Agen Pegadaian is a finance app developed by PT Pegadaian (Persero).
Download Statistics
Agen Pegadaian has been downloaded 520 thousand times. In the last 30 days, the app was downloaded 8.1 thousand times.
User Ratings
The app has no ratings yet.
App Information
Agen Pegadaian is FREE to download. The APK download size is 12.75 MB. The latest version available is 4.4.0. The last update was on April 29, 2026.
Technical Requirements
Agen Pegadaian requires Android 6.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play February 2018.
Description
Join the network of official Pegadaian Agents and bring essential financial solutions to your community. The Agen Pegadaian application allows you to expand your business by offering trusted Pegadaian products, from pawn loans to gold investments, directly from your smartphone. Who Can Become an Agent? We offer two tiers of partnership to suit your capacity: Regular Agent: Serve as a reference point for potential customers, handle bill payments, and open Gold Savings accounts. Premium Agent: Enjoy all Regular features plus the authority to process pawn loan disbursements (KCA) instantly. Key Features & Services Pawn Transactions (Gadai KCA): Fast and secure loan application process for customers. Gold Savings (Tabungan Emas): Open accounts and top-up gold starting from IDR 10,000. Gold Installments (Cicil Emas): Facilitate gold ownership with flexible tenors. Payment Point: Pay electricity, water, BPJS, and other bills. Requirements to Join Have a permanent residence or business location (Outlet). Android Smartphone with Internet access. Located near a Pegadaian Parent Outlet (easy transport access). Valid ID (KTP) and willingness to undergo training. Product Transparency & Financial Disclosure 1. Pawn Loan (Gadai KCA) Providing quick loans with movable collateral. Loan Amount: IDR 50,000 – IDR 500,000,000 Tenor: 120 days Maximum APR: 28.8% per annum Capital Lease Fee (Sewa Modal): 0.95% - 1.2% per 15 Days Pawn Loan Simulation: Loan Principal: IDR 5,000,000 Interest Rate: 1.2% per 15 days Duration Example: 120 Days (calculated as cumulative periods) Total Fee Calculation: (120 days / 15 days) x 1.2% = 9.6% Total Fee Amount: IDR 5,000,000 x 9.6% = IDR 480,000 Total Repayment: IDR 5,000,000 + IDR 480,000 = IDR 5,480,000 2. Gold Installment (Cicil Emas) Own gold bullion (0.5g - 1000g) with easy installments. Down Payment: Min. 15% Tenor: 3 – 36 Months Fee (Margin): Flat 0.92% per month (Max 11.04% per annum) Gold Installment Simulation: Item: 10 Grams Gold Loan Value: IDR 9,000,000 Tenor: 12 Months Monthly Fee: 0.92% x IDR 9,000,000 = IDR 82,000 Monthly Principal: IDR 9,000,000 / 12 = IDR 750,000 Total Monthly Payment: IDR 750,000 + IDR 82,000 = IDR 832,000 3. Gold Savings (Tabungan Emas) Opening Fee: IDR 10,000 Min. Buy/Top-up: IDR 10,000 Annual Storage Fee: IDR 30,000
Recent changes: Agen Pegadaian Versi 4.4.0 – Lebih Modern, Lebih Mudah!
Apa yang Baru di Versi 4.4.0 ? ✨ Tampilan Baru! Semua fitur dan UI/UX kini tampil lebih segar, modern, dan nyaman digunakan.
🔖 Kategori Agen Baru! Agen Reguler: Agen yang melakukan referral produk dan pembayaran produk Pegadaian kepada nasabah.
Agen Premium: Agen yang dapat melakukan referral, pembayaran, dan layanan gadai langsung di tempat.
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