MICROMONEY was a finance app developed by Varrenyam Infotech Private Limited. It was removed from Google Play Mar 5, 2026 and is no longer available for download.
Download Statistics
MICROMONEY had been downloaded 460 thousand times before it became unavailable.
User Ratings
The app had no ratings.
App Information
MICROMONEY was free to download. The APK download size was 42.79 MB. The last available version was 1.0.3. The last update was on September 26, 2025.
Technical Requirements
The app had a content rating of Everyone. The app had been available on Google Play October 2024.
Description
Micromoney - Frequently Asked Questions (Summary Guide) Micromoney is your go-to mobile app for fast, secure, and fully digital personal loans. Whether it's for an emergency, urgent bills, or short-term financial needs, Micromoney offers an easy, transparent borrowing experience — with zero hidden charges and no collateral required.
1. Eligibility Age: 21+ years Employment: Salaried (with regular income) Minimum Net Salary: ₹15,000/month Valid PAN & Aadhaar Card Salary Account Bank Statement
2. Loan Features Loan Amounts: ₹5,000 to ₹2,00,000 Tenure: 2 to 24 months Interest Rate: 24% to 36% p.a. (flat) Processing Fee: ₹600 – ₹11,918 (incl. GST) No collateral or security required No hidden charges or prepayment penalties
3. Application Process Step 1: Download the Micromoney App Step 2: Create an account and fill in your loan application Step 3: Upload required documents Step 4: Get evaluated and receive funds in your bank account upon approval
4. Documentation Required PAN Card Aadhaar Card Latest Salary Bank Statement
6. Repayment EMI auto-debited from your salary account Flexible tenure options No foreclosure or part-payment charges
7. Charges Interest: 24% – 36% p.a. Processing Fee: ₹600 – ₹14,000(+18% GST) Late Payment Fee: Up to 8.33% per month (min ₹500 + GST) Bounce/EMI Return: ₹500 + GST Mandate Failure: ₹250 + GST Prepayment Charges: None
8. Representative Loan Example For a ₹15,000 loan over 3 months @ 36% p.a. (flat): Processing Fee: ₹1,239 (incl. GST) Disbursed Amount: ₹13,761 Total Interest: ₹1,350 Total Repayment: ₹16,350 Monthly EMI: ₹5,450
9. Security & Data Privacy Micromoney only accesses user data with clear, informed consent for: SMS: For credit profiling (transactional only) Location: To determine loan eligibility Camera/Storage: For document upload and verification Device Info: To protect against fraud and ensure secure usage Micromoney follows Google’s personal loan policy, RBI's digital lending guidelines, and all relevant data privacy laws including the Digital Personal Data Protection Act, 2023.
10. Customer Support Email: info@micromoney.in Available Mon-Sat, 10 AM to 6 PM For full terms, visit: https://micromoney.in/PrivacyPolicy
11. NBFC Partnership Micromoney works in partnership with: Yashik Finlease Pvt. Ltd. (RBI-registered NBFC)
Micromoney — your trusted partner for easy, fast, and transparent personal loans.
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★★★★★
It's very good app.I need to urgent money and micromoney help me.such the best loan platform. Customer service brilliant.
★★★★★
Micromoney saved me this month, seriously. My bike broke down, salary was still 10 days away, applied at 11 pm and money was in my account by morning. No calls, no documents, just PAN and Aadhaar. Felt too good to be true, but it worked.
★★★★★
Easy to use app very easy process and quick disbursement
★★★★★
Quick, easy, and reliable loan service! Got approved instantly with minimal paperwork. Funds were credited fast. Highly recommend for anyone needing urgent financial support.
★★☆☆☆
Customer service is bad Not reply. This is my application ID - 26013629. I continue to send mail but till date not any update for me.
★★☆☆☆
My loan apply neq lead 2 days ago still not received my Bank account whyy costumer support worst no response whyy
★★☆☆☆
I close my previous loan but still 2 times. Nach e mandate from my account no one support yet close e mandate
Technologies used by MICROMONEY
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