SpendSense - Expense Tracker

1.0.14

AYCreation IT Services

0.00

0 reviews

50+
Downloads

Free

Automatic expense tracker for Indian banks & UPI. Zero typing, 100% private.

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50+ downloads

Download from Google Play

About SpendSense - Expense Tracker

SpendSense - Expense Tracker is a finance app developed by AYCreation IT Services.

How many times has SpendSense - Expense Tracker been downloaded?

SpendSense - Expense Tracker has been downloaded 70 times. In the last 30 days, the app was downloaded 21 times.

What is the rating of SpendSense - Expense Tracker?

SpendSense - Expense Tracker has no ratings yet.

Is SpendSense - Expense Tracker free?

SpendSense - Expense Tracker is free to download. The APK download size is 18.78 MB. The latest version available is 1.0.14. The last update was on August 10, 2026.

What are the requirements for SpendSense - Expense Tracker?

The app has a content rating of Everyone. The app has been available on Google Play May 2026.

Description

SpendSense is an automatic expense tracker, money manager and budget planner built for India. It reads bank SMS and UPI payment notifications on your device and logs every transaction in real time — no manual entry, no bank account linking, no data upload. Works with HDFC, SBI, ICICI, Axis, Kotak and 100+ Indian banks, plus Google Pay, PhonePe, Paytm, Amazon Pay and every major UPI app. Try every feature free for 30 days.

WHY SPENDSENSE

• Zero manual entry — bank SMS and payment-app notifications are auto-detected in seconds
• Smart categorization — an on-device ML classifier learns your merchants over time
• 100% private — your financial data stays on your phone, encrypted with SQLCipher (AES-256)
• No ads. No tracking SDKs. Ever.

CORE FEATURES

• Real-time spend tracking — every debit and credit appears within seconds of the SMS or notification
• Smart budgets — set monthly category limits and get alerts before you overspend
• Savings goals — save toward trips, gadgets or emergencies with automatic progress
• Expense splits — track shared expenses with roommates, friends or family; settle up via WhatsApp or any messenger
• Spending insights — see where your money goes by category, merchant and time
• Bill reminders — auto-detect recurring bills, EMIs and subscriptions, get notified before due dates
• Receipt photos — attach a snap to any transaction
• Daily & weekly summaries — quick recaps via notification
• Multi-currency — detects 50+ currencies including USD, EUR, GBP, AED and SGD

PRIVACY FIRST

Your financial data is yours. SpendSense:
• Stores everything in an encrypted database on your device (SQLCipher / AES-256)
• Never transmits raw SMS anywhere — parsing happens fully on your phone
• Shows no ads, uses no tracking SDKs, shares no data with third parties
• Optional encrypted Google Drive backups (Premium) write to your own Drive — only you can read them

We never read personal SMS, OTPs are ignored, and non-financial notifications are never processed.

PREMIUM (OPTIONAL)

Unlock advanced analytics, encrypted Drive backups, unlimited accounts and custom categories, CSV/PDF export, premium themes, group splits and the home-screen widget. Every feature — including automatic SMS and notification tracking — is free for 30 days. After the trial, a Premium subscription (from ₹49/month, or ₹399/year ≈ ₹33/month) continues automatic capture; cancel anytime in Google Play.

PERMISSIONS EXPLAINED

• SMS — to detect bank and payment transaction messages (read-only, processed on-device, never uploaded)
• Notifications — to catch payments confirmed via Google Pay, PhonePe, Paytm, Amazon Pay, WhatsApp Pay, CRED, BHIM and bank apps
• Location (optional) — tags where a transaction happened; never tracks you in the background
• Camera (optional) — receipt photos

MADE FOR INDIA

First-class support for the Indian banking and UPI ecosystem — HDFC, SBI, ICICI, Axis, Kotak, IDFC FIRST, IndusInd, Yes Bank, RBL, Bank of Baroda, PNB, Canara, Federal Bank, AU Small Finance and many more. Also works with any bank worldwide that sends transaction SMS in standard formats.

CONTACT

Privacy: https://aycreationit.github.io/privacy.html
Data deletion: https://aycreationit.github.io/delete-data.html
Support: info@aycreation.com

Recent changes:
- Updated for Android 16 compatibility
- Upgraded the Google Play billing integration
- Under-the-hood reliability improvements

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More data about SpendSense - Expense Tracker

Price	Free to download
Total downloads	70
Recent downloads	21
Rating	No ratings
Ranking	Not ranked
Version	1.0.14
APK size	18.8 MB
Number of libraries	?
Suitable for	Everyone
Ads	NO ads

App Performance Report

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Alternative downloads for the SpendSense - Expense Tracker app

SpendSense - Expense Tracker compared with similar apps

Common keywords of similar apps

Sms Automatic Google Pay Spendsense Notifications Device Time Encrypted Optional Premium Indian Payment Notification Drive Read Banks Private India Real Manual Entry Works Hdfc Sbi Icici Axis Kotak Phonepe Amazon Feature Days Auto Seconds Phone Sqlcipher Aes Bank Transaction Data Expense Upi Tracking Tracker Financial Money Paytm App Free Smart

Keywords missing from this app

Budget Expenses Track Spending Income Accounts Daily Ai Transactions Personal Manage Bills Simple Budgets Control Set Planner Sync Secure Monthly Budgeting Savings Account Log Credit Payments Features Privacy Stay Card Recurring Finance Finances Manager Category Bill Goals

Downloads over time

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SpendSense - Expense Tracker has been downloaded 70 times. Over the past 30 days, it has been downloaded 21 times.

Changelog of SpendSense - Expense Tracker

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Developer information for AYCreation IT Services

AYCreation IT Services

info@aycreation.com

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Comments on SpendSense - Expense Tracker for Android

★★★★★ AAKASH VERMA · Jun 5, 2026

Incredible, This inimitable app has rectified my chaotic fiscal ecosystem. My capital, once prone to evanescence through a plethora of picayune transactions, is now secure. The perspicacious analytics engine serves as an unassailable bulwark against profligacy, while the pellucid interface transforms irksome budgeting into a salubrious ritual. It is truly unimpeachable.

Google Play Rankings for SpendSense - Expense Tracker

This app is not ranked

Technologies used by SpendSense - Expense Tracker

22 permissions

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