FlashCredit is a finance app developed by FlashCredit App.
How many times has FlashCredit been downloaded?
FlashCredit has been downloaded 3.7 million times. In the last 30 days, the app was downloaded 160 thousand times.
What is the rating of FlashCredit?
FlashCredit is rated 4.36 out of 5 stars, based on 25 thousand ratings.
Is FlashCredit free?
FlashCredit is free to download. The APK download size is 23.62 MB. The latest version available is 1.1.0. The last update was on June 15, 2026.
What are the requirements for FlashCredit?
The app has a content rating of Everyone. The app has been available on Google Play March 2025.
Description
Apply in Minutes, Receive in Hours Get the money you need with FlashCredit's ultra-fast and reliable lending platform. We provide high-amount personal loans through a seamless process, right at your fingertips. Just download the app, register with your details, and submit your application. No lengthy paperwork, no branch visits. Get a loan instantly and receive funds in your account within hours upon approval.
High Loan Amounts Up to ₦1,000,000 Whether it's for a small emergency or a major project, we've got you covered. Enjoy access to substantial credit, with loan amounts ranging from ₦3,000 to a massive ₦1,000,000.
Low and transparent interest fee The APR(annual interest rate) will vary among 12% to 36% depending on your risk profile. The maximum APR is 36%. Maintain a good repayment history will help you to get a lower fees for the repeat loans.
Flexible Repayment Tenure Choose a loan repayment plan that fits your budget perfectly. Select flexible tenures from 91 to 365 days to comfortably manage your finances without stress.
See How It Works: A Clear Example Loan Amount: ₦100,000 APR(Annual Interest Rate): 18% Loan Tenure: 4 Months Total Interest: ₦100,000 * (18% / 12) * 4 = ₦6,000 Total Repayment Amount: ₦100,000 (principal) + ₦6,000 (interest) = ₦106,000 Your Monthly Repayment: ₦106,000 / 4 = ₦26,500 This is just an example. Your exact rate and amount will be based on your credit assessment.
Are You Eligible? Be a Nigerian Citizen Age 18 and above A valid Bank Verification Number (BVN) and Bank Account
Contact us: Please don't hesitate to contact us if you encounter any problem. Email: flashcredit_cs@flashcreditapp.com Phone number: 07044826181, 09026335082 Online service: We recommend you to reach us via the online customer service within the FlashCredit App. Website: https://www.flashcreditapp.com/ Address: 154 Obafemi Awolowo Way, by Dipeolu St, Ikeja, Lagos Post code:100281 Working hours: Monday to Saturday: 09:00 - 18:30, Sunday: 12:00 - 17:00
Recent changes: New version: 1.Bug fixes. Please keep updating regularly for a better experience.
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I'm giving 5 stars because it's user-friendly, it gives you loan the time you need it if your information are on point, and it's just as the name says Flash Credit.
★★★★★Ashada Samson· Jul 27, 2026
Fast and reliable...just that the interest is high
★★★★★faruk shaibu· Jul 28, 2026
Very good app to download humming this is fun
★★★★★Mark Uwuigbe· Jul 17, 2026
They're good when someone needs a financial boost or upliftment, I really appreciate you guys for making my day better than before. Thanks a lot!🤞🏿💓
★★★★★Paul Obiora· Jul 16, 2026
Good to use, quick disbursement, very friendly, but you people should please extend the repayment schedule to at least 2 weeks
★☆☆☆☆Olayiwaolw Odunola· Jul 12, 2026
Please, what's happening have paid my money for the past fews days now, and it hasnot reflect on the app still showing that I owe, pls resend back my money so that I can repay it to the app or clear my name from your owing list please cuz I'm not going to repay any money again very useless app, and it's harding interest everyday
★☆☆☆☆Alvin Moore· Jul 17, 2026
All this loan app self na thief you all be in one way or the other cos if now be thief una be how I go request for 3k loan Una go dey disburse me 2010 come still the record down the 3k as if na 3k una credit me? Who does that ??? Thieves
★☆☆☆☆Kevin Chinedu· Jul 26, 2026
Flash credits are scammers, I have checked on other people's reviews I see everybody complaining about flash credit, how can you borrow me money without showing me the interest rate, how long, the worst part is borrowing me money without even letting me know the bank the money was deposited? It took me 3 days to find out the money was on pampas, as at when due to I tried to pay back immediately they refused to remove it from my bal and started increasing money for me to pay for their own faults
Google Play Rankings for FlashCredit
This app is not ranked
Technologies used by FlashCredit
FlashCredit is requesting 13 permissions and we don't have library information (yet).
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Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
