A digital wallet for shopping with instant cashback and contactless payments.
About ZEN.COM – Mobile Wallet
ZEN.COM – Mobile Wallet is a finance app developed by ZEN.COM.
Download Statistics
ZEN.COM – Mobile Wallet has been downloaded 1.9 million times. In the last 30 days, the app was downloaded 54 thousand times. It is ranked in the top 100 finance apps.
User Ratings
ZEN.COM – Mobile Wallet is rated 4.28 out of 5 stars. The rating is based on 49 thousand ratings.
App Information
ZEN.COM – Mobile Wallet is FREE to download. The APK download size is 122.46 MB. The latest version available is 2.8.2. The last update was on July 27, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play November 2020.
Description
ZEN.COM is an all-in-one financial app for paying and saving worldwide. Pay in multiple currencies, exchange currency at favorable rates, and earn cashback rewards on everyday purchases. With your ZEN card, you can shop online, pay contactless, send money and manage spending in one simple app. Free from hidden currency converter fees on your travel money, and no paperwork – just a clearer way to manage your money.
Shop and pay with confidence ZEN.COM makes shopping and payments easy and reliable. Pay online or in store, track expenses in real time and keep your personal finances under control. Whether you’re buying online, paying subscriptions or sending money abroad, ZEN.COM fits naturally into everyday life.
Cashback deals that help you save ZEN.COM offers you Instant Cashback on online shopping at hundreds of popular stores. Cashback rewards work with well-known brands such as AliExpress and Temu, along with many other shops. Choose the best and latest deals, save money with special instant cashback offers and get real money back – no points, no waiting. Saving on everyday online shopping becomes effortless.
A digital wallet with virtual and physical debit cards ZEN.COM gives you instant access to a secure virtual card wallet for online shopping, apps and subscriptions. You can also order a physical debit card directly in the app. Use Apple Pay, Google Pay, Garmin Pay or Xiaomi Pay to make fast, contactless, secure payments wherever you shop.
Multi-currency account for everyday use Hold and manage GBP, EUR, USD and many other currencies in a single digital wallet. Calculate and exchange foreign currency and digital money on the app at competitive rates with no hidden fees, and pay confidently at home or abroad. The ZEN.COM app is ideal for online shopping, exchanging travel money and international spending.
Send money and manage expenses The ZEN.COM app supports fast local payment methods and international transfers. You can also send money instantly and for free to other ZEN users with ZEN Buddies, using just a phone number. Track your personal finances in one digital wallet, with all transactions and spending visible in one place.
Secure payments and purchase protection Shopping with your ZEN card is protected. Transactions are monitored continuously, and ZEN Care offers purchase protection if something goes wrong with your order. Your money, payments and shopping are protected every step of the way.
How people in the UK use ZEN.COM • Emma shops online to find the latest hot deals at the best prices, and uses instant cashback rewards to save money on everyday purchases. • Fleur pays her subscriptions and does her online shopping using the ZEN virtual card. • James sends secure payments, manages his personal finances and tracks monthly expenses from one mobile wallet.
Everything you need in one app ZEN.COM brings together instant cashback offers, online shopping deals, secure payments, digital money transfers and expense control in one digital wallet. It’s built to help you save, spend, track and stay in control of your personal finances.
Download ZEN.COM and manage your money smarter with a modern digital card wallet.
Recent changes: - A simpler ZEN Buddies transfer flow We redesigned ZEN Buddies transfers to phone number with new screens. The flow now feels more consistent with the way you send other transfers in the app.
- Better account statements You can now generate statements for monthly, yearly, or custom periods.
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My main way to pay. Good interface, fast and good customer service, good cashback, easy to use. I really like zen!
★★★★☆Cent Inno· Jun 5, 2026
The app was working perfectly until the last update they did. It's better to take it back to the previous version before this new updated version. Honestly the updated version always lack Internet and does it take longer time to respond to command and at the end it shows "oops it looks your Internet is not reachable" which is not the case. The financial institution itself is great but the new version app on Android is bad.
★★★★★Internet Tourist· Mar 20, 2026
Great Banking Application. Payments are fast and secure. I need to update my passport as mine is about to expire. I currently don't have a replacement passport and im not sure when I'll get one. So I won't be able to use some of the features since they don't accept driver licenses as forms of Identification. I will see your app again in the future once my hair from my recent hair transplant fully grows back, and I end up getting a new passport photo. I want to look super handsome in it 😍 🥰
★☆☆☆☆Filip Szettel· Jun 10, 2026
Compared to Revolut, what they offer is very poor. I was looking for alternative to Revolut, because they become a bank, which means a lot of restrictions. 1 virtual card and 0 physical on free account? That's one of funny examples what they offer. Revolut on early days offered much more.
★☆☆☆☆Gemma Gemma· Mar 2, 2026
Really bad account they will take your money and not give back they wait until your transfer in bigger amounts like 1000 and that's it... seriously don't use this account you will wish you didn't
★☆☆☆☆Y. S.· Mar 15, 2026
don't use it! They switch you to some promo without your consent and then theb leace you with it, and you pay crazy amounts for not using it. NEVER USE THIS.
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