Manage Money: Budget & Finance

Manage Money is an expense tracker and budget planner that works without an account. Open it and start recording: no sign-up, no email, no bank login. Your records stay on this phone, and it works offline.

Track everything, or just what matters to you.

⚡ FAST TO USE
• Add an expense, income or transfer amount first, with a calculator built in
• Tag spending with emoji tags, and pick the account: Cash, Bank, Credit card, Mobile wallet or your own
• Save templates for the payments you repeat
• Search finds notes, tags, accounts and amounts

📊 SEE WHERE YOUR MONEY GOES
• Spending and income by tag, with each tag's share of the total
• Six months side by side, and a tap opens any month
• Every account's balance, with transfers kept apart from spending
• A calendar of your days, and a week strip on the home screen

🎯 BUDGETS THAT STAY UP TO DATE
• Monthly or yearly budgets for one tag, several, or all spending
• Income targets as well as spending limits
• Figures update as you record, so you see what is on track and what is over
• Budgets carry over into each new month

🤝 DEBTS, SAVINGS AND ASSETS
• Debt tracker: who owes you and whom you owe, with every amount lent and paid back
• Savings goals with a target, a date and a progress bar
• Assets: what you own and what it is worth over time
• A reminder on the day a payment is due

📋 CHECKLISTS
• Daily, weekly and monthly lists for bills and routines, with a reminder for what is left

🔒 YOUR DATA, YOUR FILE
• Back up everything to one file you keep: save it, or share it to Google Drive
• Restore it on a new phone
• Several profiles, each with its own currency
• Clear one part of a profile's data and keep the rest

🎨 MAKE IT YOURS
• Light and dark mode
• Five Premium themes, Ledger, Blueprint, Midnight, Tide and Rose, each drawn its own way. Try any of them free for 30 minutes

⭐ FREE, WITH PREMIUM IF YOU WANT IT
Manage Money is free to use. Free users see a few ads, only on screens you read, never while you record, and can watch an optional ad for ad-free days. Premium removes ads, unlocks every theme, and exports PDF reports and CSV files for any dates. This month's transactions export free.

Recent changes:
A fresh look in light and dark, plus five Premium themes you can try free for 30 minutes.
• Redesigned Home, Budgets, Analysis, Debts, Savings and Assets
• Clear one part of your data and keep the rest
• A few ads for free users, only where you read, never where you record. Premium removes them