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Last updated on: 2026-06-02
Android Apps > Finance > FlashCredit
FlashCredit icon

FlashCredit

1.0.8
FlashCredit App
4.27
21,549 reviews
1,000,000+
Downloads
Free

Excellent loan service

FlashCredit Screenshot 1 of 6
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FlashCredit Screenshot 3 of 6
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FlashCredit Screenshot 5 of 6
FlashCredit Screenshot 6 of 6

Pros & Cons

  • High loan ceilings up to ₦1,000,000
  • Flexible repayment from 91 to 365 days
  • Transparent APR range (12%–36%)
  • Nigeria-focused flow with BVN verification
  • In-app support and online customer service
  • APR can be high up to 36% depending on risk
  • Last 30 days show zero downloads (170K)
  • Extensive permissions including SMS access, location, camera, and ad-tracking may raise privacy considerations

About FlashCredit

FlashCredit is a finance app developed by FlashCredit App.

How many times has FlashCredit been downloaded?

FlashCredit has been downloaded 3.4 million times. In the last 30 days, the app was downloaded 170 thousand times.

What is the rating of FlashCredit?

FlashCredit is rated 4.27 out of 5 stars, based on 22 thousand ratings.

Is FlashCredit free?

FlashCredit is free to download. The APK download size is 24.17 MB. The latest version available is 1.0.8. The last update was on January 23, 2026.

What are the requirements for FlashCredit?

The app has a content rating of Everyone. The app has been available on Google Play March 2025.

Description
Apply in Minutes, Receive in Hours
Show more

More data about FlashCredit

Price Free to download
Total downloads 3.4 million
Recent downloads 170 thousand
Rating 4.27 based on 22 thousand ratings
Ranking Not ranked
Version 1.0.8
APK size 24.2 MB
Number of libraries ?
Suitable for Everyone
Ads Contains ads

App Performance Report

Get a detailed PDF report for FlashCredit with download trends, rating history, and key performance statistics — useful for competitive research or tracking your own app. Learn more

Get PDF Report — $29

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FlashCredit compared with similar apps

Keywords that only this app has

Hours Flashcredit Receive High Amounts Flexible Tenure Number

Common keywords of similar apps

Loan Interest Repayment Amount Service Apr Rate Loans App Application Account Credit Annual Total Bank Contact Online

Keywords missing from this app

Information Days Personal Cash Apply Maximum Terms Fees Business Time Easy Financial Money Data Rates Quick Lending Period Secure Months Fee Privacy Percentage Security Process Instant Charges Aidacredit Approval Transparent Mobile Simple Monthly

Google Play Rating history and histogram

15K
2.9K
980
980
2K

Downloads over time

FlashCredit has been downloaded 3.4 million times. Over the past 30 days, it averaged 5.7 thousand downloads per day.

Changelog of FlashCredit

  • Jan 23, 2026UpdateVersion 1.0.8
  • Oct 13, 2025UpdateVersion 1.0.7
  • Aug 28, 2025UpdateVersion 1.0.6
  • Jul 7, 2025Installs1,000,000+ installs
  • May 21, 2025UpdateVersion 1.0.5
  • May 14, 2025UpdateVersion 1.0.4
  • Mar 20, 2025New AppVersion 1.0.3 in FINANCE for Free
Show more Show less

Developer information for FlashCredit App

FlashCredit App

flashcredit_cs@flashcreditapp.com

Website

N/A

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Comments on FlashCredit for Android

★★★★★ Seyi Stephen · May 8, 2026
Good app and great, their loan is big, and they give room for you to borrow more immediately you repaid one, moreover their service greater.
★★★★★ Ofure Peace · May 31, 2026
A first time user, I love the interface and the disbursement was fast. Kudos to Flash Credit.
★★★★★ Abdulwakeel Oladejo (dokhi) · May 30, 2026
One of a kind lending platform. The interest is reasonable.
★★★★☆ emem moses samuel · May 26, 2026
A very good app. You must show you have integrity boom the increase your limit. I recommend it for anyone is save
★★★★★ Chima Raphael · May 14, 2026
This loan app is really a fraud. 34,000 was approved on the app to pay 40,000, I was credited 29,580 to still pay 40,000 within 7 days. This is nothing but a scam.
★☆☆☆☆ Latifat Wahab · Jun 1, 2026
Na wa for you people what wrong why is that anytime I asked for loan you guys keep giving me four thousand for like five times God will not allow me to remain the same be eating your money I don't want again
★☆☆☆☆ Ibrahim Olanrewaju · May 29, 2026
Fake app make una give me my 10 naira back so na so you guys are collecting 10 naira for everybody with given them money na ogun go kill una E no go beta for all of youou of you go die young thief thief thief
★☆☆☆☆ Sun Flower · May 30, 2026
I got credited against my will cuz there's no way I'd apply for something I'm not seeing the interest to be paid with. Only for me to get credited, on your app it says 42k but was credited lesser, I immediately sent the money back I've paid over 60k now, and it's still asking me to pay more money which I will never. I never even wanted the loan! Please check your system and update and delete my account!! I will never pay again and yea I'm ready to meet you in court. This is pure scam!

Google Play Rankings for FlashCredit

This app is not ranked

Technologies used by FlashCredit

FlashCredit is requesting 17 permissions and we don't have library information (yet).

Permissions

Your personal information
add or modify calendar events and send email to guests without owners' knowledge
Your location
approximate (network-based) location
Your messages
read your text messages (SMS or MMS)
Network communication
view network connections, view Wi-Fi connections, full network access, receive data from Internet
Hardware controls
take pictures and videos
System tools
prevent phone from sleeping
Extra
android.permission.ACCESS_ADSERVICES_AD_ID, android.permission.ACCESS_ADSERVICES_ATTRIBUTION, android.permission.ACCESS_ADSERVICES_CUSTOM_AUDIENCE, android.permission.ACCESS_ADSERVICES_TOPICS, android.permission.POST_NOTIFICATIONS, com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE, com.google.android.gms.permission.AD_ID, com.loan.aceloan.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
We haven't collected library information for this app yet. You can use the AppBrain Ad Detector app to detect libraries in apps installed on your device.
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