Zeroed: Offline Budget Planner

Take control of your money with Zeroed — the private, offline budget planner and expense tracker you pay for once and own forever. No subscriptions, no ads, no data mining. Every feature is free for 34 days — no account and no credit card required.

🎯 ZERO-BASED ENVELOPE BUDGETING
Give every dollar a job. Zeroed uses the zero-based envelope budgeting method: allocate your income to spending categories, watch category balances roll over, and always know exactly where your money is going. A complete personal finance and money manager tool — without renting your own budget back from a subscription.

🔒 YOUR DATA STAYS YOURS
Unlike cloud budget apps, Zeroed stores your financial data on your device with AES-256 encryption. Your transactions, accounts, and spending history never touch our servers — we don't have any. True privacy for your most sensitive information.

💰 PAY ONCE — NO SUBSCRIPTIONS, EVER
Tired of money apps charging $5–15 every month to track your own spending? Zeroed is a one-time purchase that unlocks everything forever. No recurring fees, no surprise price rises. And if you never upgrade, your data stays readable and exportable — never locked away.

📊 POWERFUL BUDGETING FEATURES
• Zero-based envelope budgeting with rollover
• Expense tracking across unlimited accounts — current, savings, credit cards, cash
• Spending reports and charts to see where money goes
• Scheduled transactions, recurring bills, and bill reminders
• Reconciliation against real bank statements
• Goals, debt payoff planning, and net worth tracking
• Dark mode for late-night budgeting

📱 IMPORT BANK STATEMENTS — NO BANK LINKING
Skip fragile bank connections. Import transactions from CSV, PDF, OFX, QFX, and QIF statements with a smart universal parser that recognises major bank formats and catches duplicates automatically.

📷 SCAN RECEIPTS WITH OCR
Snap a photo of any receipt and Zeroed extracts the amount automatically — perfect for tracking cash spending on the go.

☁️ OPTIONAL SYNC VIA YOUR OWN GOOGLE DRIVE
Want your budget on multiple devices? Enable sync through your personal Google Drive. Data is encrypted before it leaves your device — even we can't read it.

🖥️ WORKS EVERYWHERE
One purchase covers phone, tablet, and desktop: Android and Windows today, iOS and macOS coming soon. Your budget planner is wherever you are — fully offline, no internet required.

🔐 BIOMETRIC SECURITY
Lock your budget behind fingerprint or face unlock. Only you can see your finances.

✨ PERFECT FOR
• Anyone switching from a subscription budgeting app — import your data via CSV in minutes
• People tired of subscription fatigue who want to own their tools
• Privacy-conscious savers who don't want their spending data in the cloud
• Envelope and zero-based budgeting beginners and experts alike
• Households that want one budget across phone and computer

Start budgeting, tracking expenses, and saving money today — privately, offline, and on your own terms. Download Zeroed and take back control of your money and your privacy.

No account required. No credit card needed. Just download and start budgeting.

Recent changes:
What's new since 1.4.1:
- Today shows one next move, or All clear.
- Quick log: a spend in three taps, with a receipt line.
- Sort cards, Cover from a bill, an assign preview with a hold-back.
- Bills covered until a date, your money record, month close, share cards.
- Home-screen widgets and app shortcuts: safe to spend, next move, next bill, a category.
- Help on every screen, round-ups that move money, goal photos and projected finish dates.
- Fixes to goal dates, dividers and snackbars.