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Last updated on: 2026-05-28
Android Apps > Finance > KOPASMART
KOPASMART icon

KOPASMART

6.0.0
Kingdom Bank Limited
0.00
0 reviews
100,000+
Downloads
Free

Kingdom Bank KopaSmart mobile lending application.

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KOPASMART compared with similar apps

Keywords missing from this app

App Loans Information Credit Money Online Apr Apply Total Cash Fee Service Maximum Time Payments Easy Kopo Period Contact Income Months Borrow Rates Secure Monthly Phone Risk Approval Term Payment Fast

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About KOPASMART

KOPASMART is a finance app developed by Kingdom Bank Limited.

How many times has KOPASMART been downloaded?

KOPASMART has been downloaded 160 thousand times. In the last 30 days, the app was downloaded 2.9 thousand times.

What is the rating of KOPASMART?

KOPASMART has no ratings yet.

Is KOPASMART free?

KOPASMART is free to download. The APK download size is 44.08 MB. The latest version available is 6.0.0. The last update was on November 17, 2025.

What are the requirements for KOPASMART?

The app has a content rating of Everyone. The app has been available on Google Play February 2025.

Description
About this app:

Kingdom Bank Limited, is seeking to reach a wide range of borrowing customers ranging to about 25 million customers.
KopaSmart is a mobile lending solution which endeavors to offer a platform for borrowing customers. Disbursements shall be done directly to registered M-Pesa numbers.
Features.
To align with CBK regulations on remote account opening guidelines and the application will require users to consent to some permissions and accept the terms and conditions and privacy policies of the bank.
Permissions Requested:
• Camera
• Location
Features:
• Loan Application
• Loan Repayment
• Loan History
• Recent Transactions
• Live chat
Metadata:
KopaSmart Personal Loans
90 Days Loan
Min Amount: Ksh. 8,000.00
Max Amount: Ksh: 75,000.00
Interest Rate: 12.36%
Excise Duty: 3.09%

Example Loan – 90 Days Loan
Loan Amount: Ksh. 30,000.00
Interest: Ksh. 3,708.00
Excise Duty: 741.60
Repayment Amount: 34,450.00

120 Days Loan
Min Amount: Ksh. 10,000.00
Max Amount: Ksh: 100,000.00
Interest Rate: 15.45%
Excise Duty: 3.09%

Example Loan – 120 Days Loan
Loan Amount: Ksh. 30,000.00
Interest: Ksh. 4,635.00
Excise Duty: 927.60
Repayment Amount: 35,562.00


Eligible Customer

Any Kenyan resident of 18+ years of age who has a valid Identification Card and an M-pesa number.

Disbursement Turn-around

Disbursement is real-time to customer M-pesa number.
Customers could repay through STK push or direct paybill deposits to paybill number 4135105 and National ID Number as the Account Number.

Data privacy and safety

All data collected is to verify your identity and build your credit profile. KopaSmart does not disclose and personal information to anyone without your permissions.
We encrypt the data you choose to share with us for safety.

Recent changes:
UI/UX enhancements
Added biometrics support
Show more Show less

More data about KOPASMART

Price Free to download
Total downloads 160 thousand
Recent downloads 2.9 thousand
Rating No ratings
Ranking Not ranked
Version 6.0.0
APK size 44.1 MB
Number of libraries ?
Suitable for Everyone
Ads NO ads

App Performance Report

Get a detailed PDF report for KOPASMART with download trends, rating history, and key performance statistics — useful for competitive research or tracking your own app. Learn more

Get PDF Report — $29

Downloads over time

KOPASMART has been downloaded 160 thousand times. Over the past 30 days, it averaged 97 downloads per day.

Changelog of KOPASMART

  • Nov 17, 2025UpdateVersion 6.0.0
  • Oct 2, 2025UpdateVersion 6.0.0
  • Jun 7, 2025Installs100,000+ installs
  • Feb 7, 2025New AppVersion 4.0 in FINANCE for Free
Show more Show less

Developer information for Kingdom Bank Limited

Kingdom Bank Limited

customerservice@kingdombankltd.co.ke

N/A

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Comments on KOPASMART for Android

★★★★★ Georgina Chepngetich · Oct 14, 2025
It has been a five star, but am I trying to log in now, but it's not working.I don't know if it is technical or. I can't log in
★★★★★ Kk Shadii · May 31, 2025
Best loan app ever. Instant loans, easy to access 🥰🎉
★★★★★ Joseph Kiboi · Apr 20, 2025
Best app ever with low interest rates I would recommend it to everyone
★★★★★ MERCY MUMBO · Jun 19, 2025
I like it the interest is fair, and they add the loan amount if you keep on borrowing even though it's not high.
★★★★★ Amin Kalama · Apr 21, 2025
Best and reliable hopefully to get a higher loan limit next.
★★★★★ Stanley muli Kyenzeku · Mar 20, 2026
Have already paid the bill but the bill not updated
★☆☆☆☆ sidney Murando · Oct 8, 2025
Terrible app. Made my payment but due to the app having issues I am currently listed on CRB and even receive calls asking for payment, yet I provided the confirmation message. Kindly fix the issue and save us/me from the poor CRB status. Thank you.
★☆☆☆☆ Ann Mutai · Oct 14, 2025
The app is not login 😭 so bad 😞 also my loan limit was slashed
★★☆☆☆ Beatrice mutie · Nov 1, 2025
Why is the app not working for the last few weeks?
★☆☆☆☆ kevin samoei · Jun 14, 2025
This app is asking you to upload I'd and when you upload upfront, it doesn't proceed to forward. It keeps asking you to start again.

Google Play Rankings for KOPASMART

This app is not ranked

Technologies used by KOPASMART

KOPASMART is requesting 17 permissions and we don't have library information (yet).

Permissions

Your location
approximate (network-based) location, precise (GPS) location
Your messages
read your text messages (SMS or MMS), receive text messages (SMS)
Network communication
view network connections, view Wi-Fi connections, full network access, Google Play license check, receive data from Internet
Hardware controls
take pictures and videos, record audio, control vibration
System tools
prevent phone from sleeping
Extra
android.permission.POST_NOTIFICATIONS, android.permission.USE_BIOMETRIC, android.permission.USE_FINGERPRINT, com.technest.kbokolea.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
We haven't collected library information for this app yet. You can use the AppBrain Ad Detector app to detect libraries in apps installed on your device.
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