NerdWallet: Smart Money App is a finance app developed by NerdWallet.
How many times has NerdWallet: Smart Money App been downloaded?
NerdWallet: Smart Money App has been downloaded 2.3 million times. In the last 30 days, the app was downloaded 11 thousand times.
What is the rating of NerdWallet: Smart Money App?
NerdWallet: Smart Money App is rated 4.27 out of 5 stars, based on 31 thousand ratings.
Is NerdWallet: Smart Money App free?
NerdWallet: Smart Money App is free to download. The APK download size is 101.02 MB. The latest version available is 14.24.0. The last update was on July 13, 2026.
What are the requirements for NerdWallet: Smart Money App?
NerdWallet: Smart Money App requires Android 6.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play December 2016.
Description
The free NerdWallet app makes it easy for you to track, save, and invest your money.
TRACK Our Net Worth dashboard lets you track your cash flow, investments, and more.
CREDIT Check your free score, understand what's impacting it, and get personalized tips to strengthen your profile.
EARN A COMPETITIVE APY We’ve partnered with Atomic Brokerage to give you access to a Cash Account. Enjoy a competitive APY and no account fees or balance minimums.
BUILD We’ve partnered with Atomic Invest to give you access to their Treasury Account to invest in U.S. Treasury Bills.
INVEST We’ll give you access to Atomic Invest’s Automated Investing Account to put your investing on autopilot.
LEARN We’ll help you connect what’s happening in the news and the economy to your finances.
SHOP We’ll show you financial products and provide access to the Nerds' ratings and reviews.
Paid Non-Client Promotion for the Treasury Account and Automated Investing Account: NerdWallet has engaged Atomic Invest LLC (“Atomic”), an SEC-registered investment adviser, to bring you the opportunity to open an investment advisory account with Atomic. NerdWallet receives compensation of 0% to 0.85% of assets under management annualized, payable monthly, for each referred client who opens an Atomic account and a percentage of free cash interest earned by clients, which creates a conflict of interest.
Brokerage services for Atomic are provided by Atomic Brokerage LLC, a registered broker-dealer and member of FINRA and SIPC and an affiliate of Atomic, which creates a conflict of interest. For more details about Atomic, please go to https://www.atomicvest.com/atomicinvest. For more details about Atomic Brokerage, please go to https://www.atomicvest.com/atomicbrokerage. You can check the background of Atomic Brokerage on FINRA’s BrokerCheck at https://brokercheck.finra.org/.
Paid Non-Client Promotion for the Cash Account: You can open a Cash Account offered by Atomic Brokerage LLC which allows you to earn interest on your cash through a cash sweep program. See important Cash Account disclosures at https://www.atomicvest.com/legal/disclosures/7d9c31dd-bf97-46ae-9803-1774b97187af. Atomic Brokerage shares fees from the cash sweep program banks with NerdWallet for each referred client who opens a Cash Account, which creates a conflict of interest.
Neither Atomic Invest nor Atomic Brokerage, nor any of their affiliates is a bank. Investments in securities: Not FDIC Insured, Not Bank Guaranteed, May Lose Value. Investing involves risk, including the possible loss of principal. Before investing, consider your investment objectives and the fees and expenses charged.
Personal Loans Interest Rates and Fees: You can view personal loan offers on NerdWallet's loans marketplace. These are from third party advertisers from which NerdWallet may receive compensation. NerdWallet displays personal loans with rates that range from 4.60% to 35.99% APR with terms from 1 to 7 years. Rates are controlled by third party advertisers and are subject to change without notice. Depending on the lender, other fees may apply (such as origination fees or late payment fees). You can view any particular offer's terms and conditions for more information within the marketplace. All loan offers on NerdWallet require application and approval by the lender. You may not qualify for a personal loan at all or may not qualify for the lowest rate or highest offer displayed.
Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and an APR of 17.59% (which includes a 13.94% yearly interest rate and a 5% one-time origination fee). They would receive $9,500 in their account and would have a required monthly payment of $341.48. Over the lifetime of their loan, their payments would total $12,293.46.
Recent changes: The usual bug fixes and nerdy updates.
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Comments on NerdWallet: Smart Money App for Android
★★★★★Michael G· Jul 6, 2026
I've used this app for years. Each update, they make the app worse. They removed the 50/30/20 budget overview, and now they removed the month/month spending chart. If you want to fly blind with your budget, this is a great option! Edit 11/26/25 The change was reverted. They have now improved the exiting budget breakdown and gave it a whole section of the app. Very happy with the direction the app has taken with recent updates.
★★★★☆Edward Sylvia· May 12, 2026
Recent iterations of the app have been good. Is there any plan to add an option to compare your expenses this month vs an average of expenses from the previous 6 months? I think we'd find that would be more useful in tracking monthly trends than just the previous month comparison, where random infrequent high cost expenses can skew the comparison greatly. Thank you for continuing to work on the app. I recommend it to many people I work with.
★★★★★Jim Rhode· Dec 2, 2025
I just started using it today, December 2, 2025. Here is my experience with the app. It was very easy to figure out how to link all my checking/savings accounts, credit cards, investment accounts (401K). I'll keep you updated on the truth about this app.
★★★★★Cari· Apr 8, 2026
Awesome trustworthy good advice. I have learned a lot through this app with different articles, and advice about money, credit, and financial information. They always alert me when they notice any actions taking place on my credit report, along with good advice on how to handle credit.
★☆☆☆☆Andrea Linton· Dec 10, 2025
I want to cancel the NerdWallet + subscription that I did not sign up for!! Yet everywhere I look or google how to cancel it is not giving me the same information that is on the website or the app!! Anyone has this issue that can help.
★☆☆☆☆Rebecca Calkins· Mar 18, 2026
It is ok. I actually deleted it because they got rid of the best aspect of the app which was the 50/30/20 budget part. Bring it back and I may download it again, I may even consider paying for it if that aspect is brought back
★☆☆☆☆Kamiel Rivers· Jul 1, 2026
Plaid doesn't work, so I can't link my accounts and the entire app is useless. Uninstalling
Google Play Rankings for NerdWallet: Smart Money App
This app is not ranked
Technologies used by NerdWallet: Smart Money App
NerdWallet: Smart Money App is requesting 25 permissions and is using 79 libraries.
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