Kingdom Bank KopaSmart mobile lending application.
About KOPASMART
KOPASMART is a finance app developed by Kingdom Bank Limited.
Download Statistics
KOPASMART has been downloaded 160 thousand times. In the last 30 days, the app was downloaded 2.5 thousand times.
User Ratings
The app has no ratings yet.
App Information
KOPASMART is FREE to download. The APK download size is 44.08 MB. The latest version available is 6.0.0. The last update was on November 17, 2025.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play February 2025.
Description
About this app:
Kingdom Bank Limited, is seeking to reach a wide range of borrowing customers ranging to about 25 million customers. KopaSmart is a mobile lending solution which endeavors to offer a platform for borrowing customers. Disbursements shall be done directly to registered M-Pesa numbers. Features. To align with CBK regulations on remote account opening guidelines and the application will require users to consent to some permissions and accept the terms and conditions and privacy policies of the bank. Permissions Requested: • Camera • Location Features: • Loan Application • Loan Repayment • Loan History • Recent Transactions • Live chat Metadata: KopaSmart Personal Loans 90 Days Loan Min Amount: Ksh. 8,000.00 Max Amount: Ksh: 75,000.00 Interest Rate: 12.36% Excise Duty: 3.09%
Example Loan – 90 Days Loan Loan Amount: Ksh. 30,000.00 Interest: Ksh. 3,708.00 Excise Duty: 741.60 Repayment Amount: 34,450.00
120 Days Loan Min Amount: Ksh. 10,000.00 Max Amount: Ksh: 100,000.00 Interest Rate: 15.45% Excise Duty: 3.09%
Example Loan – 120 Days Loan Loan Amount: Ksh. 30,000.00 Interest: Ksh. 4,635.00 Excise Duty: 927.60 Repayment Amount: 35,562.00
Eligible Customer
Any Kenyan resident of 18+ years of age who has a valid Identification Card and an M-pesa number.
Disbursement Turn-around
Disbursement is real-time to customer M-pesa number. Customers could repay through STK push or direct paybill deposits to paybill number 4135105 and National ID Number as the Account Number.
Data privacy and safety
All data collected is to verify your identity and build your credit profile. KopaSmart does not disclose and personal information to anyone without your permissions. We encrypt the data you choose to share with us for safety.
Recent changes: UI/UX enhancements Added biometrics support
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Best loan app ever. Instant loans, easy to access 🥰🎉
★★★★★Kahari Nancy· Dec 15, 2025
It's a good app. Very friendly interest rates. It's my best
★★★★★Stanley muli Kyenzeku· Mar 20, 2026
Have already paid the bill but the bill not updated
★★★★★Georgina Chepngetich· Oct 14, 2025
It has been a five star, but am I trying to log in now, but it's not working.I don't know if it is technical or. I can't log in
★★★★★MERCY MUMBO· Jun 19, 2025
I like it the interest is fair, and they add the loan amount if you keep on borrowing even though it's not high.
★★☆☆☆Alice Rwinji· Jun 29, 2025
Disappointing.....why should one pay for a loan and the loan limit decreases yet while paying, the limit had increased. I have never paid the loans late either, why should that happen????
★☆☆☆☆Chepkulul· Mar 30, 2026
Hello, I once took a loan and defaulted. But after I had already paid, I'm still listed CRB from you guys. Then app not responding at all,"
★☆☆☆☆RAJ WA NJERI· Oct 13, 2025
A very useless app.why indicate I have a loan which is not yet disbursed for a whole week now,your staffs and customer care are also equally useless as the app they can't assist always saying they are checking on it.it's a week now.just clear me from your list .you never disbursed the so-called loan.go to hell
★☆☆☆☆allan owino· Sep 23, 2025
For the first time I could give you a five star until I got my third loan and repaid on time, I was told I'm not eligible for a loan, yet I have taken it for the third time, you need to update your services
★★☆☆☆Beatrice mutie· Nov 1, 2025
Why is the app not working for the last few weeks?
Google Play Rankings for KOPASMART
This app is not ranked
Technologies used by KOPASMART
17 permissions
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