Earnest is a finance app developed by Metropolitan Bank & Trust Company (METROBANK).
Download Statistics
Earnest has been downloaded 250 thousand times. In the last 30 days, the app was downloaded 330 times.
User Ratings
The app has no ratings yet.
App Information
Earnest is FREE to download. The APK download size is 127.01 MB. The latest version available is 4.4.27. The last update was on July 2, 2026.
Technical Requirements
Earnest requires Android 9.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play October 2020.
Description
Earnest helps you invest with confidence so you can prepare for your future.
With Earnest, you can learn investing basics and stay updated with relevant news to power your decisions. When you’re ready, you can open a Metrobank Online Time Deposit and earn guaranteed interest. Rates will depend on your chosen term and investment amount..
You can also put P1,000 or more in a Metrobank Unit Investment Trust Fund (UITF) that fits your needs and situation.
You can manage your investment completely through the app, from starting it to receiving your returns, without having to visit a Metrobank branch.
You’ll need a Metrobank account to invest through Earnest. If you need one, it's faster and easier than ever to open a Metrobank eSavings Account through the app.
Now, investing for your future is simple. Install Earnest today.
UITF is not a deposit product and is not insured by the Philippine Deposit Insurance Corporation (PDIC). Learn more at https://metrobank.com.ph/articles/uitf-products.
Metrobank deposit accounts opened through Earnest are insured by PDIC up to P1 Million per depositor.
Earnest is a product of the Metropolitan Bank & Trust Company (Metrobank). Headquartered in the Philippines, Metrobank is one of the country’s largest banking institutions. It is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph/) and is a proud member of BancNet.
Recent changes: This release brings an enhanced learning experience through improved navigation and curated content. It’s now easier to grow investing knowledge based on your skill level, goals, and interests.
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Very useful App. Easy to use and kudos to Metro bank and Earnest for allowing customers to open an account without initial deposit and maintaining balance.
★★★★★Uncle Botabs· Jun 29, 2021
Neat, easy to understand, and bite size relevant information for investing. Highly recommend for newbie investor. I love the graphics design and very straightforward. All, visit first the LEARN tab before investing.
★★★★★Maribell Lapis· Jul 28, 2024
This app is very convenient as well as effective. This isn't just an app to monitor your TD and investment. It is also an app that contains information to learn about financial literacy. Highly recommend especially to young entrepreneurs. A very good app for amateur investor that are willing to learn and earn.
★☆☆☆☆Praise Abogado· Feb 26, 2021
Can't open an account after the video selfie it keeps getting back to the first step
★☆☆☆☆Public Kelly· Nov 30, 2021
FAULTY OVERALL. Cons: OTP is not sent within <60 secs, my first to third attempts at transactions didn't go through (frozen), and (lets not deal with this last yet, fix the first 2 common issues) some Metro bank products are not available, like EU Equities. Pros: On the Go learning is a really good concept I just hope my money isn't floating after this. I'm monitoring this for 48-72hrs.
★☆☆☆☆Reggie Magan· Apr 15, 2021
Can't create an Earnest Digital Account. It keeps saying Oh, No! For some reason it cannot use the camera therefore I cannot take a picture of my ID.
★☆☆☆☆Private Yana· Jul 28, 2021
Your bug is recurring and not fully fixed with your update. It doesn't follow through after scanning the face - network error, whatnot. If it's like this, better provide a simpler way to create/open a digital account.
Google Play Rankings for Earnest
This app is not ranked
Technologies used by Earnest
Earnest is requesting 29 permissions and is using 71 libraries.
Show details
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.