Jora Capital - Instant Loans

Jora Capital - Instant Loans

Apply for personal loans online through a secure digital application process.

• Loan amounts from ₹1,000 to ₹25,000
• Digital loan application and KYC
• Online application status tracking
• View loan terms and repayment schedule
• Key Fact Statement (KFS) before accepting a loan offer
• Transparent disclosure of applicable interest, fees and repayment obligations

Jora Capital Services Private Limited is a Lending Service Provider (LSP). Jora Capital does not itself lend or sanction loans. Eligible personal loan applications are facilitated through Salora Capital Limited, an RBIregistered Non-Banking Financial Company (NBFC). Loan applications are evaluated, approved, sanctioned and disbursed by Salora Capital Limited subject to eligibility, credit assessment and applicable laws and regulations.

Key Features

✅ Quick Approval Process – Simple digital application
✅ Flexible Loan Amounts – ₹1,000 to ₹25,000
✅ Quick Disbursement – Direct bank transfer
✅ Easy Repayment – EMI via UPI, eNACH & payment gateways
✅ Secure & Private – Industry-standard encryption
✅ Transparent Fees – No hidden charges
✅ Fully Digital – No paperwork, no branch visits

Eligibility

• Indian Nationality
• Age 21 years and above
• CIBIL Score 650 and above

Loan Details

• Loan Amount: ₹1,000 – ₹25,000
• Interest: Starting from 5% per month
• Processing Fee: 4.5%–10% of loan amount
• GST: Applicable on processing fee
• Minimum Repayment Period: 90 days (3 months)
• Maximum Repayment Period: 180 days (6 months)
• APR Range: 71.8% – 250%

Representative Example

• Loan Amount: ₹10,000
• Tenure: 6 months (180 days)
• Processing Fee: ₹450 + GST ₹81
• Disbursed Amount: ₹9,469
• EMI: ₹2,166.66/month
• Total Repayment: ₹13,000
• Total Cost: ₹3,531 | APR: 71.8%

Repayment Options

• UPI (Google Pay, PhonePe, Paytm, Amazon Pay)
• Auto Debit via eNACH / eMandate
• Payment Gateways (Razorpay, Cashfree, Juspay)

Lending Partner

Salora Capital Limited (RBI Registered NBFC)
RBI Registration No: N-13.01855
Website: https://saloracapital.com

Recent changes:
Updated Version