Bread: Money, Crypto & Rewards

Get paid by your @name, request money in one tap, and earn Bitcoin on your cash every day. Bread is the easiest way to save, send, and earn with Bitcoin.

GET PAID BY NAME
Claim your @name and anyone can pay you in seconds, from Bread or any Lightning wallet. No long addresses. No copy and paste. Share your link and get paid.

REQUEST MONEY IN ONE TAP
Splitting dinner, rent, or a trip? Request from any @name on Bread. They get a notification and pay in one tap. Forgot to pay you back? Send a friendly reminder.

EARN BITCOIN ON YOUR CASH
Hold dollars in Cash and earn rewards paid in Bitcoin, every single day. No lock-ups. No minimums. Your cash stays cash while your Bitcoin grows.

ADD MONEY YOUR WAY
Buy with Apple Pay, move money from Cash App, or deposit from any crypto wallet. Send USDC, USDT, ETH, or SOL on Ethereum, Solana, Base, Arbitrum, BNB Chain, or Robinhood Chain, and it lands in your Cash balance automatically.

SEND ANYWHERE
Pay friends by @name, pay any Lightning invoice, or send to any Bitcoin, Ethereum, or Solana wallet. One balance, every destination. Bread handles the rails. Find places to spend Bitcoin near you on the map.

BITCOIN, WITHOUT THE JARGON
Sign up with your phone number. No seed phrase to write down, nothing to configure. If you can use a banking app, you can use Bread. And if you already live on Bitcoin, this is the wallet you've been waiting for.

ONLY YOU CONTROL YOUR MONEY
Bread is self-custodial, so no one else can move your funds. Not even us. Lock it with Face ID and back it up on your terms.

EARN EVEN MORE
Collect Bread points as you use the app, and invite friends to earn rewards together.

WHY PEOPLE LOVE BREAD
- Get paid by your @name, from anyone
- Request money and get paid back in one tap
- Earn Bitcoin on your cash, every day
- Add money with Apple Pay, Cash App, or any crypto wallet
- Send to any wallet, on any chain
- Self-custodial and protected with Face ID
- Design that makes money feel simple

Bitcoin made effortless. Welcome to Bread.

Rewards rates are variable and can change. Bread is not a bank. Apple Pay purchases are provided by third-party partners and availability varies by region.