ChitChat: Because Money Talks is a finance app developed by Union FiftyFour Limited.
How many times has ChitChat: Because Money Talks been downloaded?
ChitChat: Because Money Talks has been downloaded 320 thousand times. In the last 30 days, the app was downloaded 1.5 thousand times.
What is the rating of ChitChat: Because Money Talks?
ChitChat: Because Money Talks is rated 3.86 out of 5 stars, based on 290 ratings.
Is ChitChat: Because Money Talks free?
ChitChat: Because Money Talks is free to download. The APK download size is 70.43 MB. The latest version available is 3.33.2. The last update was on May 27, 2026.
What are the requirements for ChitChat: Because Money Talks?
ChitChat: Because Money Talks requires Android 7.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play March 2024.
Description
ChitChat is an app that combines messaging with global payments so you can chat, send, and spend from anywhere in the world.
💳 ChitChat USD Physical Debit Card Use your card online, in-store, or at any ATM that accepts Mastercard, with no foreign exchange fees. We convert your spending at the Mastercard exchange rate, always settling at the best rate for you. It’s global, contactless, and cost-effective.
💬 Send Money Like a Message Whether you’re catching up with friends or supporting family abroad, you can move money instantly from within any chat.
With our built-in USD Wallet, you can: • Transfer funds to bank accounts and mobile wallets; • Pay online using secure virtual cards; • Manage subscriptions effortlessly; • Benefit from competitive exchange rates.
🌍 From anywhere in the world, you can use your ChitChat Wallet to send money to banks, cash or mobile wallets in Canada (CAD), Ghana (GHS), Japan (JPY), Malaysia (MYR), Rwanda (RWF), South Africa (ZAR), Tanzania (TZS), United Kingdom (GBP), United States of America (USD), Zambia (ZMW) and Zimbabwe (USD)
👥 Group & Joint Wallets Create a Group Wallet to pool funds with friends, family, or community members: ideal for saving toward shared goals like travel, events, or household projects. Everyone contributes, sees the balance, and helps decide how to spend it.
👥 Set up a Joint Wallet with a partner or teammate to manage shared expenses like bills, trips, or business costs. Both users can access funds, track activity, and spend via linked ChitChat Debit Cards or transfers.
ChitChat brings your conversations and your financial life together in one smart platform.
Recent changes: We’ve fixed bugs and made improvements to help the app run more smoothly and reliably.
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Comments on ChitChat: Because Money Talks for Android
★★★★☆Moses Mtonga· Sep 8, 2025
I think Chitchat is a very good app. It's smooth, reliable, and easy to use for everyday banking. The only thing that I think would make it even better is if it allowed Zambians to access US bank account details directly through the app. That feature would be really helpful for freelancers like myself, making it much easier to receive international payments.
★★★★★BECHOL HANKOLI· Oct 11, 2024
Chichat you are the best I'm yours since from2021 called ZAZ until now in 2024 we are now chichat please we need fiscal card soon because we are tired of coming soon please work on it
★★★★★Joshua Goma· Jun 29, 2025
Very impressive, a master card with such options like this is definitely something I have been wanting to have all along, I can easily get to make transactions online with easily having to sign up for a MasterCard with chit-chat by simply downloading the app, unlike having to pass through long waiting queues when opening a bank account. Keep up the good work, most users will definitely have this for no reason and complain about the new fees you have imposed, but for me, it's fair enough.
★★★★☆Geshom Samuels· Mar 28, 2026
Best Zambia banking app I've ever used so far. Quick question: do you guys ever plan on giving us a feature that receives USD internationally, or maybe that's a dream too good to ever come true?
★☆☆☆☆David Chanda· Dec 15, 2024
ZAZ used to be alright, the first chitchat app was also alright and now this one is pathetic. No Mobile Money deposits and registration is a hell of a process.
★☆☆☆☆Mushiba Machila· Dec 18, 2024
So bogus, monthly maintenance fee for the virtual card? Loads of BS. Installing now, miss the features of the old ZAZ wallet app...
★★☆☆☆JUSTICE MSIMUKO· Sep 6, 2024
Lack of bank or mobile deposits takes away financial freedom. I like the idea of an usd account and usd card but some of your steps have taken the app backwards Takes away 70% innovation.
Google Play Rankings for ChitChat: Because Money Talks
This app is not ranked
Technologies used by ChitChat: Because Money Talks
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