Chama! The app for friends and family to save together
4.38·270 reviews·100,000+ downloads
About Stanbic Chama App
Stanbic Chama App is a finance app developed by Standard Bank / Stanbic Bank.
Download Statistics
Stanbic Chama App has been downloaded 140 thousand times. In the last 30 days, the app was downloaded 1.3 thousand times.
User Ratings
Stanbic Chama App is rated 4.38 out of 5 stars. The rating is based on 270 ratings.
App Information
Stanbic Chama App is FREE to download. The APK download size is 2.96 MB. The latest version available is 5.7.0. The last update was on November 17, 2025.
Technical Requirements
Stanbic Chama App requires Android 8.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play June 2022.
Description
Available to Kenya citizens. The Chama app is for friends and family to save together. Download the app, create a profile and verify your identity. Once you are verified, a personal wallet will be ready for you to begin participating in Chamas and transacting. You can deposit money into your personal wallet from Mpesa, and also withdraw from your wallet to Mpesa.
With the Chama app from Stanbic Bank, you can create as many Chamas as you like. You can invite friends, family and colleagues from your phone address book. The people you invite, will receive invitations via text message. If they choose to join your group, they can review the groups constitution and accept the invitation.
The Chama app from Stanbic Bank puts the power in your hands to manage your group the way that you, as a group chooses to.
Here are some of the amazing features that are available to groups;
- Complete Visibility to all members All members can see all the activity that takes place in the group. All transactions are listed and can be queried and searched for in real time.
- Changeable Membership roles After a member has accepted the invitation to join a group, the officials can change that members' membership role to; chairperson, treasurer or mentor. There can be as many chairpersons and treasurers as the group wants. In fact, all members can be chairpersons and they can all have equal responsibilities in the group. And if the group needs some assistance from someone to guide them on their journey, the group can invite a member as a mentor. Mentors do not participate financially, but they have full visibility of all the activity in the group and can join the group chat, from inside the app.
- Membership Statuses After a person has accepted an invitation to the group, they will become an active participant. Officials can change any members' membership status at any time to any of the following; Active, On-hold and Terminated. Changing a members' membership status to On-hold, means that the member is temporarily not participating in the group's activities. Terminating a membership means that the member is no longer participating in the group whatsoever. Terminated and On-hold memberships may be re-activated at any time.
- Loans When groups are created, one of the options is to indicate whether the group will make use of the Loans functionality. There are many great features to help make management of loans easier on the group officials. The group can specify the following rules; > The groups' loan interest rate > Whether loans must be approved by officials and how many approvals are required > The maximum loan amount that a member can apply for from the group based on; a percentage of their total contributions, how long they have been a member for, how many active loans they can have at any given time, the total outstanding on all active loans and whether they have any penalties due. When a member applies for a loan, they can see the maximum amount that they can apply for as well as the calculation that resulted in the amount.
The Chama app uses an invoicing system to ensure that there is clear visibility on the loan disbursement, and the repayments by the member.
- Group Goals Indicate your groups' goals, add a picture for inspiration and let everybody see how the group is progressing towards these goals. To allocate money to the goal is simple and straightforward. Simply indicate the amount to add to the goal, after which the groups available balance is reduced by this amount. Money in goals can be moved to the available balance at any time.
The Chama app has inbuilt, real time chat. The chat also has a polls feature which allows the group to vote on important decisions.
Stanbic Bank updates the app regularly with new features based on our clients' feedback. So please let us know how we can make the app even better!
Recent changes: We are always enhancing the app, with bug fixes and improvements. Please keep your app updated to benefit from any new features and enhancements.
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You people are doing great, and you are going to take over champs managements in Kenya. This app is superb however you need to streamline Statements part which is so difficult to understand. If possible you can also allow champs logo to appear in statements of individual member and general Members statements. Kindly work on streamlining the appearance of statements. Am I looking forward to rate you 5 stars out of 5 stars.
★★★★★Dennis Juma· Feb 14, 2024
Make it possible to transfer money from Stanbic Account to my Stanbic Chama App wallet directly without having to deposit to Mesa first for convenience to those who have both accounts. This may even add more customers to Stanbic Bank.
★★★★★Super Cop· Feb 8, 2024
A good app for champs. An idea whose time has come. A few considerations thought that can be included in the app: -Enable both sms and app notifications at the same time. Any notification from the app to members should be both in app format and sms as well. -Consider adding more features of contributions like welfare, merry-go-round etc. You currently have only 4 options of contributions ie joining fee, contributions, penalties and loans. Consider expanding the bracket. Otherwise, it's a good idea
★★★★★Owen Onyango· Sep 16, 2023
What do I have to say,,,,helps me to save my money, no more withdrawal till further notice,,,,this app can help you archive your dreams......😹♥️📌🇰🇪🇰🇪🇰🇪🇰🇪
★★★★★Raphael Kyalo· Dec 1, 2024
Please make invoicing optional on Standard with Invoicing. That will enable utilization of the loans facility and freedom in contributions
★★☆☆☆Erick Wachira· Jul 25, 2023
VERY IRRITATING. I registered, verified. Added a few pals into the chama, but one month later, they haven't been verified. Called the customer care, one week later, no response, no verification. I have to leave it now. However, great and promising concept. Less implementation thought.
★☆☆☆☆evans ngash· Mar 28, 2025
Yaye Stanbic!!! An update that has essentially locked me out of the app with the introduction of a username that's not been there for ages!!! Prompts to set the username aren't working either.
★☆☆☆☆Kuchio Tracey· Mar 28, 2025
The last update is terrible. We can't register or sign in and have zero visibility of our chama money
★★☆☆☆Sam Orengo· May 10, 2025
Been on the app for 9 months now, I'm still finding it too crowded and confusing especially if you have a big chama. You should look into simplifying it. Also instead of "unallocated deposits" show in the statements the person or phone number that made the contributions.
Google Play Rankings for Stanbic Chama App
This app is not ranked
Technologies used by Stanbic Chama App
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