Zedvance: Loans & Bills

Discover flexible financial solutions tailored to your needs with the Zedvance app. Whether it’s a quick loan, bill payments, or managing your finances, we’ve got you covered.

About Us

Zedvance Finance Limited is a licensed non-bank retail lender in Nigeria, offering innovative financial services to individuals and businesses. With over 10 years of experience, we are committed to providing reliable and accessible financial solutions.

Features

💵Quick Loan: Access instant loans to handle unexpected expenses.
💵Salary Loan: Secure personal loans with repayment options of up to 18
months.
🪙Bill Payments: Pay for airtime, electricity, and internet subscriptions
effortlessly.
👜Mobile Wallet: Manage your finances anytime, anywhere.

How It Works

1. Download the Zedvance app.
2. Sign up and create your account.
3. Complete your profile by providing the required KYC information.
4. Upgrade your account to unlock more features.

Why Choose Zedvance?

24/7 Access: Enjoy easy and convenient access to financial services whenever you need them.
Transparent Pricing: We provide a clear breakdown of all fees and transactions, so you know exactly what you’re paying for.
Real-time Alerts: Receive instant confirmations for every transaction you make.
Security: Zedvance follows stringent security protocols and is regulated under NDPR. We use industry-standard encryption to protect your personal data.
Regulation: Zedvance is fully licensed by the Central Bank of Nigeria (CBN) to operate as a financial institution.

Privacy Policy and Data Permissions

Zedvance Finance Limited is committed to protecting your privacy and ensuring the security of your personal information. To provide you with the best services and improve security, the Zedvance app requires access to your location. However, we do not require access to your photos or contact list.
Zedvance may obtain information about you from third-party financial services to determine your eligibility for our loans. We store your personally identifiable information (PII) with topmost security and are NDPR compliant with approval from 2023. Our complete privacy policy is available at https://zedvance.com/privacy-policy.

Loan Amounts, Interest Rates and Repayment Period

The Zedvance app offers loans ranging from a minimum of N1,500 to a maximum of N5,000,000 with daily interest rates ranging from 0.5% to 1.4% for lower ticket loans and monthly interest of 3-4% for higher ticket loans (150,000 to 5,000,000). The minimum repayment period is 61 days, and the maximum repayment period is 365 days. The maximum Annual Percentage Rate (APR), which includes interest rate plus fees and other costs for a year for lower ticket loans (1,500 to 100,000) is 365% and for higher ticket loans (150,000 to 5,000,000) is 57.24%

Example:

Zedvance loan of N100,000 for 3 months
Interest: (0.5% daily * 90 days) = N45,000
Total payable amount: N100,000 + N45,000 = N145,000
Number of installments = 3
Repayment per instalment: N145,000/3 = N48,333.33

Note: The representative example above includes the principal, interest, and all applicable fees. Actual loan amounts, interest rates, and repayment periods may vary based on the borrower's creditworthiness, income, and other factors.

Need Help?
Find urgent questions you need answers to here: https://zedvance.com/faqs

T&Cs: https://www.zedvance.com/terms-and-conditions

For more information, visit our website: https://zedvance.com

Stay connected:
Facebook: https://facebook.com/zedvance
Instagram: https://www.instagram.com/zedvance/
Twitter: https://twitter.com/zedvance
LinkedIn: https://www.linkedin.com/company/zedvance-finance/

Get in Touch
Customer Service Email: customercare@zedvance.ng
Customer Service Hotline: 07001001000
Address: No.65 Karimu Kotun, Victoria Island, Lagos, Nigeria

We’d love to hear from you!

Recent changes:
• Faster ExtraCash applications: just connect your bank account, with no extra forms
• Connect your bank with your internet banking login, or use a ticket sent by SMS or email
• Review the ExtraCash terms before you withdraw
• Repay your ExtraCash in full, right from the app
• Redesigned Settings page
• Extra protection when you switch to a new device
• Bug fixes and performance improvements