The GT eToken is a mobile application for generating One Time Passwords (OTPs).
About GT eToken
GT eToken is a finance app developed by Guaranty Trust Bank.
Download Statistics
GT eToken has been downloaded 840 thousand times. In the last 30 days, the app was downloaded 11 thousand times.
User Ratings
GT eToken is rated 3.06 out of 5 stars. The rating is based on 1.2 thousand ratings.
App Information
GT eToken is FREE to download. The APK download size is 32.21 MB. The latest version available is 3.0.6. The last update was on April 13, 2026.
Technical Requirements
GT eToken requires Android 5.1+ or higher. The app has a content rating of Everyone. The app has been available on Google Play November 2022.
Description
The GT eToken is a mobile application for generating One Time Passwords (OTPs) used in authenticating electronic transactions.
A one-time password (OTP) is a secure and automatically generated string of characters that authenticates the user for login and/or electronic transaction completion.
Electronic transactions include (but may not be limited to) web, internet banking and mobile banking transactions, where you are required to enter a 6-digit token-generated code.
A one-time password (OTP) generated from your GT eToken App can be used as an alternative to or alongside the GTBank hardware token device.
Activating Your GT eToken app: To activate your GT eToken app, select your customer type and choose your preferred activation method, which can be the use of your Bank card, Hardware Token or by calling contact center to get an authorization code.
Your data ID will be verified to complete the activation.
Using Your GT eToken app: Once your app is activated, you can create a unique 6-digit Pascode that will be used for subsequent log in to the application and enjoy 24/7 banking.
You can find more information about GT eToken on www.gtbank.com or contact GTCONNECT contact center on 080 2900 2900 or 080 3900 3900.
Note: To avoid your OTP being used by anyone, you absolutely DO NOT DISCLOSE OTP code for anyone
Recent changes: What’s New • Important update: Added a notification informing users of the upcoming app decommissioning • Countdown timer introduced to keep you informed of the remaining time • Minor performance and stability improvements
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The application was initially working but just stop working. It continues giving error messages, and I have been on it for the past one month
★★★★★Francis jude Tyoapine· Oct 20, 2025
Over best gt bank e token, very easy to use very smooth and soft so among token that I ever use before a
★★★★☆Solomon Olayoriju· Apr 18, 2026
To activate account is an issue. Displaying server error multiple times. The above issue was resolved. Many thanks for your support
★☆☆☆☆Jeleel· Apr 22, 2025
Worst app ever, can't even generate token code, the generate code is lapping on the exit button, and the setting button with
★☆☆☆☆Oniovo Lee· Feb 11, 2026
The GT token app doesn't work, don't be deceived. Whatever you wish to do, kindly visit a physical branch of a GT Bank to get it done or just forget about it. The branches to no longer issue a hardware token if you are thinking of getting one. Unless you make a physical visit, nothing will change for you. This app deserves less than a one star, it serves no purpose
★☆☆☆☆Desmond Ohwofosirai· Dec 29, 2025
I suspect this app was developed by a hacker not GT Bank. After entering last 8 digits of ATM card and ATM pin, token is not activated. It says use hardware token. Why would someone who has hardware token even download an e-token? Likely scammers are using this app to store people ATM card number and ATM pin for future heist
Google Play Rankings for GT eToken
This app is not ranked
Technologies used by GT eToken
GT eToken is requesting 26 permissions and is using 13 libraries.
Permissions
Development tools
test access to protected storage
Your personal information
read your contacts,
modify your contacts
Network communication
view network connections,
pair with Bluetooth devices,
full network access
Your accounts
find accounts on the device
Storage
modify or delete the contents of your USB storage
Hardware controls
take pictures and videos,
control flashlight,
control vibration
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.