Muta Social

What's your Muta Score?

Like a credit score — but for your whole financial life. Track income, investments, insurance, savings, and spending. Get a score out of 1000 that shows exactly where you stand.

YOUR SALARY ISN'T YOUR NET WORTH
Most Indians earn well and still fall behind. No term cover. Salary grows, savings don't. Money scattered across 5 apps with no single picture. Muta Social fixes that — one app, your complete financial picture, 50 years ahead.

MUTA SCORE — YOUR FINANCIAL RANKING
• See your score and what's pulling it down
• Compare with Indians at your income level
• Watch your score improve as you fix your money

TRACK & UNDERSTAND
• Link bank accounts and track all expenses in one place
• See your real net worth — FDs, SIPs, EPF, gold, real estate
• Future Available Balance — how much is left after upcoming bills (no other app shows this)
• Set and track goals: emergency fund, house, retirement

50-YEAR SIM LAB
• Project your financial future 50 years ahead
• Run "what if" scenarios: "What if I start SIP now vs 5 years later?"
• No other Indian finance app offers this

SPECIALIST AI — NOT A CHATBOT
• Tax Agent: 80C, 80D, capital gains, advance tax — Indian context built in
• Debt Agent: credit cards, EMIs, interest optimization
• Investment Agent: SIP, MF, NPS, EPF — your portfolio, not generic advice
• General Finance Agent: any money question, answered in plain Hindi/English

NO PAYWALLS ON YOUR OWN DATA
• Free tier: daily limits, not locked features
• Your data is yours. We don't sell it to advertisers.
• No forced upgrade after onboarding (unlike ET Money)

FAMILY SHARING
• Share finances with your partner or parents
• Household goals: kids' education, home loan, retirement together
• Per-member privacy — share what you want, hide what you don't

BUILT FOR INDIA
• ₹, SIP, EPF, NPS, PPF, CIBIL — all built in, no workarounds
• Hindi + English support
• AA (Account Aggregator) powered — RBI regulated, bank-grade secure

Whether your salary is ₹6L or ₹60L, Muta Social helps you see the full picture — and score higher.

Download free. No credit card.