Extensive permissions including SMS access, location, camera, and ad-tracking may raise privacy considerations
About FlashCredit
FlashCredit is a finance app developed by FlashCredit App.
Download Statistics
FlashCredit has been downloaded 3.4 million times. In the last 30 days, the app was downloaded 170 thousand times.
User Ratings
FlashCredit is rated 4.27 out of 5 stars. The rating is based on 22 thousand ratings.
App Information
FlashCredit is FREE to download. The APK download size is 24.17 MB. The latest version available is 1.0.8. The last update was on January 23, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play March 2025.
Description
Apply in Minutes, Receive in Hours Get the money you need with FlashCredit's ultra-fast and reliable lending platform. We provide high-amount personal loans through a seamless process, right at your fingertips. Just download the app, register with your details, and submit your application. No lengthy paperwork, no branch visits. Get a loan instantly and receive funds in your account within hours upon approval.
High Loan Amounts Up to ₦1,000,000 Whether it's for a small emergency or a major project, we've got you covered. Enjoy access to substantial credit, with loan amounts ranging from ₦3,000 to a massive ₦1,000,000.
Low and transparent interest fee The APR(annual interest rate) will vary among 12% to 36% depending on your risk profile. The maximum APR is 36%. Maintain a good repayment history will help you to get a lower fees for the repeat loans.
Flexible Repayment Tenure Choose a loan repayment plan that fits your budget perfectly. Select flexible tenures from 91 to 365 days to comfortably manage your finances without stress.
See How It Works: A Clear Example Loan Amount: ₦100,000 APR(Annual Interest Rate): 18% Loan Tenure: 4 Months Total Interest: ₦100,000 * (18% / 12) * 4 = ₦6,000 Total Repayment Amount: ₦100,000 (principal) + ₦6,000 (interest) = ₦106,000 Your Monthly Repayment: ₦106,000 / 4 = ₦26,500 This is just an example. Your exact rate and amount will be based on your credit assessment.
Are You Eligible? Be a Nigerian Citizen Age 18 and above A valid Bank Verification Number (BVN) and Bank Account
Contact us: Please don't hesitate to contact us if you encounter any problem. Email: flashcredit_cs@flashcreditapp.com Phone number: 07044826181, 09026335082 Online service: We recommend you to reach us via the online customer service within the FlashCredit App. Website: https://www.flashcreditapp.com/ Address: 154 Obafemi Awolowo Way, by Dipeolu St, Ikeja, Lagos Post code:100281 Working hours: Monday to Saturday: 09:00 - 18:30, Sunday: 12:00 - 17:00
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Good app and great, their loan is big, and they give room for you to borrow more immediately you repaid one, moreover their service greater.
★★★★★Ofure Peace· May 31, 2026
A first time user, I love the interface and the disbursement was fast. Kudos to Flash Credit.
★★★★★Abdulwakeel Oladejo (dokhi)· May 30, 2026
One of a kind lending platform. The interest is reasonable.
★★★★☆emem moses samuel· May 26, 2026
A very good app. You must show you have integrity boom the increase your limit. I recommend it for anyone is save
★★★★★Chima Raphael· May 14, 2026
This loan app is really a fraud. 34,000 was approved on the app to pay 40,000, I was credited 29,580 to still pay 40,000 within 7 days. This is nothing but a scam.
★☆☆☆☆Latifat Wahab· Jun 1, 2026
Na wa for you people what wrong why is that anytime I asked for loan you guys keep giving me four thousand for like five times God will not allow me to remain the same be eating your money I don't want again
★☆☆☆☆Ibrahim Olanrewaju· May 29, 2026
Fake app make una give me my 10 naira back so na so you guys are collecting 10 naira for everybody with given them money na ogun go kill una E no go beta for all of youou of you go die young thief thief thief
★☆☆☆☆Sun Flower· May 30, 2026
I got credited against my will cuz there's no way I'd apply for something I'm not seeing the interest to be paid with. Only for me to get credited, on your app it says 42k but was credited lesser, I immediately sent the money back I've paid over 60k now, and it's still asking me to pay more money which I will never. I never even wanted the loan! Please check your system and update and delete my account!! I will never pay again and yea I'm ready to meet you in court. This is pure scam!
Google Play Rankings for FlashCredit
This app is not ranked
Technologies used by FlashCredit
FlashCredit is requesting 17 permissions and we don't have library information (yet).
Permissions
Your personal information
add or modify calendar events and send email to guests without owners' knowledge
Your location
approximate (network-based) location
Your messages
read your text messages (SMS or MMS)
Network communication
view network connections,
view Wi-Fi connections,
full network access,
receive data from Internet
We haven't collected library information for this app yet. You can use the AppBrain
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Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
