Best Online Banking & Mobile Wallet App in Pakistan – HBL Microfinance Bank App
About HBL Microfinance
HBL Microfinance is a finance app developed by HBL Microfinance Bank Ltd.
How many times has HBL Microfinance been downloaded?
HBL Microfinance has been downloaded 5 million times. In the last 30 days, the app was downloaded 36 thousand times.
What is the rating of HBL Microfinance?
HBL Microfinance is rated 4.02 out of 5 stars, based on 18 thousand ratings.
Is HBL Microfinance free?
HBL Microfinance is free to download. The APK download size is 75.22 MB. The latest version available is 6.4.7. The last update was on May 26, 2026.
What are the requirements for HBL Microfinance?
HBL Microfinance requires Android 6.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play July 2019.
Description
Best Online Banking & Mobile Wallet App in Pakistan – HBL Microfinance Bank App Experience the future of digital banking in Pakistan with HBL Microfinance Bank App— the best online banking and mobile wallet app in Pakistan that combines Banking + Wallet services in one secure app.
Send money, receive funds, pay bills, recharge mobiles, apply for instant digital loans, manage your bank account, and control your debit card all from your smartphone, anytime, anywhere in Pakistan.
Open your digital bank account and wallet today and enjoy secure, fast, and convenient mobile banking.
All-in-One Banking & Mobile Wallet App in Pakistan HBL Microfinance Bank allows you to manage both your bank account and mobile wallet seamlessly in one app, giving you complete control of your finances through secure digital banking services.
Instant Money Transfer & Fund Transfer App Send and receive money instantly across Pakistan: • Transfer money to any bank account in Pakistan
• Send money to mobile wallet users • Transfer funds within HBL Microfinance Bank accounts • Secure and instant 24/7 digital transactions
One of the fastest and safest online money transfer apps in Pakistan.
Mobile Load & Internet Bundle Recharge Recharge your mobile anytime: • Prepaid and postpaid mobile load for all networks • Internet and call bundles for Telenor & Ufone • Instant mobile recharge with secure payment
The easiest mobile load and bundle recharge app in Pakistan.
Online Utility Bill Payment App Pay all your bills digitally in seconds: • Electricity bill payment • Gas bill payment • Water bill payment • PTCL & internet bill payment • Multiple utility services supported
Avoid long queues with one of the most reliable bill payment apps in Pakistan.
Instant Nano Loans – Quick Digital Loan in Pakistan Get instant access to emergency funds with HBL Microfinance Bank App Nano Loan: • Apply digitally without paperwork • Get instant loan approval • Receive up to PKR 15,000 directly in your wallet • Flexible repayment options
One of the most convenient instant loan apps in Pakistan.
FPIN Your secure key to access and authorize transactions on your HBL Microfinance Bank app.
Complete Bank Account Management Link and manage your HBL Microfinance Bank account digitally: • Real-time balance checking • Transaction history and account statements • Utility bill payments from bank account • Cheque book requests and tracking • Stop cheque facility • Tax certificate and account maintenance services • Dynamic QR payments • View profits, financing, and loan details
Enjoy full-service online banking in Pakistan.
Debit Card – Smart & Secure Payments Order and manage your debit card easily: • ATM cash withdrawals nationwide • Secure online shopping in Pakistan • Exclusive discounts at partner brands
Debit Card Management • Card activation • PIN generation and change • Temporary card blocking • Transaction history and statements • Easy dispute management
Favorites – Faster Payments Save frequent beneficiaries for quick transfers and mobile top-ups.
Education Fee Payment App Pay school, college, and university fees online from anywhere in Pakistan.
Government & Digital Payments Make multiple payments digitally including: • Tax payments • Traffic challans • License fee payments • Credit card bill payments • Government and corporate payments
Invite Friends & Family Invite your loved ones to experience Pakistan’s trusted digital banking and wallet app.
Why Choose HBL Microfinance Bank App? ✔ Secure Online Banking App ✔ Trusted Mobile Wallet in Pakistan ✔ Instant Money Transfers ✔ Quick Digital Loans ✔ 24/7 Bill Payments ✔ Easy Account Management ✔ Fast & Safe Digital Transactions
Bank anytime. Pay anywhere. Transfer instantly.
Download HBL Microfinance Bank App – Pakistan’s Best Online Banking & Mobile Wallet App today and take control of your finances.
Get a detailed PDF report for HBL Microfinance with download trends, rating history,
and key performance statistics — useful for competitive research or tracking your own app.
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It's a very perfect app for money transfer the way it gives multi payment method are just best
★★★★★janab am· Jul 7, 2026
Its old version was very good speedy and extra fast. There are always some issues with this current version, sometimes log in issues some time not respond and some time very much slow, so they always have some problem. I request to the HBL Connect team please consider my request and do something extra or reinstall the old version.
★★★★★Awais khan· Jun 23, 2026
HBL Microfinance Pakistan mein ek Beirut popular aur useful mobile payment app hai. Isse bill payments, mobile top-ups, money transfers, aur online shopping tak sab kuch asaan ho jata hai
★☆☆☆☆Bxjssnsmw Sns· May 19, 2026
Main jab app login karta hun password dete waqt fail ka option kyon aata hai kya ishu hai yah app froad kar rahi hai main jab login karta hun to fail ka option aata hai pichhle avatar 1 manth se mera account open Nah in ho raha kya ishu a raha hai
★☆☆☆☆Syed zahir shah Tramzi· Jun 16, 2026
Bykar app ha payment ka screenshot tak nhi la sakta na history ka pasy bhaj ka insan ksi ko prove kasy share kre gandi bank slow service not recommend....
★☆☆☆☆Zain Akhtar· Jun 20, 2026
I've paid nano loan last week now I'm unable to get loan error occurs "verify credit history wait 5 minutes "
Google Play Rankings for HBL Microfinance
This app is not ranked
Technologies used by HBL Microfinance
HBL Microfinance is requesting 47 permissions and is using 61 libraries.
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Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
