Creditour

Get a flexible credit line of up to ₹50,000—exactly when you need it most.
Creditour is India’s trusted credit line app, crafted to make financial flexibility feel effortless. Thousands of users count on us for transparent terms, rock-solid security, and a user-friendly interface that puts you in control. We’ve stripped away the hassle from every step: from application to fund withdrawal, paperwork is minimal, and processes are streamlined—so you spend less time on formalities and more on what truly matters.
With us, financial freedom is quite literally at your fingertips. Open the app, check your available credit in a tap, withdraw funds in seconds, and repay at a pace that fits your budget—all from the palm of your hand.

Why Choose Creditour:
1. Credit amount: Borrow from ₹4,000 up to ₹50,000, fitting diverse financial needs, be it small - ticket expenses or bigger funding requirements.
2. Long tenure: Repay over a flexible period ranging from 91 days to 365 days, easing financial pressure with a repayment schedule that suits you.
3. Easy process: Enjoy an uncomplicated, swift, and hassle - free application process, skipping tedious formalities.
4. Quick approval: Get approval in mere minutes, cutting down waiting time to access funds fast.
5. Revolving credit app: Use our revolving line of credit app for non - stop access to funds; borrow, repay, and re - borrow as needed within your limit.
6. Transparent costs: Experience 100% transparency, with no hidden costs. All fees and terms are clear from the start.

Example:
If the principal amount is Rs. 20,000, APR is 20% and the tenure of 95 days, the total amount to pay on the due date is:
Interest = 20,000 x 20%/365 x 95 = 1041.09.
Total amount to repay will be 21041.09 (20,000 + 1,041.09) after 95 days.

Eligibility Criteria:
1. Open to Indian citizens only.
2. Have a stable income.
3. Age requirement: 18–64 years old.

Submission Steps:
1. Download Creditour App.
2. Log in using your mobile number.
3. Submit PAN details to check eligibility instantly.
4. Finish KYC verification in minutes.
5. Get approved right away & access your credit line anytime.