Bread Financial is a finance app developed by Bread Financial Holdings, Inc..
Download Statistics
Bread Financial has been downloaded 930 thousand times. In the last 30 days, the app was downloaded 44 thousand times. It is ranked #106 in finance.
User Ratings
Bread Financial is rated 4.72 out of 5 stars. The rating is based on 38 thousand ratings.
App Information
Bread Financial is FREE to download. The last update was on July 7, 2023.
Technical Requirements
Bread Financial requires Android 11+ or higher. The app has a content rating of Everyone. The app has been available on Google Play July 2023.
Description
Experience the Bread Financial® app that’s designed with you in mind! Comenity Bank and Comenity Capital Bank are Bread Financial companies. And now you can manage your Comenity® credit cards, anytime and anywhere, with the credit card app featuring some of today’s most recognized brands.
Download the app to securely manage one or multiple accounts more easily! To access your account, sign in with the same username and password you use for Account Center online. If you haven’t registered for online access, you can do that — and more — in the app.
Discover convenient account management:
• Activate your credit card • Review transactions and account statements • Add an authorized buyer to your account • Enroll in paperless statements • Request a credit limit increase
Make or change a payment with ease:
• Schedule one-time payments • Set up autopay • Review your payment history • Edit or delete a scheduled payment
Track your credit card rewards, if applicable:
• Check your rewards balance • Redeem rewards in the amount you want • Connect to exclusive offers for your card
Tap into useful features with select accounts:
• Set up alerts • Lock or unlock a card • Transfer another credit card balance
If you need to contact us, you can send us a message through the app’s Secure Message Center.
Looking for the Bread Savings® app? That’s a separate app you can find by searching “Bread Savings” in your app store. But if you’re ready to download the Bread Financial app for credit card management, you’re in the right place!
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Easy to use and convenient, so I don't have to go to the website
★★★★★Joe Rivera· Aug 4, 2026
Excellent app I use it often checking payments and balance.
★★★★★taykingova· Aug 18, 2026
A lot easier to use and navigate than some other credit card sites
★★★★★Terri Boggs· Aug 1, 2026
This app has made my bill paying for my three major credit cards so very easy! I am thrilled that they are now all in one place and I can use biometrics to open them! 10/10!
★☆☆☆☆Ryan Downing· Aug 7, 2026
Card rips you off for interest on a zero balance.... stay away!!
★☆☆☆☆G R· Aug 11, 2026
App was good before. Now you are not able to see you balance or payments. The update is terrible. I will not use Bread for any purchases at all any longer. Instead of showing your account like before and then you entering your phone number and get a code. Now you see tabs with companies names on it. They want you to click on a company. I ordered from Blow Flex and that doesn't appear. Please go back to the way it was before. Because no one will use Bread for purchases the way it is now.
★☆☆☆☆Kerry Rodriquez· Aug 18, 2026
Fraudulent Finance Fees!! Been paying my balance off each month several times a month so no finance charges happen, and somehow you still hit me with $11 in fees and of course I try to open the recent statement, and it will only open from February when I'm clicking now for August. FRAUDULENT COMPANY AND FRAUDULENT CHARGES.
★☆☆☆☆Niti Khandelwal· Aug 19, 2026
Earlier App was easy to log in but since the last update I can't log in.every time everyday it shows a technical issue. I am unable to check my statements and account. Really disappointed.
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