ZET: Credit Score App is a finance app developed by Vistas Technolabs Pvt Ltd.
Download Statistics
ZET: Credit Score App has been downloaded 3 million times. In the last 30 days, the app was downloaded 110 thousand times. It is ranked in the top 100 finance apps.
User Ratings
The app has no ratings yet.
App Information
ZET: Credit Score App is FREE to download. The last update was on January 24, 2026.
Technical Requirements
ZET: Credit Score App requires Android 11+ or higher. The app has a content rating of Everyone. The app has been available on Google Play September 2024.
Description
Your Easiest Way to Build a 750+ Credit Score Starts with ZET
ZET helps you build your Credit/CIBIL score from scratch with a simple, secure FD-backed credit card. Whether you are new to the concept of credit health or looking to improve your credit score profile from poor to excellent, ZET is here to help you! Trusted by 1 Million+ Indians, ZET helps you build your credit score with a credit card that needs no shiny income proof
With the ZET FD Credit Card, you can begin your credit journey from scratch, make everyday payments using this UPI credit card & earn exciting cashback and rewards on leading brands like Amazon Pay, Flipkart, Myntra & more!
Why Choose ZET?
✅ Instant credit/CIBIL score check ✅ Lifetime free no-cost FD-backed credit card ✅ 100% approval with RBI-insured fixed deposit ✅ Pay via UPI using this UPI credit card ✅ Get cashback & rewards on brands like Amazon Pay, Myntra, Flipkart, & more ✅ Earn up to 7% interest on your bank FD
Check & Build Your Credit Score From Poor → Excellent
With ZET, you can start building a credit score simply by using your UPI credit card for regular purchases. ZET helps you create positive credit activity that strengthens your credit profile over time. 100% of all our first-time credit users see an improvement in their credit score in just 45-60 days of responsible usage! ZET FD Credit Card: Your First Step to Building A 750+ Credit Score
ZET offers a Fixed Deposit (FD) backed RuPay credit card. Your FD acts as security, allowing you to access 90% of your FD amount as a credit limit.
You can book an FD starting at just ₹2,000. Book an FD above ₹5,000 and get a free physical ZET FD Credit Card.
Key Features of the ZET FD Credit Card
🪪 Lifetime no-cost credit card with no annual or renewal fees 💯 No income proof or prior credit history required 💰 Earn up to 7% interest on your fixed deposit ⏳ Up to 45-day interest-free credit period 🎁 Exclusive discounts & rewards across popular brands
Pay with ZET UPI Using Your Credit Card
ZET allows you to link your RuPay credit card with your preferred UPI app & make seamless payments for everyday needs, all while building a 750+ credit score.
Earn Cashback & Rewards on Everyday Spending
ZET rewards you for using your FD-backed credit card responsibly. ✅ 2% cashback on ZET UPI payments with an active ZET Plus subscription (₹3/day) ✅ Up to 20% instant discount on Swiggy, Zomato, BookMyShow, and Instamart ✅ Up to 15% cashback on 80+ brands ✅5% cashback on Amazon Pay and Flipkart vouchers
Credit Builder Membership
Take your credit journey to the next level with ZET’s Credit Builder Membership, starting at just ₹99 per month. Membership benefits include:
→ Improve your credit score faster with guided insights → Access to exclusive Credit Builder Loans for eligible users → One-on-one consultation with credit experts → Personalised analysis of your credit report
Credit Builder Loans Lending services on ZET are offered through our partner institutions including Mpokket Financial Services Private Limited, Krazybee Services Private Limited, and FDPL Finance Pvt Ltd.
ZET also offers short-term credit builder loans ranging from ₹500 to ₹5000 at affordable interest rates (APR: 18%-36% p.a., Tenure: 3-6 months) to improve your credit score.
Hypothetical Loan Scenario: → Loan Amount: ₹500 → Tenure: 3 months → Interest Rate: 30% p.a. → Total Interest: ₹25 → EMI: ₹175 per month → Total Repayment: ₹525
Our Bank Partners → Indian Overseas Bank → DCB Bank →SBM Bank India
How Do We Use SMS Permission? → We send only one SMS during the SIM binding process → We do not read, store, or access your messages → No spammy marketing messages
Download ZET for seamless credit score improvement with the help of an FD-backed UPI Credit Card!
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The app explains the fd backed credit card process very clearly. Overall good experience
★★★★★abhigyan tandon· Mar 26, 2026
ZET is a decent app for beginners who want to start building their credit score easily, especially since it offers a secured card with simple approval and UPI integration. However, the cashback and rewards are not as attractive as they seem due to hidden fees and changing policies, so it’s better suited for credit-building rather than earning benefits.
★☆☆☆☆Ashwani Ashwani· Jan 24, 2026
Nice card hy block kar bate date bat ate rate hain vah bhi aapko message aaega Koi sunega nah in
★☆☆☆☆Sahil Khan· Jan 24, 2026
Not happy since F. D Monet Is already taken but not giving chance to using a normal credit payment in online
★☆☆☆☆Manikanda Rajaa· Jul 28, 2026
Hi, Friends don't do money transfer to this app. 2 days complete I file my fund transfer but still it asking. Pay again my fund ₹ 5000.k. very worst customer service they have only computer record voice. They never call u. pls don't do money transfer...🤬🤬🤬🤬🤬🤬
★☆☆☆☆rama krish· Mar 25, 2026
I strongly advise others to stay away from the Zet app. This has been one of the worst experiences I’ve ever had with a financial platform. I closed my fixed deposit with them over a month ago, but my money has still not been credited back to my account. Despite repeated follow-ups through email, phone calls, and chat support, I have received no proper response or resolution. The lack of accountability and customer support is extremely frustrating and concerning. This kind of delay in returning
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