PaisaPe

PaisaPe - Plan.Protect.Prosper
PaisaPe, powered by SEBI & RBI-regulated partners and built under Shivanta Capital Fintech Private Limited, is a digital investment marketplace with one mission - to help every Indian Plan their finances, Protect their wealth, and Prosper with confidence. The platform brings Fixed Deposits, Recurring Deposits, Digital Gold, Digital Silver, and Bonds into a single, unified mobile experience - making diversified investing accessible from ₹5. At its core is KARA, an AI-powered money advisor that delivers personalised, whole-portfolio recommendations tailored to each investor's goals.
Digital Gold & Silver: Buy 24K digital gold or 999-pure silver from ₹5, stored securely in insured vaults. Track live rates. Sell instantly. Take physical delivery of coins and bars when you're ready.
Bonds: Access curated corporate bonds, government securities, SDIs, and high-yield fixed income products from ₹1000.
Fixed Deposits : Fixed-tenure deposits with guaranteed returns offered by partner NBFCs and small finance banks. Products are sourced from RBI-regulated institutions.
Recurring Deposits: Monthly SIP-style deposits enabling disciplined savings. Automated mandate (NACH/UPI)debits the customer's linked bank account each month and credits the RD ledger maintained by the partners.
KARA: PaisaPe's proprietary AI advisory engine embedded within the app as a conversational chatbot. KARA uses the user's financial profile, risk appetite, investment horizon, and whole-portfolio context to deliver personalized, actionable investment recommendations.
Near- Future Product Roadmap:
Mutual Funds & Stocks
Why PaisaPe:
Start small - from ₹5 for gold, ₹1000 for FDs & bonds
Transparent fees - see exactly what you pay before you confirming
Regulated partners - every product via SEBI or RBI-regulated entities
Instant KYC - PAN + Aadhaar verified in under 5 minutes
Live portfolio- all investment in one clean dashboard
No hidden charges - no annual fees
DPDPA compliant - All KYC data encrypted at rest

Who it's for: Salaried professionals, first-time investors, & long-term wealth builders looking for a diversified, low-friction way to invest across multiple asset classes without opening separate accounts on multiple platforms.

Safety & regulation
Gold - Augmont - Recognised Gold Deposit Program
Bonds - Grip Broking - SEBI-registered Online Bond Platform Provider
FD/RD - Fixerra, RBI-supervised banks & NBFCs
Support : Reach us at support@paisape.co.in or via the in-app help center. We're available Monday–Saturday, 10 am–7 pm IST.

Investment risk disclaimer
Returns on investments are subject to market, credit, and issuer-specific risks. Interest rates on FDs and bond yields can change. Past performance does not guarantee future results. Please read all offer documents carefully before investing.PaisaPe is a distributor, not an issuer, of the investment products listed on the platform.

Recent changes:
Major Hotfixes and UI Hotfixes