SmartCredit® Control your credit, privacy, money, and identity from one place.
3.85·185 reviews·100,000+ downloads
About SmartCredit®
SmartCredit® is a productivity app developed by ConsumerDirect Inc..
How many times has SmartCredit® been downloaded?
SmartCredit® has been downloaded 140 thousand times. In the last 30 days, the app was downloaded 2.2 thousand times.
What is the rating of SmartCredit®?
SmartCredit® is rated 3.85 out of 5 stars, based on 190 ratings.
Is SmartCredit® free?
SmartCredit® is free to download. The APK download size is 1.83 MB. The latest version available is 2.2.4. The last update was on February 27, 2026.
What are the requirements for SmartCredit®?
SmartCredit® requires Android 5.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play October 2021.
Description
SmartCredit® Control your future credit score!™
SmartCredit® helps you control your credit score, money and identity in one place. Easily see what's helping or hurting your credit score and get a personalized plan to make it better, so you can qualify for loans with the best rates, as quickly as possible.
SmartCredit® even safeguards the points you gain with unmatched credit monitoring and ID fraud insurance.
KEY FEATURES:
SCORETRACKER Easily track all your scores with simple charts or in-depth information.
SCOREBUILDER® See exactly what's helping or hurting your credit score and get your personalized, 120-Day Plan to a better score.
SCOREBOOST™ Discover how your spending strategies can unlock hidden credit points using our patented credit data science.
PRIVACYMASTER® See where your private information is exposed online and request removal with one swipe.
NEWLY DESIGNED 3B REPORTS & SCORES It's never been so easy to read and understand your TransUnion, Equifax and Experian credit reports.
ACTION BUTTONS Remove credit reporting errors, identity theft and ask questions directly with your creditors using our patented Action Buttons.
MONEY MANAGER All your online banking, credit cards and investments in one place, with Action Buttons to quickly resolve problems or ask questions with your financial institutions.
$1 MILLION WHOLE FAMILY FRAUD INSURANCE Full coverage for your whole family, including pre-existing issues you did not know about. Free with your membership. Activation is required.
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Decent. One of the better credit monitoring apps out there, with some foibles. The scores are accurate and with the plan you get unlimited updates. However, I followed the recommendations for Score Boost and the results were only about a 50% increase in their projected points. Also, whenever you try to contact a creditor through their "instant delivery" facility, you get a letter back from the creditor stating they don't take action from credit repair company requests.
★★★★★Julia R· Dec 21, 2021
Great and user-friendly interface! Glad I can check, monitor and improve my credit score.
★★★★★Joseph Llanes· Aug 8, 2023
Not only do I use this to monitor my personal credit. I also teach a class on how to use the tools provided to not only monitor, but control your credit score. It's like a game, the only thing you need to win is to understand how to play!
★★☆☆☆B*C· Jul 20, 2022
Blah it's basically something as credit karma only this shows acct numbers so save yourself the money because all they want you to do is upgrade to more expensive package
★☆☆☆☆XIAH STORM· Oct 3, 2025
This app deserves zero stars, this app and company are a scam, it's a waste of money, might as well throw your money in the garbage then to let this scam app and company help with your credit, it's a Scam, this company steals your money, I don't recommend
★☆☆☆☆Jason Scarborough· Apr 1, 2022
Horrible app. Complete scam ! Can not complete any actions and there is nowhere to cancel membership. You have to call them to cancel ! Do not waste any money with this horrible app!!!
Google Play Rankings for SmartCredit®
This app is not ranked
Technologies used by SmartCredit®
SmartCredit® is requesting 7 permissions and is using 21 libraries.
Show details
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
