This app transforms the way you interact with your loan account.
About Aditya Birla Capital – Finance
Aditya Birla Capital – Finance is a finance app developed by Aditya Birla Capital Limited.
Download Statistics
Aditya Birla Capital – Finance has been downloaded 2.5 million times. In the last 30 days, the app was downloaded 73 thousand times.
User Ratings
The app has no ratings yet.
App Information
Aditya Birla Capital – Finance is FREE to download. The last update was on July 30, 2025.
Technical Requirements
Aditya Birla Capital – Finance requires Android 9.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play September 2024.
Description
Long Description:
Introducing the all-new Aditya Birla Capital – Finance Mobile App! It's a game-changing application that transforms your interactions with your loan account. With its advanced features and user-friendly interface, it puts loan management at your fingertips & empowers you to take control of your loan accounts like never before.
Features available on the Aditya Birla Capital – Finance Mobile App: - Loan Account Details - Statement of Account - Sanction Letter - Welcome Letter - Repayment Schedule - Interest Certificate - No Objection/ No Due Certificate - Payment History - …and more.
You can also apply for the Aditya Birla Capital – Finance co-branded Credit Cards.
Using this App, you can also apply for a Personal Loan, Business Loan, Small Ticket Unsecured Loan, Professional Loan, Mortgage Loan and more.
Highlights of Personal Loan: · Loan Amount: Rs. 1 Lac to Rs. 50 Lac · Repayment Tenure: 12 months to 84 months · Rate of Interest: 10.99% to 30% per annum · Processing Fees: upto 4.72% including tax on the loan amount · Other charges: Rs. 100 to Rs. 1000 · Flexible repayment option · No collateral required · Simple documentation · Flexiloan Facility
Let’s say, for ₹1,00,000/- borrowed at an interest rate of 15% p.a. for 12 months (interest rate on reducing balance method) and processing fee of 2%.
The total amount to be paid is Rs. 2000 as processing fees and Rs. 100 as other charges will be paid time of disbursement. Interest to be paid in 12 months will be Rs. 8310.
*Interest rate, processing fees and other charges may vary as per various product constraints.
Highlights of a Business Loan · Finance Amount: ₹10 Lakh to ₹100 Lakh - Repayment Tenure: 12 to 48/ 60 months (depending on the profile) - Rate of Interest: Ranges between 15% to 22% -Processing Fees: up-to 2.75% of disbursed amount excluding of Taxes. · No security or collateral required · Turnaround time of 3 days · Flexible tenure from 12 months to 48/60 months · Fixed rate of interest, interest rates remain unchanged throughout the tenure of the loan · Repayment channels: ECS/NACH · No security or collateral required · Flexiloan facility
Please note there are other charges involved eg: credit fee, stamp duty etc. Also ROI is based on customer profile and location.
Small Ticket Unsecured Loan (STUL)
Highlights of a STUL · Finance Amount: ₹1 Lakh to ₹15 Lakh · Repayment Tenure: 12 to 60 months · Rate of Interest: 17% to 28% · Processing Fees: up-to 2.75% of disbursed amount excluding of Taxes · No security or collateral required · Flexible tenure from 12 months to 48/60 months · Fixed rate of interest, interest rates remain unchanged throughout the tenure of the loan · Repayment by NACH Note: - Additionally, Insurance charges, stamp duty charges (vary from state to state) to be borne by customer or deducted from disbursement. - Interest rate varies from customer to customer and is based on loan amount/product type/facility type/customer profile
Professional Loan Benefits of Professional Loan · Quick and hassle-free approval · Competitive interest rates: 14% to 18% · Flexible repayment options · Minimal documentation Eligibility of Professional Loan · Individual - Self-Employed Professionals like Chartered Accountant (CA), Company Secretaries (CS), Architects, Doctors (BDS/MBBS/MD only). · Partnerships · Sole proprietorships · CIBIL >=700 · Age: Min Age: SEP 27 Years | Max Age at the time of maturity of Loan: SEP 70 Years · Either Business or Residence Premise should be owned by applicant · Rented Residence: Minimum 1 year at Existing Location Rented Office: Minimum 2 years at Existing location
For more information, please visit finance.adityabirlacapital.com Terms and conditions apply. Credit at sole discretion of the Aditya Birla Capital – Finance Limited and subject to credit appraisal, eligibility check, rates etc.
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Comments on Aditya Birla Capital – Finance for Android
★★★★★mahesh r c· Mar 17, 2026
Don't try to access my mobile when I switch off or truned off my mobile access, untill I give u guys permission u can take this as a warning or suggestions, I am self-employed means I work as chef and purohith we don't have any certificate
★★★★★Saddam Hussain· Jul 21, 2026
This aap is very good.lower interest and higher loan approval I am very happy this aap.
★☆☆☆☆SAI KRISHNA· Jul 17, 2026
Worst loan app, no customer care support. Please don't take a loan from this. I have maintained the amount in the bank but emi not cutting they have done bounce. So now I need to bounce also
★☆☆☆☆jayesh narvekar· Nov 15, 2025
Worst customer service, for loan foreclosure I am following since last 1 month but not getting any position response
★☆☆☆☆Raj Kumar· Nov 15, 2025
Very bad customer service I want to close my loan and branch employee said drop a mail to customer care and from the last 4 month I only drop mail but didn't get any solution form customer service side, so I request to everyone please don't go with ABCL it's very bad 😞 when you need to close or part payment or your loan account so no support form ABCL side and ABCL application is also very bad app there is no option for any time or payment, and I also try what's app chating with ABCL very 😞😞😞😞😞
★☆☆☆☆Srinu oleti· May 17, 2026
My experience with Aditya Birla Capital personal loan was very poor. The interest amount became almost equal to the principal amount. Customer care and branch support were also disappointing. There is no proper manual payment option, which led to multiple unnecessary check bounce charges. I would not recommend taking a personal loan from them based on my experience.
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