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Last updated on: 2026-09-17
Android Apps > Finance > OneCard: Credit Card & UPI
OneCard: Credit Card & UPI icon

OneCard: Credit Card & UPI

FPL Technologies
4.65
613,521 reviews
10,000,000+
Downloads
Free

Get Credit Card, Easy Bill Payments, Recharges & UPI, Flexible Rewards & Offers

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Download from Google Play

About OneCard: Credit Card & UPI

OneCard: Credit Card & UPI is a finance app developed by FPL Technologies.

Download Statistics

OneCard: Credit Card & UPI has been downloaded 33 million times. In the last 30 days, the app was downloaded 79 thousand times.

User Ratings

OneCard: Credit Card & UPI is rated 4.65 out of 5 stars. The rating is based on 610 thousand ratings.

App Information

OneCard: Credit Card & UPI is FREE to download. The last update was on November 2, 2025.

Technical Requirements

The app has a content rating of Everyone. The app has been available on Google Play June 2021.

Description
With the updated OneCard app, you can now make payments via UPI. The all-new OneCard UPI is here to simplify everyday payments. Here’s what’s new:

Superfast payments

Experience superfast payments with OneCard. The UPI feature on the app is designed to be snappy, letting you complete transactions effortlessly-no extra steps, no delays, just quick and seamless payments every time.

Pay on UPI with credit card

Want to use your credit card on UPI? Link your RuPay credit card to OneCard UPI and pay effortlessly by scanning any QR code. Enjoy fast, secure transactions without the hassle.

What’s more?

The OneCard app also allows you to choose and apply for select credit cards from our partner Banks and financial institutions, giving you complete control over your credit card directly through the app.

Get your hands on the metal-crafted One Credit Card, issued by our partner Banks and financial institutions. Here’s what you get:


Lifetime free

No annual fees. No joining fees. No fuss. It only gets better!

Supercharged 5X rewards

Unlock 5X rewards on your top two spending categories every month.

Anytime EMI

Convert your spends into EMI within the app and manage all your EMIs effortlessly with flexible repayment options.

Offers around you

Dining out, shopping, or fueling up? Use the ‘Around You’ feature to discover exclusive offline offers and deals across stores and categories on your One Credit Card.

Global acceptance & low forex fees

Enjoy low forex fees on international transactions with your One Credit Card. Accepted worldwide, it’s your ideal travel companion.

Mobile recharge
Recharge your mobile for all major operators, including Jio, Airtel, and VI, directly through the app without any extra fees.

Bill Payments
Pay utility bills like electricity, gas, water, DTH, and broadband using your One Credit Card and earn rewards on every spend. You can even pay school fees or tuition fees through the app.

Pay rent with your credit card
Stay on top of your rent payments. Easily manage rent payments through the app.

FD-backed credit card to build your credit score
Don’t have a high credit score? Get an FD-backed One Credit Card by creating an FD. This helps build your credit score, making it easier to access credit products in the future.

Why choose one credit card?

Metal card
16-gram pure metal card - premium feel, sleek design.

Lifetime free
No hidden fees, no joining fees, and no annual fees ever!

Instant virtual card
Activate your virtual credit card the same day and start using your One Credit Card instantly.

Complete control
Track your expenses, set limits, and manage your card effortlessly through the app.

Banking Partners & Eligibility Criteria

One Credit Card is offered by multiple Banks and financial institutions i.e South Indian Bank (SIB), Federal Bank, BOBCARD, CSB Bank, Indian Bank, and SBM (State Bank of Mauritius).

You must be 18+ years old and an Indian resident to be eligible for One Credit Card. The approval is subject to your credit score and the issuing bank partner’s eligibility criteria.


Interest & Other Charges

Interest-free period - up to 48 days
The interest rate on unpaid dues - 3.75% p.m.
Over limit charges - 2.5% (min Rs. 500)
EMI Processing fee - 1% (min 99)
EMI Foreclosure fee - 3% (min 99)

To apply, download the OneCard app now and #BeTeamMetal

For help email us at help@getonecard.app. Do visit our website to contact us for any queries at https://getonecard.app.
Our address: West Bay, S. No. 278 Hissa No. 4/3, Pallod Farm, Phase II, Baner, Pune, MH, IN - 411045.
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More data about OneCard: Credit Card & UPI

Price Free to download
Total downloads 33 million
Recent downloads 79 thousand
Rating 4.65 based on 610 thousand ratings
Ranking Not ranked
Version N/A
APK size N/A
Number of libraries 67
Suitable for Everyone
Ads NO ads

App Performance Report

Get a detailed PDF report for OneCard: Credit Card & UPI with download trends, rating history, and key performance statistics — useful for competitive research or tracking your own app. Learn more

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OneCard: Credit Card & UPI compared with similar apps

Common keywords of similar apps

Fees Onecard Effortlessly Score Complete Banks Institutions Metal Rent Fd Indian Min Flexible Superfast Feature Extra Enjoy Choose Partner Control Directly Lifetime Annual Joining Top Categories Low Forex Backed Credit Card App Payments Upi Bank Pay Rewards Emi Offers Transactions Financial Free Manage Interest Bill Apply Mobile Recharge

Keywords missing from this app

Account Money Cards Loan Bills Bhim Payment Banking Loans Instant Secure Digital Cashback Online Experience Personal Debit Earn Transfer Services India Rupay Amount Accounts Make Access Deposits Savings Transfers Scan Fixed

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Google Play Rating history and histogram

Rating history
Subscribe to see the full rating timeline
520K
49K
0
3.8K
34K

Downloads over time

Downloads over time
Subscribe to see download velocity and history

OneCard: Credit Card & UPI has been downloaded 33 million times. Over the past 30 days, it averaged 2.6 thousand downloads per day.

Changelog of OneCard: Credit Card & UPI

Show changelog

Developer information for FPL Technologies

FPL Technologies

support@fplabs.tech

Website

Legal name:

Address:

Phone number:

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Comments on OneCard: Credit Card & UPI for Android

★★★★☆ Sayan Roy · Sep 12, 2026
Give me the card please. I am holding so many bank cards but still not receving invitation for this card.
★★★★★ GIRISH V KATTA · Sep 11, 2026
One card is good opportunity the best credit card it's wonderful International
★★★★★ Rajat Srivastava · Sep 3, 2026
I'm unable to use my one card app plz help if possible
★☆☆☆☆ Anil Nimma · Aug 23, 2026
I am receiving the msg like My EDD re-sync is pending from one card. When I try to complete my re-sync by the provided link, The link is not working even it is not taking the pan number and not generating otp also, The otp genarting button is not enable, there are a lot of bugs in the provided link and one card app, simply providing the solution as uninstall and install app or update app only. One of the worst cht support from one card I have already raised, simple they closed-9972989
★☆☆☆☆ Likith N · Sep 12, 2026
One of the worst service by one card. If we want to raise any dispute regarding transactions or offers we can't able to connect the customer care immediately. It asks so many questions and our issue is not listed in their options. Yesterday I have been in a location where I tried to apply offer in the same location. But it is asking us to be in the location. I was in the location only. This is worse service that I have experienced. Just to avoid the offers they will introduce all these fishy.

Google Play Rankings for OneCard: Credit Card & UPI

This app is not ranked

Technologies used by OneCard: Credit Card & UPI

67 libraries
Subscribe to see full permission and library details
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BharatPe UPI Payment, Loan App icon BharatPe UPI Payment, Loan App
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iMobile: Loan, Cards & Banking icon iMobile: Loan, Cards & Banking
Jupiter: Cards, UPI, Banking icon Jupiter: Cards, UPI, Banking
super.money - UPI by Flipkart icon super.money - UPI by Flipkart
Freecharge UPI & Bill Payments icon Freecharge UPI & Bill Payments
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PayZapp UPI Wallet, Pixel Card icon PayZapp UPI Wallet, Pixel Card

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