Bima Uncle: Premium Calculator

BimaUncle is the all-in-one insurance toolkit built for India's insurance agents and advisors. Calculate premiums, generate branded quotations, share them on WhatsApp, and track your leads and renewals — all from your phone. Free to use.

Disclaimer: BimaUncle is an independent technology platform for insurance professionals. It is NOT a government app and is not affiliated with, endorsed by, or representing IRDAI or any government authority. Government-related information, where provided, is sourced from official government websites. BimaUncle does not represent any government entity.

Stop juggling spreadsheets and PDFs. With 50+ premium calculators across major lines of business, BimaUncle provides indicative premium estimates in seconds.

★ 50+ PREMIUM CALCULATORS, ONE APP
• Motor: Private Car, Two-Wheeler, GCV, PCV, Taxi, Rickshaw, E-Rickshaw, E-Cart, 3-Wheeler, CPA & bulk CSV processing
• Health: Health Insurance, Unicare, Unihome Care, Family Medicare, Staff Mediclaim
• Fire & Property: Fire, Burglary, Hoarding, Neon Sign, Jewellers Block
• Engineering: CAR, MCEAR, SCEAR, EEI, Machinery Breakdown, Boiler & Pressure Plant
• Personal Accident: Janata PA, Individual PA, Saral Suraksha, Sampoorna Suraksha, Group, Students Safety
• Liability & Misc: Workers Compensation, Professional Indemnity, Shopkeeper, Householders, Cyber Kavach, Money, Plate Glass, Cattle, Package policies & more

★ QUOTE & SHARE IN SECONDS
• Generate branded PDF quotations with your own logo
• Share instantly on WhatsApp or any app
• Component-wise premium breakdown with add-ons and GST
• Save recent quotes for quick re-use

★ GROW YOUR BUSINESS
• Save calculations as leads
• Renewal Pipeline to manage follow-ups and renewals
• Built-in Commission Calculator

★ TOOLS FOR THE FIELD
• Find nearby hospitals, surveyors and branch offices
• Vehicle self-inspection using your camera
• Policy Wallet to store and search policy details for renewal tracking

★ STAY UPDATED
• Notifications for renewals and announcements
• Access proposal forms and useful insurance resources
• Product updates and roadmap inside the app

★ SECURE & PRIVATE
• Sign in with Email, Google, Apple or phone OTP
• Fingerprint / Face unlock
• Data encrypted in transit
• Health inputs are not stored; customer data is saved only when you choose
• Self-serve account and data deletion

★ FAST & MODERN
• Optimized for phones and tablets
• Instant over-the-air updates
• Made in India, for India's insurance professionals

Whether you sell motor, health, fire, engineering, personal accident, liability or package policies, BimaUncle helps you quote faster, present professionally, and manage your insurance business efficiently.

Questions or feedback?
Email: hello@bimauncle.com
Website: www.bimauncle.com

Official Sources:
• IRDAI: https://irdai.gov.in
• Bima Bharosa: https://bimabharosa.irdai.gov.in
• GST: https://www.gst.gov.in

BimaUncle is a technology service provider and does not act as an insurer, insurance broker, corporate agent, web aggregator, or insurance intermediary. Premium calculations are indicative and based on publicly available insurer information and insurer-published rate parameters. Actual premiums, terms, conditions and coverage are subject to the respective insurer's underwriting guidelines and policy terms.

© 2026 BimaUncle. All rights reserved.

Recent changes:
• 7 more insurers: National, New India, Oriental, Star Health, TATA AIG, Care and HDFC ERGO — motor, health, personal accident, travel, fire, engineering and more
• Compare a motor quote across insurers with one tap
• Policy Wallet: scan a policy QR or import the PDF, with renewal reminders
• Documents, claim services, offices, hospitals, garages and surveyors on every insurer hub
• New app icon and dark-mode splash
• Bug fixes and performance improvements