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Last updated on: 2026-08-07
Android Apps > Finance > Bread Financial
Bread Financial icon

Bread Financial

Bread Financial Holdings, Inc.
4.73
37,103 reviews
500,000+
Downloads
Free

Manage your account, make a payment, and redeem your rewards on the go.

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4.73 · 37,103 reviews · 500,000+ downloads · #94 in Finance
iOS version

About Bread Financial

Bread Financial is a finance app developed by Bread Financial Holdings, Inc..

How many times has Bread Financial been downloaded?

Bread Financial has been downloaded 890 thousand times. In the last 30 days, the app was downloaded 40 thousand times. It is ranked in the top 100 finance apps.

What is the rating of Bread Financial?

Bread Financial is rated 4.73 out of 5 stars, based on 37 thousand ratings.

Is Bread Financial free?

Bread Financial is free to download. The last update was on July 7, 2023.

What are the requirements for Bread Financial?

Bread Financial requires Android 11+ or higher. The app has a content rating of Everyone. The app has been available on Google Play July 2023.

Description
Experience the Bread Financial® app that’s designed with you in mind! Comenity Bank and Comenity Capital Bank are Bread Financial companies. And now you can manage your Comenity® credit cards, anytime and anywhere, with the credit card app featuring some of today’s most recognized brands.

Download the app to securely manage one or multiple accounts more easily! To access your account, sign in with the same username and password you use for Account Center online. If you haven’t registered for online access, you can do that — and more — in the app.

Discover convenient account management:

• Activate your credit card
• Review transactions and account statements
• Add an authorized buyer to your account
• Enroll in paperless statements
• Request a credit limit increase

Make or change a payment with ease:

• Schedule one-time payments
• Set up autopay
• Review your payment history
• Edit or delete a scheduled payment

Track your credit card rewards, if applicable:

• Check your rewards balance
• Redeem rewards in the amount you want
• Connect to exclusive offers for your card

Tap into useful features with select accounts:

• Set up alerts
• Lock or unlock a card
• Transfer another credit card balance

If you need to contact us, you can send us a message through the app’s Secure Message Center.

Looking for the Bread Savings® app? That’s a separate app you can find by searching “Bread Savings” in your app store. But if you’re ready to download the Bread Financial app for credit card management, you’re in the right place!

Copyright ©2026 Bread Financial. Comenity Bank and Comenity Capital Bank are Bread Financial companies.
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More data about Bread Financial

Price Free to download
Total downloads 890 thousand
Recent downloads 40 thousand
Rating 4.73 based on 37 thousand ratings
Ranking Highly ranked
Version N/A
APK size N/A
Number of libraries 73
Designed for Android 11+
Suitable for Everyone
Ads NO ads

App Performance Report

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Bread Financial compared with similar apps

Common keywords of similar apps

Bread Comenity Redeem Capital Companies Center Management Statements Message Savings App Credit Card Financial Account Payment Rewards Bank Manage Make Accounts Access Online Review Set Balance

Keywords missing from this app

Mobile Payments View Banking Zelle Transactions Alerts Pay Information Deposit Business Services Cards Money Secure Security Santander Check Send Time Easy Receive Schedule Chase Free Privacy Securely Apply Service Activity Transaction Personal Fees Balances

Google Play Rating history and histogram

Rating history
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32K
2.6K
950
250
1.2K

Downloads over time

Downloads over time
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Bread Financial has been downloaded 890 thousand times. Over the past 30 days, it averaged 1.3 thousand downloads per day.

Changelog of Bread Financial

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Developer information for Bread Financial Holdings, Inc.

Bread Financial Holdings, Inc.

BreadFinancialMobileSupport@breadfinancial.com

Website

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Address:

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Comments on Bread Financial for Android

★★★★☆ john · Jul 21, 2026
Statements are easy to read and understand the rewards are good and overall the card is very good to use app is easy to maneuver with check transactions check statements rewards are good again I said that once already I recommend this card
★★★★★ Terri Boggs · Aug 1, 2026
This app has made my bill paying for my three major credit cards so very easy! I am thrilled that they are now all in one place and I can use biometrics to open them! 10/10!
★☆☆☆☆ Bianca Licerio · Jul 9, 2026
Worst app. I changed cell phone providers, and I'm logging in, and it tells me my information is incorrect, yet I log on online with the same information. I had to re add all the cards, and now I can't log in.
★☆☆☆☆ fta206 · Jul 26, 2026
The app is slow and overcomplicated to long in and use. Bread Financial/Comenity is a criminal empire. Run.
★☆☆☆☆ Miguel Armendariz · Jul 23, 2026
They were overcharging me on interest charges. I had to bring this up in order for it to get corrected it's a shame, and I wonder how many other people are getting overcharged. My balance was going down on a weekly basis but yet my interest charges were increasing plus during my conversation with them, they said the interest rates dropped but yet my interest charges was still increasing. Not impressed.
★☆☆☆☆ Zoe Fox · Jul 15, 2026
I have had this card for almost 2 years and everything with this company is an issue. When I first got the card I had to cancel and reorder a new card 3 times due to it either not working online or it wouldn't work in the store. Well fast-forward to now they literally cancelled my account, and they never told me for over 5 months and they've been charging me for assurance even though the account has been closed since February of this year. Absolutely ridiculous!!!!!

Google Play Rankings for Bread Financial

Top rankings

Rank Country Category List
94 United States Finance Top Free
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Ranking history in United States

Ranking history
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Technologies used by Bread Financial

73 libraries
Subscribe to see full permission and library details
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