Moneys – Personal Finance

Your money, clearly.

Moneys is a premium personal finance app designed to keep every account, every currency and your whole net worth in one calm, private place — on iPhone, iPad and now natively on the Mac.

Record what you spend and earn, move money between accounts, split a receipt across categories, let recurring payments book themselves, and watch your net worth take shape month after month. No bank connection, no account to create, no server in between: your ledger lives on your device and, if you choose, in your own iCloud.

Features

• Accounts in Any Currency
Bank accounts, cards, cash, wallets, savings and loans, each in its own currency, converted into your base currency with daily exchange rates — and every currency with its own precision, down to eight decimals for digital assets.

• A Ledger Made for Real Life
Income, expenses and transfers, split transactions, recurring rules, tags, notes and attachments. Global search finds any transaction by payee, note, tag or amount — accents optional.

• Net Worth That Makes Sense
Assets and liabilities side by side, cash flow for any period, the categories that weigh the most and a trend of your net worth over time — computed instantly, even on ledgers with tens of thousands of transactions.

• Made for iPad and Mac
Lists beside their details, a sidebar for every tab, every orientation, Split View and Stage Manager. Full trackpad and keyboard support, with shortcuts for new transactions, search and every tab. On the Mac, a native window for Intel and Apple silicon, with every section in the sidebar.

• Home Screen & Lock Screen Widgets
An account balance, your net worth with its 30-day trend, this month against last month, budgets, upcoming and latest transactions, a one-tap new transaction — and an extra-large overview on iPad. Every widget opens exactly where you need to be.

• In Sync Across Your Devices
Accounts, categories and transactions stay in sync between iPhone, iPad and Mac through your own iCloud — automatically, and never through our servers. Sync status is always visible in Settings.

• Backup & Restore
Export your whole ledger as JSON or CSV, keep automatic backups in iCloud, and restore on any device — merging or replacing, always after a safety copy is written first.

• Private by Default
Face ID or Touch ID lock that covers everything, including the app switcher. No account, no tracking, no advertisements, no unnecessary data collection.

• Beautiful by Design
A native Apple experience in English, Italian, Spanish, French, German, Portuguese, Russian, Simplified and Traditional Chinese, Japanese and Korean, with Light Mode, Dark Mode, Dynamic Type, VoiceOver and calm, native motion throughout.

Moneys Plus

Unlimited accounts, foreign currencies, categories and subcategories, account folders, advanced analytics, monthly budgets and savings goals. Monthly, yearly with a one-week free trial, or a one-time lifetime purchase. Everything you have recorded stays yours, always.

Perfect for

• Anyone who wants to know where the money goes
• Households with more than one account or currency
• Freelancers and travelers
• Savers with a goal in mind
• People who value privacy

From the first expense to a full picture of your wealth, Moneys keeps the numbers honest and the experience quiet.

Privacy Policy: https://aumatex.it/en/moneys-privacy-policy
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/