NerdWallet: Smart Money App
by NerdWallet
· Finance
· Free
On Google Play since December 2016
· Data updated
NerdWallet: Smart Money App is made and published by NerdWallet. AppBrain is an independent app data site and isn't affiliated with NerdWallet. The app name, icon, screenshots and description belong to NerdWallet and are shown as published on Google Play.
AppBrain's verdict
EstablishedPopularWell rated- Rating on Google Play
- 4.26
- 30,724 ratings
- Installs
- 2.3 million
- Last updated
- October 8, 2026
- Ads
- No ads
- Size
- 101.5 MB
NerdWallet: Smart Money App is popular, with 2.3 million installs. Users rate it well: 4.3 stars from 30,724 ratings.
User feedback
Ratings and reviews on Google PlayComments on NerdWallet: Smart Money App for Android
★★★★★
Michael G
· Jul 6, 2026
I've used this app for years. Each update, they make the app worse. They removed the 50/30/20 budget overview, and now they removed the month/month spending chart. If you want to fly blind with your budget, this is a great option! Edit 11/26/25 The change was reverted. They have now improved the exiting budget breakdown and gave it a whole section of the app. Very happy with the direction the app has taken with recent updates.
★★★★★
Cari
· Apr 8, 2026
Awesome trustworthy good advice. I have learned a lot through this app with different articles, and advice about money, credit, and financial information. They always alert me when they notice any actions taking place on my credit report, along with good advice on how to handle credit.
★★★★☆
Edward Sylvia
· May 12, 2026
Recent iterations of the app have been good. Is there any plan to add an option to compare your expenses this month vs an average of expenses from the previous 6 months? I think we'd find that would be more useful in tracking monthly trends than just the previous month comparison, where random infrequent high cost expenses can skew the comparison greatly. Thank you for continuing to work on the app. I recommend it to many people I work with.
★★☆☆☆
Chris Heilman
· Aug 24, 2026
THIS APP IS SO FRUSTRATING. "Keep track of all your accounts...". HOW! 90% when you try to link an account it fails. It seems to fail to pass along the MFA to the site. Then once you actually get accounts connected... do they stay connected!? NO. A simple Google search shows this is a very common issue. How is NerdWallet such an "awarded" app when none of this works. And FORGET using their website. Not even sure why they allow you to log in on their site. You can't do anything outside the app.
★★☆☆☆
Nolan LaValley
· Sep 23, 2026
Plaid (the security platform for nerd wallet) is absolutely awful. Takes an eternity to log back in every time and constantly glitches when you try and link any account
★☆☆☆☆
Kamiel Rivers
· Jul 1, 2026
Plaid doesn't work, so I can't link my accounts and the entire app is useless. Uninstalling
Google Play Rating history and histogram
Store listing
By NerdWallet, from Google Play“Track, Save & Invest”
Screenshots by NerdWallet, from the Google Play listing
Description by NerdWallet Written by the developer, not by AppBrain. Click to read.
The free NerdWallet app is your money's smartest friend.
BUDGET LIKE A PRO - Link accounts for a budget that sorts needs, wants, and savings.
STAY ON TOP OF YOUR CREDIT - 24/7 monitoring, change alerts, and score insights.
FIND WAYS TO SAVE - Spot forgotten subscriptions and better bank rates.
MAKE SMARTER MONEY MOVES - Compare trusted ratings on cards, banks, and loans.
EARN MORE ON YOUR CASH - Open a Cash Account offered by Atomic Brokerage and deposit funds within 14 days to earn a boosted 3.90% APY on balances up to $250,000 for the first 6 months.
Disclosures:
NerdWallet privacy policy: https://www.nerdwallet.com/p/privacy-policy
NerdWallet terms: https://www.nerdwallet.com/p/terms-of-use
An introductory 0.65% Annual Percentage Yield (APY) boost is available on up to $250,000 in deposits for the first 6 months when you open a Cash Account offered by Atomic Brokerage LLC and deposit funds. Balances above $250,000 will earn the standard 3.25% APY. After the 6 month introductory period, all balances earn the standard 3.25% APY. The introductory APY boost of 0.65% is available through NerdWallet’s promotional program. APYs are accurate as of 05/26/2026 and are subject to change without notice.
Paid Non-Client Promotion for the Cash Account: NerdWallet has engaged Atomic Brokerage LLC ("Atomic"), a registered broker-dealer and member of FINRA and SIPC, to bring you the opportunity to open a brokerage account (“Cash Account”) in which cash is swept into unaffiliated bank deposit accounts opened for you by, and in the name of Atomic Brokerage as agent and custodian. NerdWallet is a promoter of Atomic. Atomic shares fees from the cash sweep program banks with NerdWallet for each referred client who opens a Cash account, which creates a conflict of interest. Atomic and NerdWallet are not under common ownership and are not related entities. You will not be charged any fee or incur any additional costs for being referred to Atomic by the Promoter. For more details about Atomic Brokerage, please go to https://www.atomicvest.com/atomicbrokerage. You can check the background of Atomic Brokerage on FINRA’s BrokerCheck at https://brokercheck.finra.org/.
See important Cash Account disclosures at https://www.atomicvest.com/legal/disclosures/7d9c31dd-bf97-46ae-9803-1774b97187af. You should not expect cash deposited in an Atomic Brokerage account used solely for the purpose of accessing the Cash Sweep to be protected by SIPC or FDIC insurance, and cash is only protected by FDIC insurance (subject to coverage limits and eligibility requirements) once deposited by Atomic Brokerage in the unaffiliated bank deposit accounts. If you prefer your cash to be invested in a Money Market Fund eligible for SIPC coverage, you must send an email to support-brokerage@atomicvest.com to discuss your options.
Personal Loans Interest Rates and Fees: You can view personal loan offers on NerdWallet's loans marketplace. These are from third party advertisers from which NerdWallet may receive compensation. NerdWallet displays personal loans with rates that range from 4.60% to 35.99% APR with terms from 1 to 7 years. Rates are controlled by third party advertisers and are subject to change without notice. Depending on the lender, other fees may apply (such as origination fees or late payment fees). You can view any particular offer's terms and conditions for more information within the marketplace. All loan offers on NerdWallet require application and approval by the lender. You may not qualify for a personal loan at all or may not qualify for the lowest rate or highest offer displayed.
Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and an APR of 17.59% (which includes a 13.94% yearly interest rate and a 5% one-time origination fee). They would receive $9,500 in their account and would have a required monthly payment of $341.48. Over the lifetime of their loan, their payments would total $12,293.46.
Recent changes:
2 new money questions answered with your real numbers. Find them on your home screen.
• Am I ready for a mortgage?
• How much will I need in retirement?
BUDGET LIKE A PRO - Link accounts for a budget that sorts needs, wants, and savings.
STAY ON TOP OF YOUR CREDIT - 24/7 monitoring, change alerts, and score insights.
FIND WAYS TO SAVE - Spot forgotten subscriptions and better bank rates.
MAKE SMARTER MONEY MOVES - Compare trusted ratings on cards, banks, and loans.
EARN MORE ON YOUR CASH - Open a Cash Account offered by Atomic Brokerage and deposit funds within 14 days to earn a boosted 3.90% APY on balances up to $250,000 for the first 6 months.
Disclosures:
NerdWallet privacy policy: https://www.nerdwallet.com/p/privacy-policy
NerdWallet terms: https://www.nerdwallet.com/p/terms-of-use
An introductory 0.65% Annual Percentage Yield (APY) boost is available on up to $250,000 in deposits for the first 6 months when you open a Cash Account offered by Atomic Brokerage LLC and deposit funds. Balances above $250,000 will earn the standard 3.25% APY. After the 6 month introductory period, all balances earn the standard 3.25% APY. The introductory APY boost of 0.65% is available through NerdWallet’s promotional program. APYs are accurate as of 05/26/2026 and are subject to change without notice.
Paid Non-Client Promotion for the Cash Account: NerdWallet has engaged Atomic Brokerage LLC ("Atomic"), a registered broker-dealer and member of FINRA and SIPC, to bring you the opportunity to open a brokerage account (“Cash Account”) in which cash is swept into unaffiliated bank deposit accounts opened for you by, and in the name of Atomic Brokerage as agent and custodian. NerdWallet is a promoter of Atomic. Atomic shares fees from the cash sweep program banks with NerdWallet for each referred client who opens a Cash account, which creates a conflict of interest. Atomic and NerdWallet are not under common ownership and are not related entities. You will not be charged any fee or incur any additional costs for being referred to Atomic by the Promoter. For more details about Atomic Brokerage, please go to https://www.atomicvest.com/atomicbrokerage. You can check the background of Atomic Brokerage on FINRA’s BrokerCheck at https://brokercheck.finra.org/.
See important Cash Account disclosures at https://www.atomicvest.com/legal/disclosures/7d9c31dd-bf97-46ae-9803-1774b97187af. You should not expect cash deposited in an Atomic Brokerage account used solely for the purpose of accessing the Cash Sweep to be protected by SIPC or FDIC insurance, and cash is only protected by FDIC insurance (subject to coverage limits and eligibility requirements) once deposited by Atomic Brokerage in the unaffiliated bank deposit accounts. If you prefer your cash to be invested in a Money Market Fund eligible for SIPC coverage, you must send an email to support-brokerage@atomicvest.com to discuss your options.
Personal Loans Interest Rates and Fees: You can view personal loan offers on NerdWallet's loans marketplace. These are from third party advertisers from which NerdWallet may receive compensation. NerdWallet displays personal loans with rates that range from 4.60% to 35.99% APR with terms from 1 to 7 years. Rates are controlled by third party advertisers and are subject to change without notice. Depending on the lender, other fees may apply (such as origination fees or late payment fees). You can view any particular offer's terms and conditions for more information within the marketplace. All loan offers on NerdWallet require application and approval by the lender. You may not qualify for a personal loan at all or may not qualify for the lowest rate or highest offer displayed.
Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and an APR of 17.59% (which includes a 13.94% yearly interest rate and a 5% one-time origination fee). They would receive $9,500 in their account and would have a required monthly payment of $341.48. Over the lifetime of their loan, their payments would total $12,293.46.
Recent changes:
2 new money questions answered with your real numbers. Find them on your home screen.
• Am I ready for a mortgage?
• How much will I need in retirement?
Safety and technology
Found in the app by AppBrain- Ads
- No ads
- Price
- Free
- Libraries
- 79
- App size
- 101.5 MB
- Needs Android
- 6.0+
- Content rating
- Everyone
Technologies used by NerdWallet: Smart Money App
25 permissions
·
79 libraries
Subscribe to see full permission and library details
Releases
Updates seen on Google Play- Version
- 15.1.0
- Launched
- December 2016
Alternatives
Similar apps and more from NerdWalletAlternatives to NerdWallet: Smart Money App
Installs
Tracked by AppBrain- Last 30 days
- 11 thousand
- Per day
- 360
- 30-day average
- Play install range
- 1+ million
- Launched
- December 2016
Installs over time
NerdWallet: Smart Money App has been installed 2.3 million times. Over the past 30 days, it averaged 360 installs per day.
Rankings
Google Play top chartsGoogle Play Rankings for NerdWallet: Smart Money App
This app is not ranked
About the app and developer
About NerdWallet: Smart Money App
NerdWallet: Smart Money App is a finance app developed by NerdWallet.
Install Statistics
NerdWallet: Smart Money App has been installed 2.3 million times. In the last 30 days, the app was installed 11 thousand times.
User Ratings
NerdWallet: Smart Money App is rated 4.26 out of 5 stars. The rating is based on 31 thousand ratings.
App Information
NerdWallet: Smart Money App is freely available from Google Play. The app size is 101.48 MB. The latest version available is 15.1.0. The last update was on October 8, 2026.
Technical Requirements
NerdWallet: Smart Money App requires Android 6.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play since December 2016.
App Performance Report
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