SwipeCaddy Credit Card Rewards

Which credit card should you use at Costco, the gas station, or dinner tonight? SwipeCaddy answers instantly: it knows the reward rates of the major US credit cards and hands you the best one from YOUR wallet.

No bank linking. No card numbers. Ever. Just pick the cards you carry and SwipeCaddy does the math.

FOUR WAYS TO GET AN ANSWER

• SWIPE SPOT — one tap names the store you're standing in AND the card in your wallet to pay with. No searching, no typing, no map. (Pro — everyone gets three free taps)

• WHERE ARE YOU PAYING? — pick a store or a spending category and get the answer instantly.

• NEARBY — a map of the stores around you, each tagged with the best card in your wallet, before you reach the door.

• SWIPE SCOPE — point your camera down the street and see the best card for each storefront in view. (Pro)

And when you'd rather not open the app at all, SWIPE SIGNAL sends a best-card alert the moment you arrive at a store. (Pro, in beta)

WHY SWIPECADDY

• YOUR WALLET, YOUR CARDS — choose from the popular US credit cards and rank only what you actually carry.

• NO MORE GUESSWORK — no spreadsheets, no memorizing rewards charts, no wondering whether you left money on the table.

• CASH BACK, POINTS & MILES — every card is ranked on real cash value with conservative point valuations, so 5x points and 3% cash back finally compare fairly.

• FINE PRINT, HANDLED — rotating quarterly categories, spend caps, portal-only offers, and store network rules (like warehouse clubs that only accept one card network in store) are built into every recommendation.

• YOUR WALLET, YOUR PLACES — mark cards "Have it" or "Want it", and save the stores and categories you check most.

• WORKS OFFLINE — recommendations load even with no signal at the register.

• ENGLISH & SPANISH — completamente bilingüe.

DATA YOU CAN TRUST

Reward rates rot — cards retire, categories rotate, rates change quietly. SwipeCaddy's database is verified against issuer pages and refreshed weekly, with verification dates published at swipecaddy.com. When credit card rewards change, your answer changes.

FREE TO USE

SwipeCaddy is free, supported by non-personalized ads. Start as a guest with up to 3 cards — no account required. Sign in free with Google to keep up to 5, sync them across your devices, and earn more cash back from day one. SwipeCaddy Pro removes the ads, unlocks unlimited cards, and adds unlimited Swipe Spot plus Swipe Scope and Swipe Signal.

PRIVATE BY DESIGN

• The recommendation engine runs entirely on your phone — the ranking never leaves your device.

• We never ask for card numbers, logins, or bank access.

• As a guest, nothing leaves your phone. Sign in and we save which cards you picked so you can restore them on a new phone — never card details.

• Swipe Spot reads your location only when you tap it.

• No tracking, and ads are non-personalized.

• We don't take referral commissions from card issuers, so the recommendation answers to you — not to whoever pays the most.

Questions, or a rate that looks off? Email hello@swipecaddy.com — a human reads every message.

SwipeCaddy — the simple credit card rewards app. The right card, handed to you.

Recent changes:
• See how fresh your data is: the Cards, Categories and Merchants lists now show when it was last updated, and every card shows the date its rates were verified.
• Pro Lifetime now shows correctly in Settings ("Never expires") instead of a monthly billing bar.
• Bought Lifetime but still have a monthly or yearly plan? Settings now tells you it's still renewing and links to Manage subscription so you can cancel it.
• We ask for a rating less often, and never right after an ad.