Optum Financial’s Android app brings health accounts and everyday finances together in one mobile experience. It offers balance and transaction views, receipt capture, claims management, and 24/7 live support, enabling on-the-go control of health-related expenses. Notably, it maintains steady activity with thousands of ratings and downloads, reflecting broad adoption in the FINANCE space.
Pros & Cons
Health-to-finance integration with ConnectYourCare.
Receipt capture and documentation upload via photo capture.
24/7 live support chat for help on the go.
Clear balances, transactions, and claims visibility.
Permissions and security details are not disclosed in the provided data.
No explicit HSA/FSA terminology or features are evident in the dataset.
Limited visibility into app-level security/privacy specifics beyond general descriptions.
About Optum Financial
Optum Financial is a finance app developed by Optum Inc..
How many times has Optum Financial been downloaded?
Optum Financial has been downloaded 570 thousand times. In the last 30 days, the app was downloaded 4.3 thousand times.
What is the rating of Optum Financial?
Optum Financial is rated 3.38 out of 5 stars, based on 9.1 thousand ratings.
Is Optum Financial free?
Optum Financial is free to download. The last update was on October 14, 2024.
What are the requirements for Optum Financial?
Optum Financial requires Android 12+ or higher. The app has a content rating of Everyone. The app has been available on Google Play December 2017.
Description
Managing and paying for eligible health care expenses on the go has never been easier with the Optum Financial mobile app. Designed with unique features like receipt capture and e-sign dependent care certification, you can easily manage account details, access transaction history and view balances - giving you maximum control over you accounts and healthcare finances.
Mobile features include: • Access to view and manage all Optum Financial benefit accounts • View account balances and transaction history • Pay providers or reimburse yourself for qualified out-of-pocket expenses • View and manage claims • Receive smart in-app alerts for claims requiring attention • Capture and upload claims documentation through photo capture technology • Quick access to previously submitted documentation • Connect with a live customer care representative via mobile chat 24/7 • Manage account preferences and add account users • Access eligible expenses listing
Access Instructions You will need to have an Optum Financial or ConnectYourCare health account to use this app. If you are an Optum Financial or ConnectYourCare customer and need to update your account credentials, please visit www.optumfinancial.com.
ABOUT OPTUM FINANCIAL: Optum Financial is advancing the way account holders save and pay for care, connecting the worlds of health and finance in ways that no one else can. Optum Financial is the #1 ranked health accounts administrator with over $17.7B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Financial helps reduce costs while helping people make better health decisions– creating a better health care experience for our customers.
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Works well. Easy to manage clams and check balance, submit documents, etc.
★★★★★Alejandro Anaya· Jan 22, 2026
Great app to keep an eye on your benefits.
★★★★☆Dave Piehl· Apr 14, 2026
Worked great for several months, and now we're back to same old, same old with >1 login and biometrics that just vanish.
★☆☆☆☆Whisper Hosner· Jan 12, 2026
App doesn't work. Back on the app it says app requires an update that takes you back to the Play store there's no update available, so you can only click open, and it just goes in an infinite loop.
★☆☆☆☆Jeremy Vogel· Feb 11, 2026
Great for checking your balance, terrible at remembering your login info. Why let me use biometrics and then take me to a login page? And I know I've selected the "remember me" button. I don't remember which username and password I use on all platforms, so every time I want to use this app I need to look up that info...again! Just leave me signed in! Edit: deducting another star because it continues to log me out. Please fix this, it's just dumb and annoying.
Google Play Rankings for Optum Financial
This app is not ranked
Technologies used by Optum Financial
50 libraries
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Trust & Safety: Permissions data is not provided in the dataset; no explicit safety flags are evident from the given information.
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
