GetCred

GetCred is a personal loan app that offers instant loans ranging from ₹10,000 to ₹2,50,000 at attractive interest rates, zero collateral and almost instantly at your convenience. You can apply online from any of our approved locations and on approval, you get direct transfer of your loan money within minutes to your bank account. GetCred is the brand name of Unifinz Capital India Limited which is a Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). The company conducts lending operations in a transparent manner under the exact guidelines of the RBI.

Features of GetCred’s Personal loan app
⁍ Instant personal loan rages from ₹10,000 to ₹2,50,000
⁍ Repayment tenure ranges from 3 months to 15 months
⁍ Processing fees range from 1% to 5% of loan amount
⁍ Conversion fees range from 1% to 5% of loan amount
⁍ The rate of Interest applicable from 12% onwards depending on the risk profile
⁍ APR ranges upto 36% that varies from customer to customer
⁍ No collateral or security needed
⁍ Free-look period of 3 days for you to return your loan free if you did not enjoy the experience

Benefits of GetCred’s Personal Loan App
⁍ Complete online application process from our 24*7 online platform
⁍ Nil documents required to apply, get verified digitally real-time
⁍ Repay your loan from anywhere, anytime, without any pre-payment charges
⁍ Apply from anywhere, anytime, instantly. Enjoy the freedom from boundaries.
⁍ Get loan in your times of need - instant funds within 30 minutes
⁍ Budget-friendly EMI based on your affordability
⁍ Loans available to improve your credit score

Eligibility for GetCred’s Personal Loan App
⁍ You should be an Indian citizen
⁍ Your age must be above 21 years
⁍ Your net salary shall be a minimum of ₹20,000 or above
⁍ Your bank account shall reflect a regular monthly salary credit

How to Apply for an Instant Personal loan on GetCred App?
⁍ Install GetCred app on your mobile phone
⁍ Sign up with an OTP and submit a selfie
⁍ Verify your PAN to check for pre-approved offers
⁍ Register yourself by filling up your basic information
⁍ Provide income documents like Bank Statement and Pay-slip
⁍ Verify your KYC with Aadhar and present Address Proof
⁍ E-Sign loan agreement with NACH repayment
⁍ Direct your loan money to your bank account

Representative Example
⁍ Loan Amount: ₹25,000
⁍ Annual Rate of Interest (ROI): 24%
⁍ Tenure: 12 months
⁍ Processing Fee {excl. GST}: ₹500
⁍ Conversion Fee {excl. GST}: ₹500
⁍ Total Fees: ₹1,000 (A)
⁍ Equated Monthly Instalment (EMI): ₹2,364
⁍ Total Repayment Amount: ₹28,368
⁍ Total Interest: ₹3,368 (B)
⁍ Total Cost of Loan (A+B): ₹4,368
⁍ Annual Percentage Rate (APR): 32.05%

Why GetCred’s Instant Personal Loan App is Right for You?
GetCred stands out among other loan apps as it provides secure and instant personal loan for various purpose like medical emergency, weddings, home renovation and dream vacation etc. You don’t even have to provide any collateral to get a personal loan. You just have to submit an online application along with some documents, and the loan will be
credited to your bank account within few minutes.

Security and Privacy Policy
GetCred personal loan app ensures safety via standard security and privacy protocols to protect its database. Our app is safe and secure, and we do not share customer information with third parties without consent.