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Android Apps > Finance > FlashCredit
FlashCredit icon

FlashCredit

by FlashCredit App · Finance · Free
On Google Play since March 2025 · Data updated 2026-10-27
Google Play

FlashCredit is made and published by FlashCredit App. AppBrain is an independent app data site and isn't affiliated with FlashCredit App. The app name, icon, screenshots and description belong to FlashCredit App and are shown as published on Google Play.

AppBrain's verdict

PopularWell rated
Rating on Google Play
4.48
28,187 ratings
Installs
4.1 million
Last updated
August 6, 2026
Ads
Contains ads
Size
23.6 MB

FlashCredit is popular, with 4.1 million installs. Users rate it well: 4.5 stars from 28,187 ratings.

Pros & Cons

  • High loan ceilings up to ₦1,000,000
  • Flexible repayment from 91 to 365 days
  • Transparent APR range (12%–36%)
  • Nigeria-focused flow with BVN verification
  • In-app support and online customer service
  • APR can be high up to 36% depending on risk
  • Last 30 days show zero downloads (180K)
  • Extensive permissions including SMS access, location, camera, and ad-tracking may raise privacy considerations

User feedback

Ratings and reviews on Google Play

Comments on FlashCredit for Android

★★★★☆ Awe oluwatosin · Oct 23, 2026
This is quite a good app, but I think you should work on the interest it's too high
★★★★★ Peace victoria · Oct 1, 2026
You people are fluster thief you did not disburse any money to me, and you are calling me pay for what exactly don't call me again ooo, This app is very, very bad they are thief you did not disburse any money to my acount and I explain to them that I did not receive their money in my acount they still keep calling me that I should go and pay.
★★★★★ Adeniyi Muyideen · Sep 30, 2026
I think I will pay fast before the loan will do, and then I want to use money point account to receive the money now
★☆☆☆☆ Chika Nworie · Oct 23, 2026
Low amount; Fast disbursement; High interest rate Mannerless Staffers and Administrations Its name is FLASH, but it does not flash in any way. They sent empty threat messages and even called a friend just because I was trying to get their funds ready. Their calls always come in as if it is the people that will give me money to pay them off. Unfortunately, they are the ones. The worst of all is that after being insulted and threatened, I won't be allowed to speak, at least tell my reasons.
★☆☆☆☆ Nsikanabasi Umoh · Oct 7, 2026
These people are scammers ooo you'll pay off your loan, but they will not clear you, they'll keep saying you are owing them that same amount, and you cannot delete your account from their platform.
★☆☆☆☆ Adebamiji Olubunmi · Oct 2, 2026
This app is a fraud, I applied for a loan, and I was shown 2700naira limits only for the app to send me 1600 naira and record 2754 naira as repayment. Though I already made the repayment, I demand an explanation as to why this is so.

Google Play Rating history and histogram

22K
2.7K
910
910
1.8K

Store listing

By FlashCredit App, from Google Play

“Excellent loan service”

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Screenshots by FlashCredit App, from the Google Play listing
Description by FlashCredit App Written by the developer, not by AppBrain. Click to read.
Apply in Minutes, Receive in Hours
Get the money you need with FlashCredit's ultra-fast and reliable lending platform. We provide high-amount personal loans through a seamless process, right at your fingertips.
Just download the app, register with your details, and submit your application. No lengthy paperwork, no branch visits. Get a loan instantly and receive funds in your account within hours upon approval.

High Loan Amounts Up to ₦1,000,000
Whether it's for a small emergency or a major project, we've got you covered. Enjoy access to substantial credit, with loan amounts ranging from ₦3,000 to a massive ₦1,000,000.

Low and transparent interest fee
The APR(annual interest rate) will vary among 12% to 36% depending on your risk profile. The maximum APR is 36%. Maintain a good repayment history will help you to get a lower fees for the repeat loans.

Flexible Repayment Tenure
Choose a loan repayment plan that fits your budget perfectly. Select flexible tenures from 91 to 365 days to comfortably manage your finances without stress.

See How It Works: A Clear Example
Loan Amount: ₦100,000
APR(Annual Interest Rate): 18%
Loan Tenure: 4 Months
Total Interest: ₦100,000 * (18% / 12) * 4 = ₦6,000
Total Repayment Amount: ₦100,000 (principal) + ₦6,000 (interest) = ₦106,000
Your Monthly Repayment: ₦106,000 / 4 = ₦26,500
This is just an example. Your exact rate and amount will be based on your credit assessment.

Are You Eligible?
Be a Nigerian Citizen
Age 18 and above
A valid Bank Verification Number (BVN) and Bank Account

Contact us:
Please don't hesitate to contact us if you encounter any problem.
Email: flashcredit_cs@flashcreditapp.com
Phone number: 07044826181, 09026335082
Online service: We recommend you to reach us via the online customer service within the FlashCredit App.
Website: https://www.flashcreditapp.com/
Address: 154 Obafemi Awolowo Way, by Dipeolu St, Ikeja, Lagos
Post code:100281
Working hours: Monday to Saturday: 09:00 - 18:30, Sunday: 12:00 - 17:00

Recent changes:
Improve user experience
Official page on Google Play

Safety and technology

Found in the app by AppBrain
Ads
Contains ads
Price
Free
Libraries
?
App size
23.6 MB
Content rating
Everyone

Technologies used by FlashCredit

13 permissions
Subscribe to see full permission and library details

Releases

Updates seen on Google Play
Version
1.1.1
Launched
March 2025
  • Aug 6, 2026UpdateVersion 1.1.1
  • Jun 15, 2026UpdateVersion 1.1.0
  • Jan 23, 2026UpdateVersion 1.0.8
  • Oct 13, 2025UpdateVersion 1.0.7
  • Aug 28, 2025UpdateVersion 1.0.6
Show all changes Show fewer

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Installs

Tracked by AppBrain
Last 30 days
180 thousand
Per day
6.1 thousand
30-day average
Play install range
1+ million
Launched
March 2025

Installs over time

FlashCredit has been installed 4.1 million times. Over the past 30 days, it averaged 6.1 thousand installs per day.

Rankings

Google Play top charts

Google Play Rankings for FlashCredit

This app is not ranked

About the app and developer

About FlashCredit

FlashCredit is a finance app developed by FlashCredit App.

Install Statistics

FlashCredit has been installed 4.1 million times. In the last 30 days, the app was installed 180 thousand times.

User Ratings

FlashCredit is rated 4.48 out of 5 stars. The rating is based on 28 thousand ratings.

App Information

FlashCredit is freely available from Google Play. The app size is 23.64 MB. The latest version available is 1.1.1. The last update was on August 6, 2026.

Technical Requirements

The app has a content rating of Everyone. The app has been available on Google Play since March 2025.

App Performance Report

Get a detailed PDF report for FlashCredit with download trends, rating history, and key performance statistics — useful for competitive research or tracking your own app. Learn more

Get PDF Report — $29

Developer information for FlashCredit App

FlashCredit App

flashcredit_cs@flashcreditapp.com

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Frequently asked questions about FlashCredit

Is FlashCredit free?

Yes. FlashCredit is free on Google Play.

Is FlashCredit still available?

Yes. FlashCredit is on Google Play, and the last update we saw was on August 6, 2026.

Does FlashCredit contain ads?

Yes. Google Play lists FlashCredit as containing ads.

How large is FlashCredit?

FlashCredit is 23.64 MB.

Is FlashCredit suitable for children?

Google Play rates the content of FlashCredit as suitable for everyone.

How many times has FlashCredit been installed?

Google Play lists 1,000,000+ installs for FlashCredit.

How do people rate FlashCredit?

FlashCredit scores 4.48 out of 5 stars, from 28,187 ratings on Google Play.

Who made FlashCredit?

FlashCredit was developed by FlashCredit App. It is listed in the finance category on Google Play.

What are the best alternatives to FlashCredit?

People looking at FlashCredit also look at these finance apps: CashRun - Safe & Fast Loan, Ready Loans - Fast Mobile Loan, Quickash, True Loan:Reliable Online Loan, Instant Loan App - InstaMoney.

Share FlashCredit

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Overview Alternatives History Reviews Rankings Technology
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