Quikkred: Personal Loan App

Quikkred Personal Loan App makes credit fast, easy, and hassle-free! Apply digitally and get loan approvals with a 100% online process.

👉 Please note: Fluxusforge Private Limited (“we”, “our”, “us”, or “Quikkred”), bearing CIN: U62099DL2026PTC460990, is a company incorporated under the Companies Act, 2013, with its registered office at Shop No. 9, Plot No. 51, Block C, Mahendru Enclave, Delhi – 110033.

Quikkred operates as a digital lending service platform and does not itself provide loans.
All loans are approved, sanctioned, and disbursed solely by our RBI-registered NBFC partner, Satsai Finlease Private Limited (CIN: U71290DL1996PTC081328), in accordance with applicable laws and regulations.

Our Lending Partner:

Satsai Finlease Private Limited (https://satsaifinlease.com/our-partner)

RBI Registration Number: B- 14.01646

What We Offer (through Satsai Finlease Private Limited)

✅ Loan Amount: ₹2,500 – ₹50,000 (sanctioned by Satsai Finlease Private Limited, RBI-registered NBFC)
✅ Interest Rates: 12% – 32.5% per annum
✅ Loan Tenure: 3 months – 60 months
✅ Processing Fee: Up to 5.1% of the principal amount + GST
✅ Quick & Direct Transfer: Funds disbursed by our NBFC partner directly to your bank account
✅ No Collateral Required: Get a loan without pledging any security
✅ Foreclosure & Part-Prepayment Available
✅ Maximum APR – 48.15%

Eligibility Criteria

✔ Indian Citizen
✔ Minimum Age: 22 years
✔ Minimum Monthly Personal Income: ₹20,000
✔ Monthly Household Income: ₹25,000+
✔ Valid Identity & Address Proof (Govt. Approved)
✔ Aadhaar-linked Mobile Number
✔ Salaried Employee with Permanent/Regular Status
✔ At least 2 Months Work Experience in Current Company (for Salaried Employees)

Documents Required

📜 PAN Card
💰 Income Proof (Bank Statements Reflecting Monthly Income)

Example of How a Loan Works (Illustrative)

💡 Loan sanctioned by Satsai Finlease Private Limited: ₹2,00,000 for 3 years
💰 Processing Fee: ₹8,260 (3.5% + GST + ₹500 Stamp Duty)
📉 Interest Rate: 24% p.a. (on reducing principal balance)
💳 EMI: ₹8,020 per month
📊 Total Payable: ₹2,88,720
📌 Total Interest Paid: ₹80,460
📈 Annual Percentage Rate (APR): 30.15%

Fees & Charges (as applied by NBFC partner)

💳 Foreclosure Charges: 4% of Principal Outstanding* + GST
💰 Part-Prepayment Charges: 4% of Principal Prepaid* + GST
🔹 *Rounded to the nearest rupee

How to Apply for a Personal Loan on Quikkred Personal Loan App

1️⃣ Download the Quikkred Personal Loan App
2️⃣ Sign up & Complete Your Profile
3️⃣ Upload Required Documents (Bank Statement, etc.)
4️⃣ Select Loan Amount & Tenure
5️⃣ Receive Cash in Your Bank Account (disbursed directly by Satsai Finlease Private Limited)

Our Policies:

Privacy Policy: https://quikkred.in/privacy-policy

Privacy Policy of Satsai Finlease Private Limited (NBFC): https://satsaifinlease.com/privacy-policy

Account Deletion: https://quikkred.in/account-deletion

Application Requirements

📱 Mobile Number
📧 Email
👤 Full Name
📅 Date of Birth & Gender
📇 PAN Card
🏢 Employment Type & Company Name
💵 Monthly Income
🏠 Address Proof (Permanent & Current Address)
📷 Selfie
📄 Bank Statement & Employment Proof (Salary Slip / Office ID / UAN – for Salaried Employees)
📞 Reference Contact
🏦 Disbursement Bank Account Details
🔄 eNACH / UPI e-Mandate

Why Choose Quikkred ?

✔ Fast & Easy Loan Application
✔ Completely Digital Process
✔ Quick Loan Approval
✔ Instant Loan Disbursal by our NBFC partner
✔ No Hidden Charges
✔ Trusted by Lakhs of Users
✔ Partnered with RBI-Registered NBFC (Satsai Finlease Private Limited)

📲 Download the Quikkred Personal Loan App Now & Apply Instantly! 🚀

Recent changes:
- Fix Some issue and update.