Ledgera: Money & Budget

Every dollar, accounted for.

Ledgera is a calm, private money manager for people who want to know exactly where their money goes. Log an expense in about three seconds, see your month by day, week or category, and keep cash, bank accounts, credit cards and loans in balance with real double-entry bookkeeping — without connecting to your bank.

WHY LEDGERA
• Expense tracker that's genuinely fast: a calculator keypad, one-tap categories and a Save button you can reach with your thumb.
• Budget planner that shows your pace, not just a total.
• Personal finance with the rigor of accounting: every entry is posted twice, so balances, net worth and credit card debt always add up.
• Private by design: your book stays on your phone. No sign-up, no bank logins, no cloud.

LOG IN THREE SECONDS
• Expense, income and transfer with a built-in calculator (+ − × ÷)
• Your most-used categories sit right above the keypad
• Snap & Fill: photograph a receipt and Ledgera reads the total, date and store on your device
• Attach receipt photos to any entry
• Notes, payees and a quiet haptic tick on every key

FIVE WAYS TO SEE YOUR MONTH
• Daily list with day totals
• Calendar with income and spending on every day
• Weekly and monthly summaries
• Total: the month at a glance — income, expenses, savings rate, budget pace, net worth and cards due

DOUBLE-ENTRY, MADE VISIBLE
• Each entry shows where money moved from and to (Visa → Groceries)
• Journal view with debit and credit for accountants and freelancers
• Assets − liabilities = net worth, with a live "Books balanced · Dr = Cr" check

CREDIT CARDS, LOANS & ASSETS
• Cash, bank, savings, investments, credit cards and loans
• Statement Clock: statement date, due date, amount due, unbilled spend and available credit
• Card installments split a purchase into monthly entries (Pro)
• Recurring entries for rent, salary and subscriptions (Pro)

BUDGETS & STATISTICS
• Monthly budgets for all spending or any category, with a pace marker
• Category breakdown by month or year, trends over six months
• Budget months that start on your payday

DESK MODE & EXPORTS
• Desk Mode (Pro): open your book in a computer's browser on the same Wi-Fi, protected by a pairing code — nothing goes through the internet
• Export to Excel or CSV, import CSV from other money managers (Pro)
• Backup files you keep anywhere, plus automatic daily backups (Pro)

MADE FOR EVERY DAY
• Office workers tracking spending, freelancers separating income and costs, young families planning a monthly budget, anyone paying off a credit card
• 29 currencies including USD, EUR, GBP, JPY, KRW, AUD, CAD, CHF, SEK, BRL and VND
• English, Deutsch, Français, Español, Italiano, Nederlands, 日本語, 한국어
• Light and dark themes, designed to feel quiet and precise

PRIVACY
Ledgera is a manual, offline-first tracker. Your entries, accounts, balances and receipts are stored only on your device and are never uploaded. Ledgera never asks for bank logins or card numbers and does not provide loans, credit or any financial service. Receipt scanning runs on your phone. Optional passcode and fingerprint lock (Pro).

LEDGERA PRO
The free version includes unlimited entries, all views and statistics, up to 3 accounts and 3 budgets, and shows a slim banner. Pro removes every ad and unlocks unlimited accounts and budgets, Desk Mode, Excel/CSV export and import, up to 6 receipt photos per entry, passcode lock, recurring entries, card installments and daily backups.
• Lifetime: pay once — no ads, ever
• Yearly with a 3-day free trial
• Monthly

Prices are shown in your currency before you buy. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period; manage or cancel anytime in Google Play → Payments & subscriptions. Lifetime is a one-time purchase.

Terms: https://ledgera.theyourlist.com/terms
Privacy: https://ledgera.theyourlist.com/privacy

Recent changes:
Ad network update and stability improvements.