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Last updated on: 2026-08-25
Android Apps > Finance > HBL Microfinance
HBL Microfinance icon

HBL Microfinance

6.4.9
HBL Microfinance Bank Ltd
3.96
17,729 reviews
5,000,000+
Downloads
Free

Best Online Banking & Mobile Wallet App in Pakistan – HBL Microfinance Bank App

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About HBL Microfinance

HBL Microfinance is a finance app developed by HBL Microfinance Bank Ltd.

How many times has HBL Microfinance been downloaded?

HBL Microfinance has been downloaded 5.1 million times. In the last 30 days, the app was downloaded 53 thousand times.

What is the rating of HBL Microfinance?

HBL Microfinance is rated 3.96 out of 5 stars, based on 18 thousand ratings.

Is HBL Microfinance free?

HBL Microfinance is free to download. The APK download size is 76.20 MB. The latest version available is 6.4.9. The last update was on August 2, 2026.

What are the requirements for HBL Microfinance?

HBL Microfinance requires Android 6.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play July 2019.

Description
Best Online Banking & Mobile Wallet App in Pakistan – HBL Microfinance Bank App
Experience the future of digital banking in Pakistan with HBL Microfinance Bank App— the best online banking and mobile wallet app in Pakistan that combines Banking + Wallet services in one secure app.

Send money, receive funds, pay bills, recharge mobiles, apply for instant digital loans, manage your bank account, and control your debit card all from your smartphone, anytime, anywhere in Pakistan.

Open your digital bank account and wallet today and enjoy secure, fast, and convenient mobile banking.

All-in-One Banking & Mobile Wallet App in Pakistan
HBL Microfinance Bank allows you to manage both your bank account and mobile wallet seamlessly in one app, giving you complete control of your finances through secure digital banking services.

Instant Money Transfer & Fund Transfer App
Send and receive money instantly across Pakistan:
• Transfer money to any bank account in Pakistan

• Send money to mobile wallet users
• Transfer funds within HBL Microfinance Bank accounts
• Secure and instant 24/7 digital transactions

One of the fastest and safest online money transfer apps in Pakistan.

Mobile Load & Internet Bundle Recharge
Recharge your mobile anytime:
• Prepaid and postpaid mobile load for all networks
• Internet and call bundles for Telenor & Ufone
• Instant mobile recharge with secure payment

The easiest mobile load and bundle recharge app in Pakistan.

Online Utility Bill Payment App
Pay all your bills digitally in seconds:
• Electricity bill payment
• Gas bill payment
• Water bill payment
• PTCL & internet bill payment
• Multiple utility services supported

Avoid long queues with one of the most reliable bill payment apps in Pakistan.

Instant Nano Loans – Quick Digital Loan in Pakistan
Get instant access to emergency funds with HBL Microfinance Bank App Nano Loan:
• Apply digitally without paperwork
• Get instant loan approval
• Receive up to PKR 15,000 directly in your wallet
• Flexible repayment options

One of the most convenient instant loan apps in Pakistan.

FPIN
Your secure key to access and authorize transactions on your HBL Microfinance Bank app.

Complete Bank Account Management
Link and manage your HBL Microfinance Bank account digitally:
• Real-time balance checking
• Transaction history and account statements
• Utility bill payments from bank account
• Cheque book requests and tracking
• Stop cheque facility
• Tax certificate and account maintenance services
• Dynamic QR payments
• View profits, financing, and loan details

Enjoy full-service online banking in Pakistan.

Debit Card – Smart & Secure Payments
Order and manage your debit card easily:
• ATM cash withdrawals nationwide
• Secure online shopping in Pakistan
• Exclusive discounts at partner brands

Debit Card Management
• Card activation
• PIN generation and change
• Temporary card blocking
• Transaction history and statements
• Easy dispute management

Favorites – Faster Payments
Save frequent beneficiaries for quick transfers and mobile top-ups.

Education Fee Payment App
Pay school, college, and university fees online from anywhere in Pakistan.

Government & Digital Payments
Make multiple payments digitally including:
• Tax payments
• Traffic challans
• License fee payments
• Credit card bill payments
• Government and corporate payments

Invite Friends & Family
Invite your loved ones to experience Pakistan’s trusted digital banking and wallet app.

Why Choose HBL Microfinance Bank App?
✔ Secure Online Banking App
✔ Trusted Mobile Wallet in Pakistan
✔ Instant Money Transfers
✔ Quick Digital Loans
✔ 24/7 Bill Payments
✔ Easy Account Management
✔ Fast & Safe Digital Transactions

Bank anytime. Pay anywhere. Transfer instantly.

Download HBL Microfinance Bank App – Pakistan’s Best Online Banking & Mobile Wallet App today and take control of your finances.

Recent changes:
Multiple Core Account Linking
– You can now link multiple HBL Microfinance Bank core accounts to your app and manage them conveniently from one place.
One Rupee Game
– Participate in the exciting One Rupee Game for a chance to win amazing prizes. Join the campaign directly from the app.
Show more Show less

More data about HBL Microfinance

Price Free to download
Total downloads 5.1 million
Recent downloads 53 thousand
Rating 3.96 based on 18 thousand ratings
Ranking Not ranked
Version 6.4.9
APK size 76.2 MB
Number of libraries 61
Designed for Android 6.0+
Suitable for Everyone
Ads NO ads

App Performance Report

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HBL Microfinance compared with similar apps

Common keywords of similar apps

Microfinance Online Payment Recharge Loan Digitally Multiple Receive Funds Loans Control Apps Load Internet Quick Apply Today Fast Convenient Complete Finances App Bank Pakistan Mobile Hbl Banking Wallet Account Payments Digital Secure Instant Bill Money Card Transfer Manage Services Pay Debit Management Send Anytime Transactions Utility Experience Bills Enjoy Instantly

Keywords missing from this app

Islamic Transfers Financial Features Seamless Access Jazzcash Mashreq Top Savings Myabl Open Make Free Login Recent Lifestyle Support Convenience View Branch

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Google Play Rating history and histogram

Rating history
Subscribe to see the full rating timeline
12K
1.4K
0
680
3.8K

Downloads over time

Downloads over time
Subscribe to see download velocity and history

HBL Microfinance has been downloaded 5.1 million times. Over the past 30 days, it averaged 1.8 thousand downloads per day.

Changelog of HBL Microfinance

Show changelog

Developer information for HBL Microfinance Bank Ltd

HBL Microfinance Bank Ltd

muhammad.yasir@hblmfb.com

Website

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Comments on HBL Microfinance for Android

★★★★★ Noor Muhammad · Aug 8, 2026
I use it but so many times apply for nano loan always answer you are not illegible due to overdue loan I have no any loan
★★★★★ janab am · Jul 7, 2026
Its old version was very good speedy and extra fast. There are always some issues with this current version, sometimes log in issues some time not respond and some time very much slow, so they always have some problem. I request to the HBL Connect team please consider my request and do something extra or reinstall the old version.
★☆☆☆☆ Bilal Ahmed Qadri · Jul 18, 2026
Salam! First of all mera HBL MFB account mein Payment Credit to hoty hyn but debit nhi hoty. Sirr ATM sy nikal sky hyn Banking app sy Transaction nhi ho pati... or dusra nano loan bhi apply nhi hota...
★☆☆☆☆ Danish Ali · Jul 31, 2026
HBL MICROFINANCE. FIRSTLY. LOCKAL WALLET HE. THIRD CLAS. HIAWATHA MERA ACCOUNT ABHI TAK BLOCK HE. IN SE TO SADAPAY ACHA WALLET HE. MERY PAS AK DISPUTED PAYMENT RECEIVED HOI THI SADAPAY PR OUR SADAPAY SE MENY FIRSTLY PR TRANSFER KI IS WAJHA SE MERY 2 ACCOUNT BLOCK HOWE SADAPAY OUR FIRSTLY JAB KE FUND SADAPAY PR RECEIVED HOWE THY SAD APY TEAM KO MENY WAZAHAT DI TO MERA ACCOUNT UNLOCK KR DIYA UNHO NE OUR PAYMENT BHI UNLOCK HO GAIL AKIN FIRST HBL ABHI TAK BLOCK HE KOI RESPONSE NAHI IN Ka.
★☆☆☆☆ MultiWayFun · Aug 20, 2026
Jab app start sa he Marla karta ho. First time app open hota he gateway error daina shoro kar de. start hota he wrong number pick kar de or jab sahi number do to OTP message sa he picks nahi karta or na he OTP enter karna ki jaga ho Sign-up issue karta ho. Password issue karta ho. login kro to kahta hai dubara ID banao dubara banao to kahta hai ID bani howi hai. Log in kro. Or Dofri dafa log in k liya jao to 24 ghanta wait kro. Ya to abhi tak app open nahi howa itna Marla. Deleted.

Google Play Rankings for HBL Microfinance

This app is not ranked

Technologies used by HBL Microfinance

47 permissions · 61 libraries
Subscribe to see full permission and library details
ABHI Bank icon ABHI Bank
Konnect by HBL icon Konnect by HBL
HBL Mobile icon HBL Mobile
HBL Islamic icon HBL Islamic
DOST – Powered by MMBL icon DOST – Powered by MMBL
JazzCash - Your Mobile Account icon JazzCash - Your Mobile Account
Raqami Islamic Digital Bank icon Raqami Islamic Digital Bank
Meezan Digital Account Opening icon Meezan Digital Account Opening

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