Monifi by MOJI LOAN DEV is a licensed online cash loan app offering UGX 200,000 to 1,000,000 with terms from 91 to 365 days and a max APR of 24%. It shows 1,000,000+ total downloads and 76K in the last 30 days, but is not ranked in any top lists.
Pros & Cons
Huge user base with 1,000,000+ total downloads
Rapid access to cash (loans released in as little as 24 hours)
Transparent loan terms (200k-1,000k principal, 91-365 day tenor, max 24% APR)
Strong security with encrypted personal information
Not ranked in any top lists
Current rating is 0.0 from 0 ratings
Listing omits some explicit policy terms (privacy, detailed APR/terms) compared to some competitors
About Monifi
Monifi is a finance app developed by MOJI LOAN DEV.
Download Statistics
Monifi has been downloaded 1.7 million times. In the last 30 days, the app was downloaded 76 thousand times.
User Ratings
The app has no ratings yet.
App Information
Monifi is FREE to download. The APK download size is 9.62 MB. The latest version available is 6.2. The last update was on October 2, 2025.
Technical Requirements
Monifi requires Android 7.0+ or higher. The app has a content rating of High Maturity. The app has been available on Google Play June 2025.
Description
Loan Information:
Loan amount: 200,000 UGX - 1,000,000 UGX
Loan term: 91 days (shortest, including renewal time) - 365 days (longest, including renewal time)
Maximum APR: 24%
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The process is simple and no stress. I'm only waiting for the cash to disburse.
★★★★☆Appiah Bismark· Apr 26, 2026
Excellent app I'm waiting for the disbursement and add the rest of the stars.
★★★★★Alice Daka· Feb 15, 2026
This app is very easy and fast no stress in terms of emergency, have given them 5 stars now coz they are good it's different from other app, the only problem they stopped giving me, but I don't have any credit wen U pay then next time they will reject U I don't know y
★★★★☆Mulambwa Akalemwa· Jun 22, 2026
It is not my first time to use this app, the app is good, however I encourage you to increase the period of Repayment and the option of the Loan required, that is why I rated you with four Stars, I have applied to day,22/06/2026, and I am for good response.
★☆☆☆☆francis tembo· Feb 16, 2026
These guys insult you even before the 24 FRS of your payment period ends imagine telling me at I'm a crock that I got the money because I'm poor, and I can't repay them just because I didn't pay the time I got the money I got the money around 7hrs on that day then I repayed them the last around 16 hrs but just because I failed to pay around 7hrs at I'm a useless person very foolish app I can't tell someone to Use these idiots again 😤
★☆☆☆☆Ebenezer Songwile Mwenyo· Feb 17, 2026
This is the worst micro loan app to ever exist. Don't get me started on the high interest rates and short paying back period, that alone would be enough to chase a first timer like me. But your customer service is the worst please. I can't be threatened to be taken to the police for a loan I got two weeks ago. They have no professionalism in their language, use provocative and threatening words, and as a first time customer, it's horrible. YOU HAVE JUST LOST A CUSTOMER!!!
Google Play Rankings for Monifi
This app is not ranked
Technologies used by Monifi
10 permissions·47 libraries
Subscribe to see full permission and library details
Trust & Safety: Requested permissions include ACCESS_NETWORK_STATE, ACCESS_WIFI_STATE, INTERNET, FOREGROUND_SERVICE, READ_SMS, RECEIVE_BOOT_COMPLETED, WAKE_LOCK, BIND_GET_INSTALL_REFERRER_SERVICE, AD_ID, and DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION. This mix supports quick loan delivery and user verification, but warrants careful handling of personal data and adherence to platform policies. Review of background services and SMS access is advised to ensure user privacy and security.
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
