Bread: Money, Crypto & Rewards

Send to any wallet. Any chain. Anywhere on Earth.
Hold cash earning up to 11% APY, paid in Bitcoin.
The best way to use Bitcoin, built for people who've never touched it.
The renaissance of money is here. Welcome to Bread.

BITCOIN, MADE EFFORTLESS
No jargon. No learning curve. Nothing to configure. If you can use a banking app, you can use Bread, and if you already live on Bitcoin, this is the experience you've been waiting for. Everything just works, beautifully.

SEND ANYWHERE
Pay anyone, anywhere, for anything. Tap to pay merchants. Send money to anyone in any country, in seconds. Send to any crypto wallet on any chain, Bitcoin, Ethereum (and L2s), Solana, USDC, Lightning, and let Bread handle the rails. One app. One balance. Every destination.

EARN BITCOIN
Hold your cash and earn up to 11% APY in rewards, paid in Bitcoin. No lock-ups. Real rewards on the dollars you already have, every single day. Buy Bitcoin in two taps. All in one wallet.

MEET YOUR AI AGENTS
A personal AI that handles the small money decisions you'd rather not think about. Paying bills. Ordering groceries. Sending gifts. Optimizing yield. Watching for what matters. Always on. Always your call.

ON YOUR TERMS
You set the rules. Your AI Agents work inside them. Spending limits, permissions, every action visible. Pause them any time.

WHY BREAD
- The easiest Bitcoin experience ever built, for your first dollar or your millionth sat
- Send to any bank (soon), deposit from Apple Pay, Cash App, or any crypto wallet
- Up to 11% APY on cash, paid in Bitcoin
- Bitcoin and cash, together in one wallet
- Personal AI Agents that handle tasks for you
- Design that makes money feel simple

Built for everyone, from your first dollar to your first Bitcoin.
Bread is the first bank built on Bitcoin. The renaissance of money is here. The future of money is yours.