PayLater by RocketPay

Simplify Your EMI Payments with UPI AutoPay
Looking to convert your purchases into easy EMIs while shopping at your favorite retail stores? This app is designed exclusively for customers who want a seamless, secure, and automated way to authorize and track recurring payments via UPI AutoPay.
Whether you're buying electronics, furniture, or services, this app enables you to pay in easy monthly installments with just a few taps—without remembering due dates or visiting the store again. All payments are directly debited from your bank account and automatically settled to the business, giving you peace of mind and full control.
✅ Key Features:
🔐 Secure Login via Mobile Number
No complex signups. Just enter your mobile number and start using the app.
📝 Easy Setup
Add your name and get started within minutes.
📲 Scan Mandate QR Code
Scan the QR code shown at the business’s store to initiate your EMI/mandate request.
💸 Custom Payment Setup
Enter EMI amount, choose your repayment frequency (weekly, monthly, etc.), and set your repayment date.
🔓 Authorize with UPI PIN
Securely authorize the mandate using your preferred UPI app—no separate KYC needed.
📅 Automated Payments
Once authorized, your payments will be automatically deducted as per schedule.
📊 Real-Time Tracking
Get instant updates and track all your upcoming EMIs in one place.
💡 How It Works (Step-by-Step):
Login to the app using your mobile phone number.
Add your Name to personalize your payment experience.
Scan the Mandate QR Code shown at the retailer's counter.
Enter Payment Details – like amount, repayment start date, and payment frequency (monthly, weekly, etc.).
Accept Mandate – Authenticate using your UPI PIN securely.


Once you authorize the mandate, you don’t need to do anything. The app will take care of all your future EMIs automatically. No reminders, no missed payments, no hassles.
🎯 Who is this app for?
Shoppers at retail stores opting for EMI financing
Retailers opting for credit options from their wholesalers or distributors
Buyers looking for UPI AutoPay based recurring payment options
Anyone who wants automated, secure EMI debit & tracking without extra paperwork
🛡️ Built with Security in Mind
This app uses the latest UPI AutoPay to ensure your mandates and payments are processed securely. Your bank and UPI credentials remain encrypted and protected throughout the process.
🔍 Why Use This App?
No manual payment tracking
No bounced EMIs or missed dates
Works with all major banks and UPI apps
Instant approval and real-time payment tracking
Supports UPI AutoPay
📌 Use Cases
Buy now, pay later at your favorite store
Split big purchases into smaller monthly,weekly, daily or one-time payments
Automate tuition fees, gym memberships, electronics purchases & more
Start your EMI journey today with secure, seamless, and smart payment automation.
Download now and never get reminded for an EMI again!

Recent changes:
v1.5
- bug fixes and improvements
- updated production configurations