app has no ratings yet.
App Information
Ura Saccos Loan Calculator is FREE to download. The APK download size is 12.99 MB. The latest version available is 9.4. The last update was on November 20, 2025.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play April 2025.
Description
DISCLAIMER
(a) This app is not owned by URA-SACCOS. (b) It was created by a URA staff member. (c) No internet or login is needed. (d) It’s not connected to any system. (e) It runs offline and has no database.
NB: By downloading this app, you agree that all data will remain your property. If you choose to share calculation data, it is at your own discretion.
2. MAIN OBJECTIVE
The main objective of This app is to help URA-SACCOS staff perform loan calculations before members access the ESS-MIKOPO system. It provides quick estimates to support informed decision-making.
3. TARGET USERS
(a) URA-SACCOS branch staff (b) URA-SACCOS representatives (c) URA-SACCOS members
4. KEY SCOPE
This is a loan calculator designed for internal use only. It helps estimate how much a member can borrow and the repayment plan. Results are for planning purposes and not final.
(a) Requested Loan Amount (b) Repayment Period (c) Deduction
6. CALCULATION SCENARIOS
(a) Enter only repayment period → App calculates deduction & loan (b) Enter repayment period + deduction → App calculates loan (c) Enter repayment period + loan → App calculates deduction (d) Enter all fields → App checks consistency
7. VALIDATION RULES
(a) Wrong repayment period → Suggest correct one (b) Invalid repayment duration → No result (c) Inconsistent months & deduction → No result (d) Inconsistent take-home & deduction → No result (e) Inconsistent deduction & loan → No result (f) In some cases → Suggestions shown in results
8. ON CALCULATE BUTTON
Displays: (a) Take-Home (b) Requested Loan Amount (c) Total Loan + Interest (d) Total Interest Paid (e) Monthly Deduction (f) Repayment Period (g) Processing Fee (0.25%) (h) Insurance Fee (1%) (i) Final Disbursement Amount (j) Option to Download Excel (k) Loan Top-Up
9. ON AMORTIZATION BUTTON
Displays: (a) Month Number (b) Starting Balance (c) Principal Payment (d) Interest (e) Ending Balance (f) Option to Download Excel
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