Rupicard : Build Credit Score was a finance app developed by Arthvit 1809 Tech. It was removed from Google Play Feb 7, 2026 and is no longer available for download.
Download Statistics
Rupicard : Build Credit Score had been downloaded 1.3 million times before it became unavailable.
User Ratings
The app had no ratings.
App Information
Rupicard : Build Credit Score was free to download. The APK download size was 52.83 MB. The last available version was 1.0.85. The last update was on July 3, 2025.
Technical Requirements
The app had a content rating of Everyone. The app had been available on Google Play November 2023.
Description
Introducing Rupicard – a credit score builder card, designed to build/rebuild credit scores of individuals with NIL or low credit score.
Why is a good Credit score important? A good Credit score affects loan approvals, interest rates, and job prospects. A higher Credit score signifies trustworthiness to lenders, facilitating easier access to credit and better borrowing terms.
How can Rupicard help in building my credit score? Rupicard provides users with limited or poor credit histories an easy opportunity to build or rebuild their credit score. By using Rupicard responsibly and making timely payments, you can improve your credit profile
Those who use Rupicard for making payments and repay their card bills by their due dates can steadily build/improve their Credit score. Here’s how - When you make timely repayments every month, Rupicard forwards your payment information to all the credit bureaus – Experian, CRIF HighMark, Equifax etc.
Moreover, credit bureaus consider the credit mix (i.e. the ratio of secured and unsecured credit facilities) of consumers while calculating their Credit scores. Those having a higher proportion of secured credit in their credit mix are scored higher. As Rupicard is a secured credit card, availing it would increase the proportion of secured credit in your credit mix and thereby, improve your Credit score.
How to Use Rupicard to Build my Credit Score? You get a free 45-day credit period with Rupicard. Start using your Rupicard for utility payments via UPI apps, online shopping, and more. And then, you must clear all your dues as soon as your statement is generated.
Payment history is one of the most crucial factors that holds around 35% weightage on the calculation of your credit score. Hence, when you pay your Rupicard dues on time every month, your credit score will gradually increase over time.
Where can I use Rupicard? Rupicard can be used for online and offline transactions in stores. Rupicard can be used on UPI apps like GooglePay, PhonePe, Paytm, BHIM, etc. for: ✅ Utility bill payments like mobile phone recharge, electricity bills, gas cylinder booking, DTH recharge etc. ✅ Movie ticket bookings ✅ Online shopping via Amazon, Flipkart, Meesho, Nykaa, Myntra, and more ✅ Petrol, diesel, CNG payments at fuel stations ✅ Users can also swipe the Rupicard at any store with a POS machine like supermarkets, malls, etc.
About Rupicard Rupicard is an FD credit card, meaning it is a card with the benefits of an FD. Here’s why you should choose Rupicard: ✅100% assured approval 👍🏻 ✅ Up to 7% p.a. FD interest rate* ✅ No credit score checks ✅ No joining fees ✅ No income proof ✅ Increase your credit limit ✅ 45-Day free credit period ✅ Instant cash withdrawal
Why book an FD to get Rupicard? If you're facing challenges in getting a traditional card because of no income proof or low Credit score, Rupicard is a great option for you. Your Fixed Deposit (FD) acts as collateral security. You get 90% of your total FD amount as credit limit.
One of the best advantages of having a FD-based card is that your FD continues to earn interest. So, not only can you use your Fixed Deposit for spending, but you can also earn interest on it at the same time! Plus, it's a safe investment choice.
Is my FD safe with Rupicard? ✅ Your FD amount is totally safe and secure with our banking partner SBM (State Bank of Mauritius) regulated by the RBI. ✅ Your FD, up to Rs 5 Lakh, is insured by Deposit Insurance and Credit Guarantee Corporation (DICGC) which is a wholly-owned subsidiary of the RBI.
Do I Get Any Rewards for My Spends? Absolutely! Every time you use your Rupicard, you earn reward points. For every ₹200 spent using your Rupicard, you receive 4 reward points. These reward points can be redeemed to pay your monthly bills, making your spending even more rewarding
Contact us 📞 Phone number: 080-69819393 📩 Email: support@rupicard.com
You can always connect with us via WhatsApp for any queries.
Recent changes: Latest updates include performance improvements & bug-fixes. Keep your app updated to enjoy the latest features on our app!
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Comments on Rupicard : Build Credit Score for Android
★★★★★
This application not accepted pan number it's very big issue in app
★★★★★
I have been using my FD-backed credit card for over a year without any issues. Last week, I received an email stating the FD would be closed and the amount refunded upon document submission. Though I am currently outside India, I received an alert mail, and today, after a two-week request period, the full FD amount was credited to my account without any deductions, despite the date previously mentioned in the mail.
★★☆☆☆
Very bad service don't take this credit card..... fake... after one year of maturity they don't return my money....no response from customer care. The call was dropped and call not taken.... I lost my money.
★★☆☆☆
Pan card number dalne pe it's not you it's we will have fixed likha kar aata hai
★★☆☆☆
I have deleted the app as per instructions of SBM customer care executive now from same credential I am unable to sign in to the Picard app. What is the actual procedure ??
Technologies used by Rupicard : Build Credit Score
Rupicard : Build Credit Score is requesting 24 permissions and we don't have library information (yet).
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