Ruka: Expense & Income Tracker

Ruka is a private expense & income tracker & AI receipt scanner for freelancers & small business owners. Scan receipts, log income and expenses, export reports.

Run your business finances from your phone — no spreadsheets, no typing, no shoebox of receipts. Scan a bill, speak an expense, record a client payment, or automate a recurring cost. Come filing time, your records are already in order.

🧾 AI RECEIPT SCANNER
Point your camera at any receipt, invoice or bill. Ruka's AI reads the merchant, date, line items, tax and total, then fills the expense in for you to confirm. Scan a photo or PDF, or share a file in from any app. Attach several receipts to one expense and swipe through them later. Scans taken with no signal, queue and process when you reconnect.

🎙️ VOICE EXPENSE LOGGING
Say "spent 500 on groceries by card" and it is saved in seconds — amount, category and payment method filled in. Free and unlimited, and it works offline in English. Pro adds 30+ languages including Hindi, Spanish, Arabic, French, Portuguese, Telugu, Tamil and Bengali.

💰 MONEY IN, MONEY OUT
Ruka tracks income, not just spending. Typing, scanning and voice all carry an Expense/Income switch, so a client payment logs as fast as a purchase. Your home screen shows money in, money out and net; transactions filter to Everything, Expenses or Income.

🔁 RECURRING BILLS ON AUTOPILOT
Rent, salaries, subscriptions, utilities and EMIs — weekly, monthly or yearly. Fixed amounts log themselves; variable bills send a reminder to confirm, snoozable to the morning.

📁 PROJECTS, CLIENTS AND PROFIT
A project for each job or client, with a budget bar and money in, money out and net for each — so you can see which work actually paid. Invite teammates as editors or viewers: free covers a team of three, Pro makes it unlimited.

🧮 TAX CAPTURED AUTOMATICALLY
Scanned receipts capture the tax on the bill and keep it separate from the total. See tax paid this month, across the year, by category and by month.

📊 SEE WHERE THE MONEY GOES
A spending donut by category, a 6-month trend, per-project reports, and a searchable transaction list you can filter and sort.

📄 TAX-READY REPORTS (PRO)
Export a branded PDF with your business name, the date range and a line-by-line breakdown including tax — or a CSV for Excel and Google Sheets. Choose Everything, Expenses only, or Income only: an income-only export is a clean income statement for a lender or your accountant. Any date range, including custom. Share to email, WhatsApp or Drive.

📶 BUILT TO WORK OFFLINE
Every entry is stored on your device first, so logging, editing, browsing and reports work with no signal, then sync once you are back online. Ruka is an offline-first expense tracker.

🌍 55+ CURRENCIES, AUTO-DETECTED
INR, USD, EUR, GBP, JPY, AUD, CAD, AED, SGD, BRL, NGN, ZAR and more, detected on first login.

🔔 GENTLE NUDGES, NEVER NAGGING
A daily reminder that skips days you already logged, a Sunday summary of your week, and milestones as you go.

🔒 PRIVATE BY DESIGN
Ruka does not connect to your bank — you capture what you spend, so nobody holds a feed of your financial life. No ads. No data selling. Ever. Your data is never used to train AI models, and a biometric lock keeps the app private.

🎁 FREE PLAN INCLUDES
• Unlimited manual entry and voice logging (English)
• 21 AI receipt scans (lifetime)
• Income tracking and recurring bills
• 2 projects, a team of 3, tags and payment methods
• Cloud backup, spending analytics and reminders

🚀 RUKA PRO
• Unlimited AI receipt scans
• PDF export — branded professional reports
• CSV export — Excel and Google Sheets
• Voice logging in 30+ languages
• Unlimited projects and unlimited teammates

Annual saves 31% vs monthly. Prices shown in your local currency at checkout.

Whether you are a freelancer, contractor or tradesperson, Ruka is the expense and income tracker built to run your business from your pocket.

Download Ruka and take the stress out of your bookkeeping.

Recent changes:
NEW: track money in, not just money out.
• Log income by scan, voice or typing — the same three ways you log spending
• See in, out and net at a glance, on your home screen and on every project
• Set up recurring income, like rent or retainers
• Share income on team projects, so everyone sees the full picture
• Reports: a money-in card, and income vs spending on one 6-month trend