Happy Wallet-Consumer Loan App

App Name: Happy Wallet
Let customers enjoy safe, innovative, convenient and high-privacy financial loan services and live happily.

Application conditions:
Loans: Need to be an Indian citizen and have a PAN number
Age: 22 years old and above
Funding: A stable job and source of income
If users meet the above conditions, they can use our loan service to apply for a loan.

APR and Fees:
Transparent fees make your loan stress-free
Loan Amount Range: Minimum Rs 2,000 to maximum Rs 30,000
Loan term range: minimum 91 days to maximum 365 days
The annual interest rate ranges from 14% to 24%, which is calculated according to the actual loan term and amount

example:
Loan of 20,000 rupees with a term of 120 days and an annual interest rate of 14%,
Daily interest: 20000*0.04%=8 rupees, monthly interest 8*30=240 rupees, monthly repayment 20000/4+240=5240 rupees, total cost 240*4= 960 rupees, the total repayment after maturity is based on Gold plus total cost is 20000+960=20960 rupees

Happy Wallet has partnered with RBI Authorized and Regulated NBFCs/Financial Institutions. List of our loan partners:
Karn Singh Private Technology Limited

contact us:
Happy Wallet customer service is always ready to help you.
If you have any questions or would like to know more about Happy Wallet, please contact us by
Hours: Monday to Friday, 9:00 am to 6:00 pm.
Email: KarnSingh02931@gmail.com
Contact Address: S/O: Jagdish, RAMPURA, Hanumangarh, Rajasthan - 335502

Recent changes:
Modifications about applying all permissions