ChitChat: Because Money Talks is a finance app developed by Union FiftyFour Limited.
Download Statistics
ChitChat: Because Money Talks has been downloaded 320 thousand times. In the last 30 days, the app was downloaded 1.6 thousand times.
User Ratings
ChitChat: Because Money Talks is rated 3.86 out of 5 stars. The rating is based on 290 ratings.
App Information
ChitChat: Because Money Talks is FREE to download. The APK download size is 70.43 MB. The latest version available is 3.33.2. The last update was on May 27, 2026.
Technical Requirements
ChitChat: Because Money Talks requires Android 7.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play March 2024.
Description
ChitChat is an app that combines messaging with global payments so you can chat, send, and spend from anywhere in the world.
💳 ChitChat USD Physical Debit Card Use your card online, in-store, or at any ATM that accepts Mastercard, with no foreign exchange fees. We convert your spending at the Mastercard exchange rate, always settling at the best rate for you. It’s global, contactless, and cost-effective.
💬 Send Money Like a Message Whether you’re catching up with friends or supporting family abroad, you can move money instantly from within any chat.
With our built-in USD Wallet, you can: • Transfer funds to bank accounts and mobile wallets; • Pay online using secure virtual cards; • Manage subscriptions effortlessly; • Benefit from competitive exchange rates.
🌍 From anywhere in the world, you can use your ChitChat Wallet to send money to banks, cash or mobile wallets in Canada (CAD), Ghana (GHS), Japan (JPY), Malaysia (MYR), Rwanda (RWF), South Africa (ZAR), Tanzania (TZS), United Kingdom (GBP), United States of America (USD), Zambia (ZMW) and Zimbabwe (USD)
👥 Group & Joint Wallets Create a Group Wallet to pool funds with friends, family, or community members: ideal for saving toward shared goals like travel, events, or household projects. Everyone contributes, sees the balance, and helps decide how to spend it.
👥 Set up a Joint Wallet with a partner or teammate to manage shared expenses like bills, trips, or business costs. Both users can access funds, track activity, and spend via linked ChitChat Debit Cards or transfers.
ChitChat brings your conversations and your financial life together in one smart platform.
Recent changes: We’ve fixed bugs and made improvements to help the app run more smoothly and reliably.
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Comments on ChitChat: Because Money Talks for Android
★★★★☆Moses Mtonga· Sep 8, 2025
I think Chitchat is a very good app. It's smooth, reliable, and easy to use for everyday banking. The only thing that I think would make it even better is if it allowed Zambians to access US bank account details directly through the app. That feature would be really helpful for freelancers like myself, making it much easier to receive international payments.
★★★★★BECHOL HANKOLI· Oct 11, 2024
Chichat you are the best I'm yours since from2021 called ZAZ until now in 2024 we are now chichat please we need fiscal card soon because we are tired of coming soon please work on it
★☆☆☆☆Emmanuel Chisanga· Nov 12, 2025
The old version was much better than this new one. My virtual card keeps getting deactivated whenever there’s insufficient balance, and I have to renew it again — it feels frustrating and almost like a scam. Also, the $5 monthly subscription fee is too high. Please review this pricing and payment system; otherwise, many users might stop using your service.
★☆☆☆☆Maron Chisulo· Jan 14, 2025
The app is useless without mobile money feature, bring it back.
★☆☆☆☆David Chanda· Dec 15, 2024
ZAZ used to be alright, the first chitchat app was also alright and now this one is pathetic. No Mobile Money deposits and registration is a hell of a process.
★★☆☆☆JUSTICE MSIMUKO· Sep 6, 2024
Lack of bank or mobile deposits takes away financial freedom. I like the idea of an usd account and usd card but some of your steps have taken the app backwards Takes away 70% innovation.
Google Play Rankings for ChitChat: Because Money Talks
This app is not ranked
Technologies used by ChitChat: Because Money Talks
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Each subscription will automatically renew 3 days before the expiration date for
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