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Update 11 months later (previously 1 star): The app has improved tremendously and no longer clears biometric login data on a weekly basis for a couple of months now. My largest complaint now is that I cannot start paying a credit card past 5 pm, other apps let you schedule payments to start the next day, why can't bread.
★★★★★Patricia Peterson· Jun 2, 2026
Convenience for paying on credit card is great.
★★★★★Linda Young· Jun 17, 2026
This was easy, and I think this will be a great fit for me.
★★★★★Denise Diane Worm· Jun 17, 2026
Great Place to shop, and I love their App too!
★★★★★Laura Okel· Jun 22, 2026
Some reviews were scary, but I tried the app anyway. I have had absolutely no problems whatsoever. App works as it should, no glitches or access problems.
★★☆☆☆John Sherrer· Jun 4, 2026
This isn't a great app. You will have to wait for a code every time you log in. None of my other financial institutions require a password and a code every time. If you have more than one card, you have to create a separate login for each card - again, no one else does that. What a pain. As others have said, the early payment time is also a pain. I work to pay my bills, and I'm working when the early payment due time arrives. Automatic payments are not an option. I manage my money, not you.
★★☆☆☆Saundra Kuckie· May 28, 2026
2 cards require bread qpp to pay and manage. it's been having issues with logging in to them for over a month and half. Unacceptable for an app that peoples credit is at stake. can't even log in to make payments or update autopay!
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